Dhanlakshmi Platinum Credit Card
Rewards & Benefits
Welcome Benefits
Milestone Benefits
Cashback Rate
The value of 1 RP= 0.25 Paisa.
Users will get 1 reward point for every Rs. 100 spent on all eligible purchases. Effective cashback rate: 0.25%.
5 reward points for every Rs. 100 spent on dining, supermarkets, and departmental stores. Effective cashback rate: 1.25%.
Movie Benefits
Dining Benefits
Other Benefits
travel. Other Benefits: Free insurance cover, and Global customer assistance for emergencies.
Lounge Access
Rewards & Benefits
Welcome Benefits
Milestone Benefits
Cashback Rate
The value of 1 RP= 0.25 Paisa.
Users will get 1 reward point for every Rs. 100 spent on all eligible purchases. Effective cashback rate: 0.25%.
5 reward points for every Rs. 100 spent on dining, supermarkets, and departmental stores. Effective cashback rate: 1.25%.
Movie Benefits
Dining Benefits
Other Benefits
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Lounge Access
Fees & Charges
Joining Fee
Primary Card Holder Nil | Joining Fee - Add On Card Holder Nil Annual Fee -Primary Card Holder INR 400
Annual Fee
Nil
Cash Advance Fee
Cash Advance Fee 400 per Transaction
Interest rate
Interest Rates: 3% P.M (Annualised 36%)
Late Payment Fee
Late Payment Fee 30% of Minimum Amount Due, Min: 400 Max: 600
Foreign Currency Transactions Fee
Foreign Currency Transaction Fee 3.5%
Other Fees
Reward Redemption Fee 75 [for gifts] Nil for cash redemption
Fees & Charges
Joining Fee
Primary Card Holder Nil | Joining Fee - Add On Card Holder Nil Annual Fee -Primary Card Holder INR 400
Annual Fee
Nil
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rates: 3% P.M (Annualised 36%)
Late Payment Fee
Late Payment Fee 30% of Minimum Amount Due, Min: 400 Max: 600
Foreign Currency Transactions Fee
Foreign Currency Transaction Fee 3.5%
Other Fees
Reward Redemption Fee 75 [for gifts] Nil for cash redemption
Special Features
Budget, review and managment of expenses can be done via app.
Eligibility Criteria
For Salaried & Self-Employed: Minimum annual gross income of Rs 6 lacs.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Visit the Dhanlaxmi Bank website and click on the "Apply for Credit Card" tab.
Select the "Platinum Credit Card" from the list of credit cards.
Fill out the online application form and submit it.
You will need to provide the following information in the application form: Your name, address, and contact details Your employment details Your income details Your existing credit card details (if any) You will also need to upload a copy of your PAN card, passport, and recent salary slip.
Once your application is submitted, Dhanlaxmi Bank will review it and let you know the status of your application within a few days.
Contact Details
1800 425 1747 / 044 42413000
Account Opening and Procedure
The card comes with low cashback rate. The card offers limited-value add features. Overall the card has limited appeal.
The card comes with low cashback rate. The card offers limited-value add features. Overall the card has limited appeal.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai