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Kosmo Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
Milestone based airport lounge visits.
Cashback Rate
User will get 5% cashback on spends over INR 1.5 Lakh.
User will get 2% cashback on UPI scan and pay spends.
Cardholder will get 0.5% cashback on online payments
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
Additional 500 rewards points on spend of INR 5,000 done between 1st and 5th of every month.
Zero annual and joining fee.
Lounge Access
Milestone based airport lounge visits.
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
Milestone based airport lounge visits.
Cashback Rate
User will get 5% cashback on spends over INR 1.5 Lakh.
User will get 2% cashback on UPI scan and pay spends.
Cardholder will get 0.5% cashback on online payments
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
Additional 500 rewards points on spend of INR 5,000 done between 1st and 5th of every month.
Zero annual and joining fee.
Lounge Access
Milestone based airport lounge visits.
Fees & Charges of
Kosmo Credit Card
Joining Fee
INR 0.
Annual Fee
INR 0.
Cash Advance Fee
2.5% of amount withdrawn, subject to a minimum of INR 100.
Interest rate
3.49% per month (41.88% annually).
Late Payment Fee
15% of the due amount ranging from INR 0 to INR 1300 for outstanding amount.
Foreign Currency Transactions Fee
3.49%
Other Fees
None.
Joining Fee
INR 0.
Annual Fee
INR 0.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
3.49% per month (41.88% annually).
Late Payment Fee
15% of the due amount ranging from INR 0 to INR 1300 for outstanding amount.
Foreign Currency Transactions Fee
3.49%
Other Fees
None.
Fee and Charges of
Kosmo Credit Card
Special Features
None.
Eligibility Criteria
Age: age over 21.
Residence: reside in an AU Bank serviceable area.
Speical Feature, Eligibility and Benefits of
Kosmo Credit Card
How to apply for Credit Card?
Here are the steps on how to apply for an Kosmo Credit Card:
Go to the AU Bank website and click on the "Apply for Credit Card" tab.
Select the Kosmo Credit Card from the list of credit cards.
Enter your personal information, such as your name, address, and contact details.
Enter your employment information, such as your employer's name and your income.
Upload a copy of your PAN card and a recent passport-sized photograph.
Read and agree to the terms and conditions of the credit card.
Click on the "Submit" button.
An AU Bank representative will contact you to verify your information and to complete the application process.
Contact Details
24/7 toll-free helpline number 1800 1200 1500, non-toll number 0141-7141100, or email at creditcard.support@aubank.in
Account Opening and Procedure of
Kosmo Credit Card
Product Review of
Kosmo Credit Card
The card is packed with all kind of benefits. 10% cashback on PhonePe spends is a solid plus point. Overall it is one of the best credit cards in India.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review of
Kosmo Credit Card
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
