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Kotak IndiGo 6E Rewards XL Credit Card

Product Details
Credit Card Name

Kotak IndiGo 6E Rewards XL Credit Card

Bank Name

Kotak Mahindra Bank

Type

Travel Credit Card

Interest Rate

3.50% (Annualized 42%)

Eligibility

Primary Credit Card holder should be in the age bracket of 21 years to 65 years.
Add-on Card holder should be 18 years and above
Should be a resident of India

Kotak IndiGo 6E Rewards XL Credit Card
Pros
  • Welcome Benefit: Customers get a welcome ticket worth Rs. 3,000. 

  • Rewards System: 6 6E rewards for every INR 100 spent on IndiGo Spends, 3 6E rewards for every INR 100 spent on Merchant Spends (Including Dining, Grocery & Entertainment), and 2 6E rewards on every INR 100 spent on Other Categories. 

  • Other Benefits: Customers can enjoy 6E Prime add-ons worth Rs. 1099 - Get priority check-in, choice of seat, complimentary meal and assistance, and can also get 8 lounge access per year with 2 every quarter. 

Cons
  • Limited rewards 

  • No fuel surcharger waiver available. 

Pros & Cons
Welcome Benefits
  • Welcome Benefit: Customers get a welcome ticket worth Rs. 3,000. 

Rewards System
  • Rewards System: 6 6E rewards for every INR 100 spent on IndiGo Spends, 3 6E rewards for every INR 100 spent on Merchant Spends (Including Dining, Grocery & Entertainment), and 2 6E rewards on every INR 100 spent on Other Categories. 

  • 1 6E = INR 1 

  • Effective Cashback Rate: 6% (IndiGo Spends), 3% (Dining, Grocery & Entertainment), 2% (Other Spends) 

International Forex Markup

Foreign Currency Mark Up: 3.5%

Welcome Benefits and Reward System
Special Features

8 lounge access per year with 2 every quarter. 

Eligibility Criteria

Primary Credit Card holder should be in the age bracket of 21 years to 65 years.
Add-on Card holder should be 18 years and above
Should be a resident of India

Benefits
  • Complimentary ticket as a welcome benefit 

  • Complimentary lounge access. 

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • Visit the Kotak Mahindra Bank website (https://www.kotak.com/en/help-center/credit-card.html)

  • Go to the credit card section and find the Kotak IndiGo 6E Rewards XL Credit Card page.

  • Click on "Apply Now".

  • Fill out the online application form with your personal details, employment information, and income details.

  • Upload any necessary documents (proof of identity, income proof, etc.) as required.

  • Submit the application form.

Contact Details

+91 0124-6173838

Account Opening and Procedure
Application Procedure

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Product Review
Fees & Charges
  • Joining and Annual Fees: INR 2500 (1500 as an introductory fee). 

  • Interest Rates: 3.50% (Annualized 42%). 

  • Cash Advance Charges: INR 300 

  • Late Payment Charges: Ranges from INR 100 to INR 700. 

  • Foreign Currency Mark Up: 3.5%

Fuel Surcharge
  • 1% Fuel Surcharge Applicable. 

Billing Cycle

30 Days

Fees & Charges
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