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MakeMyTrip ICICI Bank Signature Credit Card

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Rewards & Benefits

Welcome Benefits

Welcome Benefits: Users will get MyCash worth Rs 1,500 upon joining, a complimentary MMTBlack membership and a free MMT holiday voucher worth Rs 2500.

Milestone Benefits

Milestone Benefits: Spend Rs Rs 2.5 Lakhs and get MyCash worth Rs 1,100 every year. Spend Rs Rs 5 Lakhs and get MyCash worth Rs 4,000 every year.

Cashback Rate

  • Value of 1 MyCash= INR 1.

  • Users will get 0.62 MyCash on every INR 100 spent on domestic spending. Value of 1 MyCash= INR 1. Domestic cashback rate: 0.62%. 

  • 0.75 MyCash on every INR 100 spend on international spends. Value of 1 MyCash= INR 1. International cashback rate: 0.75%. 

  • 1 MyCash on every INR 100 spend on flight boking. Value of 1 MyCash= INR 1. Flight booking cashback rate: 1%. 

  • 2 MyCash on every INR 100 spend on hotel/holiday booking. Holiday/hote cashback rate: 2%.

Movie Benefits

Movie Tickets: 25% discount, maximum of up to Rs 150 on the purchase of a minimum of two tickets per transaction.

Dining Benefits

Other Benefits

Great travel benefits.  Free membership of Dreamfolks and MMTBlack.
Great value add benefits.; Complimentary Dreamfolk membership.

Lounge Access

Users will get one free international lounge visit per year as a part of DreamFolk membership.; users will get one free domestic lounge visit once per quarter as part of DreamFolk membership.; 1 complimentary railway lounge access in a quarter.

Rewards & Benefits

Welcome Benefits

Welcome Benefits: Users will get MyCash worth Rs 1,500 upon joining, a complimentary MMTBlack membership and a free MMT holiday voucher worth Rs 2500.

Milestone Benefits

Milestone Benefits: Spend Rs Rs 2.5 Lakhs and get MyCash worth Rs 1,100 every year. Spend Rs Rs 5 Lakhs and get MyCash worth Rs 4,000 every year.

Cashback Rate

  • Value of 1 MyCash= INR 1.

  • Users will get 0.62 MyCash on every INR 100 spent on domestic spending. Value of 1 MyCash= INR 1. Domestic cashback rate: 0.62%. 

  • 0.75 MyCash on every INR 100 spend on international spends. Value of 1 MyCash= INR 1. International cashback rate: 0.75%. 

  • 1 MyCash on every INR 100 spend on flight boking. Value of 1 MyCash= INR 1. Flight booking cashback rate: 1%. 

  • 2 MyCash on every INR 100 spend on hotel/holiday booking. Holiday/hote cashback rate: 2%.

Movie Benefits

Movie Tickets: 25% discount, maximum of up to Rs 150 on the purchase of a minimum of two tickets per transaction.

Dining Benefits

Other Benefits

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Lounge Access

Users will get one free international lounge visit per year as a part of DreamFolk membership.; users will get one free domestic lounge visit once per quarter as part of DreamFolk membership.; 1 complimentary railway lounge access in a quarter.

Fees & Charges

Joining Fee

INR 2,500

Annual Fee

(Second year onwards): Nil

Cash Advance Fee

Cash Withdrawal Fee: 2.5% on advanced amount , subject to minimum of INR 300.

Interest rate

Interest Rate: 3.67% per month (annual interest rate - 44%). | Interest On Cash: 2.49% per month (annual interest rate - 29.88%).

Late Payment Fee

Late Payment Charges: 0-1200 depending on the outstanding amount.

Foreign Currency Transactions Fee

Forex Marku: 3.5%

Other Fees

Rewards Redemption Fee: INR 99

Fees & Charges

Joining Fee

INR 2,500

Annual Fee

(Second year onwards): Nil

Cash Advance Fee

2.5% or ?500 whichever is higher

Interest rate

Interest Rate: 3.67% per month (annual interest rate - 44%). | Interest On Cash: 2.49% per month (annual interest rate - 29.88%).

Late Payment Fee

Late Payment Charges: 0-1200 depending on the outstanding amount.

Foreign Currency Transactions Fee

Forex Marku: 3.5%

Other Fees

Rewards Redemption Fee: INR 99

Special Features

Complimentary MMT Black membership. 

Eligibility Criteria

Age: You must be a minimum of 21 years old for primary cardholder (18 years old for supplementary cardholders).
Employment: You must be either self-employed or salaried.
Credit Score: You must have a good credit score. This means no recent defaults or delinquencies on loans or credit cards.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?

1. Online:

  • Visit ICICI Bank website.

  • Fill out the online application form with the correct details.

  • Upload the required documents when prompted.

  • Submit the application and track its status online.

2. Bank Branch:

  • Visit the ICICI Bank branch nearest to you. 

  • Meet a customer service representative and express your interest of availing the credit card.

  • Provide them with your KYC documents and fill out the application form.

  • Submit the application and inquire about further processing steps.

Contact Details

1800 1080

Account Opening and Procedure

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Application Procedure
Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
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