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J&K Bank World Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
1 reward point = INR 1.
Users will earn 1 reward point on every Rs.200/- spent on the card except on fuel purchases and cash withdrawal transactions.
General Cashback Rate: 0.50%.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
MasterCard World card provides a Golf program across select Golf Courses in India, including both Golf games and Golf lessons.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
1 reward point = INR 1.
Users will earn 1 reward point on every Rs.200/- spent on the card except on fuel purchases and cash withdrawal transactions.
General Cashback Rate: 0.50%.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
MasterCard World card provides a Golf program across select Golf Courses in India, including both Golf games and Golf lessons.
Lounge Access
None.
Fees & Charges of
J&K Bank World Credit Card
Joining Fee
INR 0.
Annual Fee
INR 1000
Cash Advance Fee
Cash withdrawal fee at ATM: 3% of transaction amount (subject to a minimum of Rs. 300.)
Interest rate
Interest Rates: 3% per month and APR (Annualised Percentage Rate of 36%)
Late Payment Fee
Late Payment Charges: Rs. 100/-
Foreign Currency Transactions Fee
Foreign Currency Transactions Fees: 3.5%.
Other Fees
Reward Redemption Fees: Rs. 100/-
Joining Fee
INR 0.
Annual Fee
INR 1000
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rates: 3% per month and APR (Annualised Percentage Rate of 36%)
Late Payment Fee
Late Payment Charges: Rs. 100/-
Foreign Currency Transactions Fee
Foreign Currency Transactions Fees: 3.5%.
Other Fees
Reward Redemption Fees: Rs. 100/-
Fee and Charges of
J&K Bank World Credit Card
Special Features
Eligibility Criteria
Primary Card holder should be in the age bracket of 21 years to 65 years.
Add-on Card holder should be 15 years and above
Net Income - Rs. 15 lakh and above per annum
Should have a good CIBIL credit score
Should be a resident of India
Speical Feature, Eligibility and Benefits of
J&K Bank World Credit Card
How to apply for Credit Card?
Contact Details
https://www.jkbank.com/
Toll Free line 1800 890 2122 or 91194 2481936 /2481953.
Account Opening and Procedure of
J&K Bank World Credit Card
Find Offers on Your Credit Card
Find Offers on Your Credit Card
The J&K Bank World Credit Card is a prestigious option for high-flying spenders who prioritize unlimited airport lounge access, comprehensive travel insurance, and top-tier rewards across most categories. The significant welcome bonus, fuel surcharge waiver, and accident insurance further add value. However, the hefty annual fee, limited network, limited redemption options, and potentially lower point value might not be ideal for moderate spenders or those seeking diverse benefits or wider network coverage.
The J&K Bank World Credit Card is a prestigious option for high-flying spenders who prioritize unlimited airport lounge access, comprehensive travel insurance, and top-tier rewards across most categories. The significant welcome bonus, fuel surcharge waiver, and accident insurance further add value. However, the hefty annual fee, limited network, limited redemption options, and potentially lower point value might not be ideal for moderate spenders or those seeking diverse benefits or wider network coverage.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai