InterMiles HDFC Bank Diners Club Credit Card
MyRupaya Ratings
Product Details
Credit Card Name :
MakeMyTrip ICICI Bank Credit Card
Bank Name :
ICICI Bank
Type :
Travel Credit Card
Interest Rate :
3.40%p.m. 40.80%p.a.
Eligibility :
For Salaried Indian national
Age: Min 21 years & Max 60 Years,
Net Monthly Income> Rs 1,75,000
For Self Employed Indian national
Age: Min 21 years & Max 65 Years
Income: ITR > Rs 21 Lakhs per annum
Pros
Welcome Benefit: Customers will get a complimentary Intermiles Gold membership for the first year.
Reward System: The value of 1 InterMiles = 1 Rs. Users will earn 8 InterMiles on every Rs. 150 spent on retail spending. 16 InterMiles on every Rs 150 spent on every flight ticket booked on https://flights.intermiles.com. 16 InterMiles on every Rs. 150 spent on every Hotel booked Interbook.intermiles.com. The redemption value of InterMiles will vary for different categories.
Users can earn 10,000 bonus InterMiles every year on spending an amount exceeding Rs. 20,000 within the first 30 days after card renewal.
Customers can also avail of exclusive discount offers on Etihad Airways Tickets, and
Unlimited airport lounge access through the Domestic lounge program.
The card also provides unlimited complimentary golf games at leading courses across India and select courses across the world.
Up to 25% on dining bills paid through Dineout Pay.
Cons
No complimentary international airport lounge access facility is available.
High joining fees are levied upon the customers.
Pros & Cons
Welcome Benefits
Users will get InterMiles Gold membership for the first year.
Rewards System
The value of 1 InterMiles = 1 Rs. Users will earn 8 InterMiles on every Rs. 150 spent on retail spending. Cashback rate: 5.33%. 16 InterMiles on every Rs 150 spent on every flight ticket booked on https://flights.intermiles.com. Cashback rate: 10.66%. 16 InterMiles on every Rs. 150 spent on every Hotel booked Interbook.intermiles.com. Cashback rate: 10.66%.
International Forex Markup
IFM- 3%
Welcome Benefits and Reward System
Special Features
Provided various travelling insurance like- Air accident insurance cover worth Rs 2 crore Travel Insurance Cover of up to INR 55,000 on baggage delay
Eligibility Criteria
For Salaried Indian national
Age: Min 21 years & Max 60 Years,
Net Monthly Income> Rs 1,75,000
For Self Employed Indian national
Age: Min 21 years & Max 65 Years
Income: ITR > Rs 21 Lakhs per annum
Benefits
Complimentary Intermiles Gold membership for the first year is provided as a welcome benefit.
Insurance Benefits provided include- Air accident insurance cover worth Rs 2 crore Emergency overseas hospitalization: Rs. 50 Lacs
Travel Insurance Cover of up to INR 55,000 on baggage delay
Credit Liability Cover of up to ₹9 Lakh
Dining Benefits- Save upto 25% on dining bills paid through Dineout Pay via your InterMiles.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Go to the HDFC Bank website and click on the "Credit Cards" tab.
Select the "InterMiles HDFC Bank Diners Club Credit Card" from the list of cards.
Click on the "Apply Now" button.
Fill out the application form and submit it.
You will need to provide the following information in the application form: Your personal details, such as your name, address, and contact information. Your employment details, such as your employer's name and address. Your income details. Your credit history.
Once you have submitted your application, an HDFC Bank representative will contact you to verify your details and process your application.
Contact Details
1800 202 6161 or 1860 267 6161,
send an SMS to 730 8080 808, or
even use WhatsApp to send a message to 707 0022 222.
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Customers will get a complimentary Intermiles Gold membership for the first year.
Reward System: The value of 1 InterMiles = 1 Rs. Users will earn 8 InterMiles on every Rs. 150 spent on retail spending. 16 InterMiles on every Rs 150 spent on every flight ticket booked on https://flights.intermiles.com. 16 InterMiles on every Rs. 150 spent on every Hotel booked Interbook.intermiles.com. The redemption value of InterMiles will vary for different categories.
Users can earn 10,000 bonus InterMiles every year on spending an amount exceeding Rs. 20,000 within the first 30 days after card renewal.
Customers can also avail of exclusive discount offers on Etihad Airways Tickets, and
Unlimited airport lounge access through the Domestic lounge program.
The card also provides unlimited complimentary golf games at leading courses across India and select courses across the world.
Up to 25% on dining bills paid through Dineout Pay.
No complimentary international airport lounge access facility is available.
High joining fees are levied upon the customers.
The InterMiles HDFC Bank Diners Club Credit Card comes with all the travel and Lifestyle privileges that one expects from a credit card. Moreover, its low finance charges (1.99% per month only) and foreign currency markup fee (2% only) give it a big plus. As suggested by the name, it gives you an amazing opportunity to earn thousands of Intermiles that can be redeemed easily.
InterMiles HDFC Bank Diners Club Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining/ Renewal Membership Fee – Rs. 5,000/- + Applicable Taxes.
Cash advance fee: 2.5% or ₹ 500 whichever is higher.
Interest Rates: 3.60% p.m. 43.20% p.a.
Late Payment Charges: Less than ₹100 = Nil ₹100 to ₹500 = ₹100/- ₹501 to ₹5,000 = ₹500/- ₹5,001 to ₹10,000 = ₹600/- ₹10,001 to ₹25,000 = ₹800/- ₹25,001 to ₹50,000 = ₹1100/- More than ₹50,000 = ₹1300/-
Foreign Currency Transactions Fees: 3%.
Reward Redemption Fees: Rs. 99/-
Fuel Surcharge
1% fuel surcharge waiver at all fuel stations across India. (on minimum transaction of ₹400, Waiver capped at ₹1000 every billing cycle.)
Billing Cycle
30 Days