Welcome Benefit: Creditcard holder will get a MakeMytrip worth INR 5,000
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AU Traverse Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Creditcard holder will get a MakeMytrip worth INR 5,000
Milestone Benefits
None.
Cashback Rate
Reward System: Value of 1 reward point is INR 0.25.
Users will get 4 reward points on spends of every INR 100 on international spends.
International Cashback Rate: 1%.
Users will get 2 reward points on all domestic spends per INR 100.
Domestic Cashback Rate: 0.5%.
Users will get 1 reward point on insurance, utility and telecom spends per INR 100 (capped at 100 reward points per transaction).
Utility+ Cashback Rate: 0.25%.
Movie Benefits
None
Dining Benefits
None.
Other Benefits
Low forex rate of 0.99%.
Free priority pass membership.
Flat INR 500 cashback on spending INR 10,000 on duty free shopping.
4 free VIP check-in on airport per year.
4 free airport spa visits per year.
Fuel Surcharge: 1%, waived for fuel transactions done between INR 400 and INR 5,000, across all fuel stations in the country (Maximum cashback INR 250 per statement cycle).
Annual Fee waived on spending INR 6,00,000 or more in a year.
Lounge Access
2 free domestic lounge visits per quarter.
2 free international lounge visits per quarter.
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Creditcard holder will get a MakeMytrip worth INR 5,000
Milestone Benefits
None.
Cashback Rate
Reward System: Value of 1 reward point is INR 0.25.
Users will get 4 reward points on spends of every INR 100 on international spends.
International Cashback Rate: 1%.
Users will get 2 reward points on all domestic spends per INR 100.
Domestic Cashback Rate: 0.5%.
Users will get 1 reward point on insurance, utility and telecom spends per INR 100 (capped at 100 reward points per transaction).
Utility+ Cashback Rate: 0.25%.
Movie Benefits
None
Dining Benefits
None.
Other Benefits
Low forex rate of 0.99%.
Free priority pass membership.
Flat INR 500 cashback on spending INR 10,000 on duty free shopping.
4 free VIP check-in on airport per year.
4 free airport spa visits per year.
Fuel Surcharge: 1%, waived for fuel transactions done between INR 400 and INR 5,000, across all fuel stations in the country (Maximum cashback INR 250 per statement cycle).
Annual Fee waived on spending INR 6,00,000 or more in a year.
Lounge Access
2 free domestic lounge visits per quarter.
2 free international lounge visits per quarter.
Fees & Charges of
AU Traverse Credit Card
Joining Fee
INR 4,999 + GST
Annual Fee
INR 4,999 + GST
Cash Advance Fee
2.5% of amount withdrawn, subject to a minimum of INR 100.
Fuel Surcharge: 1%, waived for fuel transactions done between INR 400 and INR 5,000, across all fuel stations in the country (Maximum cashback INR 250 per statement cycle).
Late Payment fees: 15% of the due amount ranging from INR 0 to INR 1300 for outstanding amount.
Interest Rate: 3.49% per month (41.88% annually)
Foreign Currency Mark up Fees: 0.99%
Reward Point Redemption Fee: INR 99.
Interest rate
3.49% per month (41.88% annually)
Late Payment Fee
15% of the due amount ranging from INR 0 to INR 1300 for outstanding amount.
Foreign Currency Transactions Fee
0.99%
Other Fees
Reward Point Redemption Fee: INR 99.
Joining Fee
INR 4,999 + GST
Annual Fee
INR 4,999 + GST
Cash Advance Fee
2.5% or the transacted amount or Rs. 300 (whichever is higher).
Interest rate
3.49% per month (41.88% annually)
Late Payment Fee
15% of the due amount ranging from INR 0 to INR 1300 for outstanding amount.
Foreign Currency Transactions Fee
0.99%
Other Fees
Reward Point Redemption Fee: INR 99.
Fee and Charges of
AU Traverse Credit Card
Special Features
None.
Eligibility Criteria
Age: age over 21.
Residence: Applicant should be an NRI.
Speical Feature, Eligibility and Benefits of
AU Traverse Credit Card
How to apply for Credit Card?
Here are the steps on how to apply for an AU Traverse Credit Card:
Go to the AU Bank website and click on the "Apply for Credit Card" tab.
Select the AU Traverse Credit Card from the list of credit cards.
Enter your personal information, such as your name, address, and contact details.
Enter your employment information, such as your employer's name and your income.
Upload a copy of your PAN card and a recent passport-sized photograph.
Read and agree to the terms and conditions of the credit card.
Click on the "Submit" button.
An AU Bank representative will contact you to verify your information and to complete the application process.
Contact Details
24/7 toll-free helpline number 1800 1200 1500, non-toll number 0141-7141100, or email at creditcard.support@aubank.in
Account Opening and Procedure of
AU Traverse Credit Card
Product Review of
AU Traverse Credit Card
The card is packed with all kind of benefits. 10% cashback on PhonePe spends is a solid plus point. Overall it is one of the best credit cards in India.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review of
AU Traverse Credit Card
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
