Kotak IndiGo 6E Rewards XL Credit Card
MyRupaya Ratings
Product Details
Credit Card Name :
Kotak IndiGo 6E Rewards XL Credit Card
Bank Name :
Kotak Mahindra Bank
Type :
Travel Credit Card
Interest Rate :
3.50% (Annualized 42%)
Eligibility :
Primary Credit Card holder should be in the age bracket of 21 years to 65 years.
Add-on Card holder should be 18 years and above
Should be a resident of India
Pros
Welcome Benefit: Customers get a welcome flight ticket worth Rs. 3,000.
Rewards System: 6 6E rewards for every INR 100 spent on IndiGo Spends, 3 6E rewards for every INR 100 spent on Merchant Spends (Including Dining, Grocery & Entertainment), and 2 6E rewards on every INR 100 spent on Other Categories.
Other Benefits: Customers can enjoy 6E Prime add-ons worth Rs. 1099 - Get priority check-in, choice of seat, complimentary meal and assistance.
Customers also get 8 lounge access per year with 2 every quarter.
Cons
Limited rewards
No fuel surcharger waiver available.
Pros & Cons
Welcome Benefits
Welcome Benefit: Customers get a welcome flight ticket worth Rs. 3,000.
Rewards System
Rewards System: 6 6E rewards for every INR 100 spent on IndiGo Spends, 3 6E rewards for every INR 100 spent on Merchant Spends (Including Dining, Grocery & Entertainment), and 2 6E rewards on every INR 100 spent on Other Categories.
1 6E = INR 1
Effective Cashback Rate: 6% (IndiGo Spends), 3% (Dining, Grocery & Entertainment), 2% (Other Spends)
International Forex Markup
Foreign Currency Mark Up: 3.5%
Welcome Benefits and Reward System
Special Features
8 lounge access per year with 2 every quarter.
Eligibility Criteria
Primary Credit Card holder should be in the age bracket of 21 years to 65 years.
Add-on Card holder should be 18 years and above
Should be a resident of India
Benefits
Complimentary ticket as a welcome benefit
Complimentary lounge access.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Visit the Kotak Mahindra Bank website (https://www.kotak.com/en/help-center/credit-card.html)
Go to the credit card section and find the Kotak IndiGo 6E Rewards XL Credit Card page.
Click on "Apply Now".
Fill out the online application form with your personal details, employment information, and income details.
Upload any necessary documents (proof of identity, income proof, etc.) as required.
Submit the application form.
Contact Details
+91 0124-6173838
Account Opening and Procedure
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Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Customers get a welcome flight ticket worth Rs. 3,000.
Rewards System: 6 6E rewards for every INR 100 spent on IndiGo Spends, 3 6E rewards for every INR 100 spent on Merchant Spends (Including Dining, Grocery & Entertainment), and 2 6E rewards on every INR 100 spent on Other Categories.
Other Benefits: Customers can enjoy 6E Prime add-ons worth Rs. 1099 - Get priority check-in, choice of seat, complimentary meal and assistance.
Customers also get 8 lounge access per year with 2 every quarter.
Limited rewards
No fuel surcharger waiver available.
HDFC Bank Biz Power Credit Card
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Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining and Annual Fees: INR 2500 (1500 as an introductory fee).
Interest Rates: 3.50% (Annualized 42%).
Cash Advance Charges: INR 300
Late Payment Charges: Ranges from INR 100 to INR 700.
Foreign Currency Mark Up: 3.5%
Fuel Surcharge
1% Fuel Surcharge Applicable.
Billing Cycle
30 Days