Cash Limit- Get 20% of the credit limit subject to a maximum of Rs.1.6 lakh.  Credit Limit: Above Rs 30000 upto Rs 4 lacs Concierge Services- Avail the global concierge services in which you can get Mastercard Global Emergency Services for any card-related needs, like emergency cash advances within 2 hours, card replacement within 24 hours in the U.S. and in 48 hours worldwide.  Waiver of Annual Charges subject to Min Purchase of Rs 75000.00 in a year 20-50 days Credit Free Period  Revolving Credit Facility on paying of minimum payment due in the same billing period.  Hassle free Credit facility at competitive rate of interest.  Cash Withdrawal Facility upto 40% of total credit limit.  Loyalty programme 24 Hour Customer Assistance.  EMI Scheme on Credit card Purchases and outstanding balance.; Users will get 20% of the credit limit subject to a maximum of Rs Rs 1.6 Lakhs.; The annual fee will be waived on spending Rs 75000 in the previous year.; Cash withdrawal facility upto 40% of the total credit limit.; Loyalty programme 24-hour customer assistance.; EMI scheme on credit card purchases and outstanding balance.