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InterMiles HDFC Bank Diners Club Credit Card

Product Details
Credit Card Name : 

InterMiles HDFC Bank Diners Club Credit Card

Bank Name :

HDFC Bank

Type :

Lifestyle Credit Card

Interest Rate : 

3.60% p.m. 43.20% p.a.

Eligibility :

For Salaried Indian national
Age: Min 21 years & Max 60 Years,
Net Monthly Income> Rs 1,75,000

For Self Employed Indian national
Age: Min 21 years & Max 65 Years
Income: ITR > Rs 21 Lakhs per annum

InterMiles HDFC Bank Diners Club Credit Card
Pros
  • Customers get a Complimentary Intermiles Gold membership for the first year as a welcome benefit. 

  • Renewal Benefit- Earn 10,000 bonus intermiles every year on spending an amount exceeding Rs. 20,000 within the first 30 days after card renewal. 

  • Customers can also avail of exclusive discount offers on Etihad Airways Tickets, and Unlimited airport lounge access through the Domestic Lounge Program. 

  • The Card also provides unlimited Complimentary golf games at leading courses across India and select courses across the world. 

  • Customers can earn 8 InterMiles on every Rs. 150 spent on retail spends, and 16 InterMiles on every Rs 150 spent on every flight ticket booked on https://flights.intermiles.com

  • Dining Benefits- Save upto 25% on dining bills paid through Dineout Pay via your 

Cons
  • No complimentary international Airport lounge access facility is available.  

  • High joining fees are levied upon the customers.

Pros & Cons
Welcome Benefits
  • InterMiles Gold  membership by default for the first year.

Rewards System
  • 6E Rewards = 1 Rs. 

  • You can earn 1 reward point for every INR 100 spent on your card.  

  • Rewards earned will be transferred to your Indigo account at the end of the month.  

  • The effective Cashback rate varies from 0.25% to 2%.

International Forex Markup

IFM- 3% 

Welcome Benefits and Reward System
Special Features
  • Provided various travelling insurance like- Air accident insurance cover worth Rs 2 crore Travel Insurance Cover of up to INR 55,000 on baggage delay

Eligibility Criteria

For Salaried Indian national
Age: Min 21 years & Max 60 Years,
Net Monthly Income> Rs 1,75,000

For Self Employed Indian national
Age: Min 21 years & Max 65 Years
Income: ITR > Rs 21 Lakhs per annum

Benefits
  • Complimentary Intermiles Gold membership for the first year is provided as a welcome benefit. 

  • Insurance Benefits provided include- Air accident insurance cover worth Rs 2 crore Emergency overseas hospitalization: Rs. 50 Lacs 

  • Travel Insurance Cover of up to INR 55,000 on baggage delay  

  • Credit Liability Cover of up to ₹9 Lakh 

  • Dining Benefits- Save upto 25% on dining bills paid through Dineout Pay via your InterMiles. 

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • Go to the HDFC Bank website and click on the "Credit Cards" tab. 

  • Select the "InterMiles HDFC Bank Diners Club Credit Card" from the list of cards. 

  • Click on the "Apply Now" button. 

  • Fill out the application form and submit it. 

  • You will need to provide the following information in the application form:  Your personal details, such as your name, address, and contact information. Your employment details, such as your employer's name and address. Your income details. Your credit history. 

  • Once you have submitted your application, an HDFC Bank representative will contact you to verify your details and process your application.

Contact Details

1800 202 6161 or 1860 267 6161,
send an SMS to 730 8080 808, or
even use WhatsApp to send a message to 707 0022 222.

Account Opening and Procedure
InterMiles HDFC Bank Diners Club Credit Card

The InterMiles HDFC Bank Diners Club Credit Card comes with all the travel and Lifestyle privileges that one expects from a credit card. Moreover, its low finance charges (1.99% per month only) and foreign currency markup fee (2% only) give it a big plus. As suggested by the name, it gives you an amazing opportunity to earn thousands of Intermiles that can be redeemed easily.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining/ Renewal Membership Fee – Rs. 5,000/- + Applicable Taxes. 

  • Cash advance fee: 2.5% or ₹ 500 whichever is higher.  

  • Interest Rates: 3.60% p.m. 43.20% p.a.  

  • Late Payment Charges: Less than ₹100 = Nil ₹100 to ₹500 = ₹100/- ₹501 to ₹5,000 = ₹500/- ₹5,001 to ₹10,000 = ₹600/- ₹10,001 to ₹25,000 = ₹800/- ₹25,001 to ₹50,000 = ₹1100/- More than ₹50,000 = ₹1300/- 

  • Foreign Currency Transactions Fees: 3%.   

  • Reward Redemption Fees: Rs. 99/-

Fuel Surcharge

1% fuel surcharge waiver at all fuel stations across India. ​​​​​​​(on minimum transaction of ₹400, Waiver capped at ₹1000 every billing cycle.)

Billing Cycle

30 Days

Fees & Charges
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