Welcome Benefit: User will receive 2,000 points
None
- Users will get 5 Air Mile on booking flight and hotels through the Kotak App.
- Value of 1 Air Mile for booking flights and hotels through the Kotak App is INR 1.
- Special Travel Cashback Rate: 5%.
- User will get 2 Air Mile on all other spends apart from excluded categories.
- General Cashback Rate: 2%.
None
None.
2,000 Air Miles will be awarded on payment of renewal fee every year.
4 free domestic lounge access per year and 2 free international lounge visists.
Kotak Air+ Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: User will receive 2,000 points
Milestone Benefits
None
Cashback Rate
- Users will get 5 Air Mile on booking flight and hotels through the Kotak App.
- Value of 1 Air Mile for booking flights and hotels through the Kotak App is INR 1.
- Special Travel Cashback Rate: 5%.
- User will get 2 Air Mile on all other spends apart from excluded categories.
- General Cashback Rate: 2%.
Movie Benefits
None
Dining Benefits
None.
Other Benefits
2,000 Air Miles will be awarded on payment of renewal fee every year.
Lounge Access
4 free domestic lounge access per year and 2 free international lounge visists.
Rewards & Benefits
Welcome Benefits
Welcome Benefit: User will receive 2,000 points
Milestone Benefits
None
Cashback Rate
- Users will get 5 Air Mile on booking flight and hotels through the Kotak App.
- Value of 1 Air Mile for booking flights and hotels through the Kotak App is INR 1.
- Special Travel Cashback Rate: 5%.
- User will get 2 Air Mile on all other spends apart from excluded categories.
- General Cashback Rate: 2%.
Movie Benefits
None
Dining Benefits
None.
Other Benefits
2,000 Air Miles will be awarded on payment of renewal fee every year.
Lounge Access
4 free domestic lounge access per year and 2 free international lounge visists.
Fees & Charges of
Kotak Air+ Credit Card
Joining Fee
Joining Fees: INR 3,000+ GST.
Annual Fee
Joining Fees: INR 3,000+ GST.
Cash Advance Fee
ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per INR 10,000 or part thereof INR 300.
Interest rate
Interest Charges on outstanding Balances: 3.75% (Annualized 45%).
Late Payment Fee
Late Payment Charges ("LPC") INR 250.
Foreign Currency Transactions Fee
Other Fees
Reward Redemption Fee: INR 99
Joining Fee
Joining Fees: INR 3,000+ GST.
Annual Fee
Joining Fees: INR 3,000+ GST.
Cash Advance Fee
2.5% or the transacted amount or Rs. 300 (whichever is higher).
Interest rate
Interest Charges on outstanding Balances: 3.75% (Annualized 45%).
Late Payment Fee
Late Payment Charges ("LPC") INR 250.
Foreign Currency Transactions Fee
Other Fees
Reward Redemption Fee: INR 99
Fee and Charges of
Kotak Air+ Credit Card
Special Features
On booking flight / hotel through Kotak App, the cardholder will get 5 Air Miles on every INR 100 spent.
Eligibility Criteria
Primary Card holder should be in the age bracket of 18 years to 75 years. Minimum Salary: Minimum Salary should be approximately: INR 4 Lakhs (not specified on Kotak website)
Speical Feature, Eligibility and Benefits of
Kotak Air+ Credit Card
How to apply for Credit Card?
- Online Visit the Kotak Mahindra Bank website and click on the "Credit Cards" tab.
- Select the "Kotak Air+ Credit Card" and click on the "Apply Now" button.
- Fill in the application form with your personal and financial details.
- Upload the required documents, such as your PAN card, Aadhar card, and income proof. Review and submit your application.
- Required documents: PAN card Aadhar card Income proof (salary slip, salary certificate, Form 16 for salaried individuals; PAN card, IT return, Form 60/61 for self-employed individuals)
Contact Details
1860 266 2666
Account Opening and Procedure of
Kotak Air+ Credit Card
Product Review of
Kotak Air+ Credit Card
The card is packed with all kind of benefits. 10% cashback on PhonePe spends is a solid plus point. Overall it is one of the best credit cards in India.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review of
Kotak Air+ Credit Card
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
About this content
Public source: Original MyRupaya page
Captured 2026-11-06T10:56:57Z. Public page text has been preserved and restyled. Historical financial/product information may be outdated. Embedded widgets and forms are not copied or connected to live services.
