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Max SBI Card Prime

Product Details
Credit Card Name : 

Max SBI Card Prime

Bank Name :

State Bank Of India

Type :

Rewards Credit Card

Interest Rate : 

3.50% per month (42% per annum) from the transaction date. 

Eligibility :

Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.

Max SBI Card Prime
Pros
  • Welecome Benefit: Get 12,000 rewards points equivelant to INR 3,000 on payment of annual fee. 

  • Reward System: 15 point on spend of every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Value of 1 point = INR 0.25 Effective store cashback rate: 3.75%. Get 10 points on spend of every INR 100 on dinning, movies & entertainment spends. Effective dining/entertainment cashback rate: 2.5%. Get 2 reward point per INR 100 spent on other retail purchases (Non fuel). Effective general cashback rate: 0.5%.

  • Milestone Benefits: Earn 6000 bonus reward points on annual spends of INR 40,000 across all Landmark stores. Earn 12,000 bonus reward points on annual spends of INR 1,00,000 across all Landmark stores. Earn 20,000 bonus reward points on annual spends of INR 180,000 across all Landmark stores.

  • Get 12,000 reward point worth INR 3,000 on payment of renewal fees.

  • Enjoy 8 complimentary visits each year to domestic airport lounges (subject to a maximum of 2 each quarter).

  • Free Priority Pass membership and 4 international lounge visits every year. 

Cons
  • Low general cashback rate.

  • Card suited only for those individuals who purchase regularly from Landmark/MAX stores.

Pros & Cons
Welcome Benefits

Welecome Benefit: Get 12,000 rewards points equivelant to INR 3,000 on payment of annual fee. 

Rewards System

Reward System: 15 point on spend of every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Value of 1 point = INR 0.25 Effective store cashback rate: 3.75%. Get 10 points on spend of every INR 100 on dinning, movies & entertainment spends. Effective dining/entertainment cashback rate: 2.5%. Get 2 reward point per INR 100 spent on other retail purchases (Non fuel). Effective general cashback rate: 0.5%.

International Forex Markup

3.5%.

Welcome Benefits and Reward System
Special Features

15 point on spend of every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Value of 1 point = INR 0.25 Effective store cashback rate: 3.75%.

Eligibility Criteria

Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.

Benefits
  • Great cashback on Landmark stores. 

  • Good value add benefits such as free prirority pass membership.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?

1. Online: This is the fast and more convenient method to apply:

  • Visit the SBI Card website: Head to the official SBI Card website.

  • Navigate to the Max SBI Card Prime page: Find the "Personal" category and choose "Shopping" as the sub-category. 

  • Click "Apply Now": Look for the prominent "Apply Now" button on the card page.

  • Fill out the application form: Provide your personal details, income information, and KYC documents like PAN, etc.

  • Review and submit: Carefully review the application details.

  • Await decision: You'll receive an instant preliminary decision based on the information provided.

2. Offline: This method involves visiting a SBI branch and completing the application process:

  • Visit an SBI branch: Find a nearby SBI branch and express your interest in applying for the Max SBI Card Prime.

  • Fill out the application form: A bank representative will assist you with the form and guide you through the process.

  • Submit the form and documents: Provide all requisite documents such as PAN, Aadhaar, and income proof along with the completed application.

  • Await decision: The bank will process your application and inform you about the final decision through your preferred communication channel.

Contact Details

l 1860 500 1290, 1860 180 1290, 39 02 02 02(Prefix local the STD code) or 1800 180 1290 (Toll Free)

Account Opening and Procedure
Max SBI Card Prime Review

The USP of the card is that it offers 37.5% cashback on landmark stores (Lifestyle, Home Centre, Max and Spar). The card also offers good milestone benefits and welcome benefits. Card comes equipped with free domestic lounge visits, and free membership to priority pass. Card is a good beginner/first credit card for the youth.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

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Fees & Charges
  • Annual Fee (one time): INR 2999 + Taxes.

  • Renewal Fee (per annum): INR 2999 + Taxes.

  • Cash Advance fees: 2.5% or Rs. 500 whichever is higher at domestic ATMs and 2.5% or Rs. 500, whichever is higher at international ATMs.

  • Interest Rate: Up to 3.50% per month (42% per annum) from the transaction date. 

  • Late Payment charges will be applicable if Minimum Amount Due is not paid by the payment due date. NIL for Outstanding Amount on payment date from Rs.0-Rs.500, Rs. 400 for Outstanding Amount greater than Rs. 500 & up to Rs. 1000; Rs. 750 for Outstanding Amount greater than Rs. 1000 & up to Rs. 10,000; Rs. 950 for Outstanding Amount greater than Rs. 10,000  up to Rs. 25,000; Rs. 1100 for Outstanding Amount greater than Rs. 25,000 & up to Rs. 50,000; Rs. 1300 for Outstanding Amount greater than Rs. 50,000. 

  • Reward Redemption Fees: INR 99/- per redemption. 

Fuel Surcharge

1% Fuel Surcharge waiver for each transaction between INR 500 and INR 4,000. Maximum Surcharge waiver of INR 250 per statement cycle, per credit card account.

Billing Cycle

30 Days.

Fees & Charges
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