None
.png)
_jfif.jpg)
Kotak Cashback+ Credit Card
Rewards & Benefits
Welcome Benefits
None
Milestone Benefits
None.
Cashback Rate
Value of 1 reward point is INR 1 (cashback accrues as reward points and redeems 1:1 as statement cashbacck.
Users will get 5 reward points on spends of every INR 100 on online food delivery, groceries and entertainment.
(OTT, movies, gaming). Online Food/Grocery/Entertainment Cashback Rate: 5%.
Users will get 3 reward points on all fuel spends per INR 100.
Fuel Cashback Rate: 3%.
Users will get 0.5 reward points on all other eligible spends per INR 100.
Base Cashback Rate: 0.5%.
5% and 3% cashback has single max cap of INR 750 per month.
Movie Benefits
Buy one get one move ticket on booking movie ticket through PVR Inox. Max cashback capped at INR 250 per month.
Dining Benefits
None.
Other Benefits
Annual fee waiver on spending INR 2 lakh or more in a year.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
None
Milestone Benefits
None.
Cashback Rate
Value of 1 reward point is INR 1 (cashback accrues as reward points and redeems 1:1 as statement cashbacck.
Users will get 5 reward points on spends of every INR 100 on online food delivery, groceries and entertainment.
(OTT, movies, gaming). Online Food/Grocery/Entertainment Cashback Rate: 5%.
Users will get 3 reward points on all fuel spends per INR 100.
Fuel Cashback Rate: 3%.
Users will get 0.5 reward points on all other eligible spends per INR 100.
Base Cashback Rate: 0.5%.
5% and 3% cashback has single max cap of INR 750 per month.
Movie Benefits
Buy one get one move ticket on booking movie ticket through PVR Inox. Max cashback capped at INR 250 per month.
Dining Benefits
None.
Other Benefits
Annual fee waiver on spending INR 2 lakh or more in a year.
Lounge Access
None.
Fees & Charges of
Kotak Cashback+ Credit Card
Joining Fee
INR 750 + GST
Annual Fee
INR 750 + GST
Cash Advance Fee
INR 300.
Interest rate
3.75% (Annualized 45%).
Late Payment Fee
INR 250
Foreign Currency Transactions Fee
3.5%
Other Fees
INR 99
Joining Fee
INR 750 + GST
Annual Fee
INR 750 + GST
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
3.75% (Annualized 45%).
Late Payment Fee
INR 250
Foreign Currency Transactions Fee
3.5%
Other Fees
INR 99
Fee and Charges of
Kotak Cashback+ Credit Card
Special Features
None.
Eligibility Criteria
Primary Card holder should be in the age bracket of 18 years to 75 years.
Minimum Salary: not specified on Kotak website.
Speical Feature, Eligibility and Benefits of
Kotak Cashback+ Credit Card
How to apply for Credit Card?
Online Visit the Kotak Mahindra Bank website and click on the "Credit Cards" tab.
Select the "Kotak Cashback+ Credit Card" and click on the "Apply Now" button.
Fill in the application form with your personal and financial details.
Upload the required documents, such as your PAN card, Aadhar card, and income proof. Review and submit your application.
Required documents: PAN card Aadhar card Income proof (salary slip, salary certificate, Form 16 for salaried individuals; PAN card, IT return, Form 60/61 for self-employed individuals)
Contact Details
1860 266 2666
Account Opening and Procedure of
Kotak Cashback+ Credit Card
Product Review of
Kotak Cashback+ Credit Card
The card is packed with all kind of benefits. 10% cashback on PhonePe spends is a solid plus point. Overall it is one of the best credit cards in India.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review of
Kotak Cashback+ Credit Card
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
