Welcome Benefit: User will receive 2,000 points
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Kotak Air+ Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: User will receive 2,000 points
Milestone Benefits
None
Cashback Rate
Users will get 5 Air Mile on booking flight and hotels through the Kotak App.
Value of 1 Air Mile for booking flights and hotels through the Kotak App is INR 1.
Special Travel Cashback Rate: 5%.
User will get 2 Air Mile on all other spends apart from excluded categories.
General Cashback Rate: 2%.
Movie Benefits
None
Dining Benefits
None.
Other Benefits
2,000 Air Miles will be awarded on payment of renewal fee every year.
Lounge Access
4 free domestic lounge access per year and 2 free international lounge visists.
Rewards & Benefits
Welcome Benefits
Welcome Benefit: User will receive 2,000 points
Milestone Benefits
None
Cashback Rate
Users will get 5 Air Mile on booking flight and hotels through the Kotak App.
Value of 1 Air Mile for booking flights and hotels through the Kotak App is INR 1.
Special Travel Cashback Rate: 5%.
User will get 2 Air Mile on all other spends apart from excluded categories.
General Cashback Rate: 2%.
Movie Benefits
None
Dining Benefits
None.
Other Benefits
2,000 Air Miles will be awarded on payment of renewal fee every year.
Lounge Access
4 free domestic lounge access per year and 2 free international lounge visists.
Fees & Charges of
Kotak Air+ Credit Card
Joining Fee
Joining Fees: INR 3,000+ GST.
Annual Fee
Joining Fees: INR 3,000+ GST.
Cash Advance Fee
ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per INR 10,000 or part thereof INR 300.
Interest rate
Interest Charges on outstanding Balances: 3.75% (Annualized 45%).
Late Payment Fee
Late Payment Charges ("LPC") INR 250.
Foreign Currency Transactions Fee
2%
Other Fees
Reward Redemption Fee: INR 99
Joining Fee
Joining Fees: INR 3,000+ GST.
Annual Fee
Joining Fees: INR 3,000+ GST.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Charges on outstanding Balances: 3.75% (Annualized 45%).
Late Payment Fee
Late Payment Charges ("LPC") INR 250.
Foreign Currency Transactions Fee
2%
Other Fees
Reward Redemption Fee: INR 99
Fee and Charges of
Kotak Air+ Credit Card
Special Features
On booking flight / hotel through Kotak App, the cardholder will get 5 Air Miles on every INR 100 spent.
Eligibility Criteria
Primary Card holder should be in the age bracket of 18 years to 75 years.
Minimum Salary: Minimum Salary should be approximately: INR 4 Lakhs (not specified on Kotak website)
Speical Feature, Eligibility and Benefits of
Kotak Air+ Credit Card
How to apply for Credit Card?
Online Visit the Kotak Mahindra Bank website and click on the "Credit Cards" tab.
Select the "Kotak Air+ Credit Card" and click on the "Apply Now" button.
Fill in the application form with your personal and financial details.
Upload the required documents, such as your PAN card, Aadhar card, and income proof. Review and submit your application.
Required documents: PAN card Aadhar card Income proof (salary slip, salary certificate, Form 16 for salaried individuals; PAN card, IT return, Form 60/61 for self-employed individuals)
Contact Details
1860 266 2666
Account Opening and Procedure of
Kotak Air+ Credit Card
Product Review of
Kotak Air+ Credit Card
The card is packed with all kind of benefits. 10% cashback on PhonePe spends is a solid plus point. Overall it is one of the best credit cards in India.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review of
Kotak Air+ Credit Card
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
