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MoneyTap Black Card

Product Details
Credit Card Name : 

MoneyTap Black Card

Bank Name :

RBL Bank

Type :

Cashback Credit Card

Interest Rate : 

Finance charges: upto 3.99% p.m (upto 47.88% p.a)

Eligibility :

Minimum age of the card holders should be 18.
Only Indian residents can apply.

MoneyTap Black Card
Pros
  • Welcome Benefit: Get rewarded with 12,000 reward points on making your first credit card transaction within 30 days of Card setup and payment of line setup fee. 

  • Reward Points: 2 reward points for every INR 100 spent on all your purchases, and Get 5x reward points i.e. 10 reward points for every INR 100 spent online, up to 500 reward points in a month. 

  • Milestone Benefit: 1,000 Reward Points every month on making at least 5 transactions of INR 1,000 or more. 8,000 reward points on annual spends of INR 2.5 lakhs, and get additional 8,000 reward points on crossing annual spends of INR 4 lakhs

  • Other Benefits: 10% discount on movie bookings on BookMyShow, complimentary lounge access. 

Cons
  • Low cashback rate. 

  • No international lounge access facility is available. 

  • Limited value features.

Pros & Cons
Welcome Benefits

Get rewarded with 12,000 reward points on making your first credit card transaction within 30 days of Card setup and payment of line setup fee. 

Rewards System
  • You can 2 Reward Points for every INR 100 spent on all your purchases. 

  • Get 5X Reward Points i.e. 10 Reward Points for every INR. 100 spent online, up to 500 Reward Points in a month.

  • 1 RBL reward point= Rs 0.25. 

  • General Cashback rate: 0.5%. 

  • Online Cashback Rate: 2.5%

International Forex Markup
3.50%
Welcome Benefits and Reward System
Special Features
  • Get 1,000 Reward Points every month on making atleast 5 transactions of INR 1,000 or more

Eligibility Criteria

Minimum age of the card holders should be 18.
Only Indian residents can apply.

Benefits


  • Welcome Rewards 

  • Monthly Spend rewards 

  • Movie Ticket discounts 

  • Complimentary lounge access facility 

  • Milestone Benefit available. 

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?

Here are the steps on how to apply for the RBL Bank MoneyTap Black Card: 

  • Go to the RBL Bank MoneyTap website and click on the "Apply Now" button. 

  • Enter your personal and financial information, such as your name, address, PAN card number, and income. 

  • Upload a copy of your PAN card and income proof. 

  • Submit your application. 

  • Once your application is submitted, RBL Bank will review your eligibility and get back to you within 7 working days. 

  • If you are approved, you will receive your MoneyTap Black Card in the mail within 10 working days.

Contact Details

RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com

Account Opening and Procedure
MoneyTap Black Card

The RBL MoneyTap Black Card offers a unique value proposition with its hybrid functionality, decent reward rates, and additional benefits. If you value flexibility, frequent online spending, and enjoy travel perks, it can be a good choice. However, the annual fee, limited redemption options, and potential customer service concerns are factors to consider.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining fees: Nil for primary card & add-on cardholder 

  • Annual membership Fees: 3000 + GST 

  • Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500) 

  • Late Payment fees: 15% of Total amount due (Min Rs.50, Max Rs.1,500) 

  • Finance charges: 2.5% 3.99% p.m (upto 47.88% p.a) 

  • Foreign Currency Transaction Fees: 3.5% 

  • Reward Redemption fees: Rs 99 

  • EMI Processing fees : Rs 199 + GST 

Fuel Surcharge
Fuel Surcharge: 1% wiaived upto INR.100 per month.
Billing Cycle

20-50 days

Fees & Charges
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