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MakeMyTrip ICICI Bank Signature Credit Card

Product Details
Credit Card Name : 

MakeMyTrip ICICI Bank Signature Credit Card

Bank Name :

ICICI Bank

Type :

Travel Credit Card

Interest Rate : 

Interest Rate: 3.67% per month (annual interest rate - 42%). 

Eligibility :

Age: You must be a minimum of 21 years old for primary cardholder (18 years old for supplementary cardholders).
Employment: You must be either self-employed or salaried.
Credit Score: You must have a good credit score. This means no recent defaults or delinquencies on loans or credit cards.

MakeMyTrip ICICI Bank Signature Credit Card
Pros
  • Welcome Benefits: MyCash worth INR 1,500 on joining. Complimentary MMTBlack membership. Free MMT holiday voucher worth INR 2500.

  • Reward System: Get 0.62 MyCash on every INR 100 spend on domestic spends. Value of 1 MyCash= INR 1. Domestic cashback rate: 0.62%. Get 0.75 MyCash on every INR 100 spend on international spends. Value of 1 MyCash= INR 1. International cashback rate: 0.75%. Get 1 MyCash on every INR 100 spend on flight boking. Value of 1 MyCash= INR 1. Flight booking cashback rate: 1%. Get 2 MyCash on every INR 100 spend on hotel/holiday booking. Value of 1 MyCash= INR 1. Holiday/hote cashback rate: 2%. 

  • Milestone Benefits: Spend INR 2.5 Lakhs and get MyCash worth INR 1,100 every year. Spend INR 5 Lakhs and get MyCash worth INR 4,000 every year.

  • Complimentary Dreamfolk membership.

  • Get one free international lounge visits per year. As part of DreamFolk membership.

  • Get one free domestic lounge visit once per quarter as part of DreamFolk membership. 

  • Movie Tickets: 25% discount, maximum of up to INR 150 on the purchase of a minimum of two tickets per transaction.

  • 1 complimentary railway lounge access in a quarter

Cons
  • Low cashback rate.

  • Lounge access is limited to once per quarterfor domestic lounges, which is low for a travel focused credit card.

Pros & Cons
Welcome Benefits

Welcome Benefits: MyCash worth INR 1,500 on joining. Complimentary MMTBlack membership. Free MMT holiday voucher worth INR 2500.

Rewards System
  • Reward System: Get 0.62 MyCash on every INR 100 spend on domestic spends. Value of 1 MyCash= INR 1. Domestic cashback rate: 0.62%. Get 0.75 MyCash on every INR 100 spend on international spends. Value of 1 MyCash= INR 1. International cashback rate: 0.75%. Get 1 MyCash on every INR 100 spend on flight boking. Value of 1 MyCash= INR 1. Flight booking cashback rate: 1%. Get 2 MyCash on every INR 100 spend on hotel/holiday booking. Value of 1 MyCash= INR 1. Holiday/hote cashback rate: 2%. 

International Forex Markup

IFM- 3.5%

Welcome Benefits and Reward System
Special Features

Complimentary MMT Black membership. 

Eligibility Criteria

Age: You must be a minimum of 21 years old for primary cardholder (18 years old for supplementary cardholders).
Employment: You must be either self-employed or salaried.
Credit Score: You must have a good credit score. This means no recent defaults or delinquencies on loans or credit cards.

Benefits
  • Great travel benefits. 

  • Cashback on MMT website. 

  • Free membership of Dreamfolks and MMTBlack.

  • Great value add benefits

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?

1. Online:

  • Visit ICICI Bank website.

  • Fill out the online application form with the correct details.

  • Upload the required documents when prompted.

  • Submit the application and track its status online.

2. Bank Branch:

  • Visit the ICICI Bank branch nearest to you. 

  • Meet a customer service representative and express your interest of availing the credit card.

  • Provide them with your KYC documents and fill out the application form.

  • Submit the application and inquire about further processing steps.

Contact Details

1800 1080

Account Opening and Procedure
Application Procedure

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Product Review
Fees & Charges
  • Joining Fee: INR 2,500

  • Annual Fee (Second year onwards): Nil

  • Interest Rate: 3.67% per month (annual interest rate - 44%). 

  • Interest On Cash: 2.49% per month (annual interest rate - 29.88%). 

  • Forex Marku: 3.5%

  • Cash Withdrawal Fee: 2.5% on advanced amount , subject to minimum of INR 300.

  • Rewards Redemption Fee: INR 99

  • Late Payment Charges: 0-1200 depending on the outstanding amount.

Fuel Surcharge

1% fuel surcharge waiver at HPCL petrol pumps on transactions between Rs. 400 and Rs. 4,000, with a monthly cap of INR 250

Billing Cycle

30 Days

Fees & Charges
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