top of page

Platinum Maxima Plus Card

Product Details
Credit Card Name : 

Platinum Maxima Plus Card

Bank Name :

RBL Bank

Type :

Rewards Credit Card

Interest Rate : 

3.99% p.m (upto 47.88% p.a).

Eligibility :

Minimum age of the card holders should be 18. 
Only Indian residents can apply.

Platinum Maxima Plus Card
Pros
  • Welcome Benefits: The cardholder will get 10,000 reward points upon making a valid retail transaction within 30 days from the date of issuance of the Card, and upon paying the joining fees as reflected in the first Statement by the payment due date.

  • Reward System: Get 2 reward points for every INR 100 spent on all your purchases. 10 Reward Points for every Rs.100 when you use your card for dining, entertainment, fuel, utility bill payments and international purchases. 1 Reward Point = INR 0.25. general cashback rate: 0.5%, Special cashback rate: 2.5% on dining, entertainment, fuel, utility bill payments and international purchases.

  • Milestone rewards: Cardholder will get 10,000 reward points on purchase of Rs. 2 lakhs or more in a year. Cardholder will get additional 10,000 bonus reward points on crossing INR. 3.5 lakhs of annual spends on the card. Cardholder will get additional 10,000 Bonus Reward Points on crossing Rs. 5 lakhs of annual spends on the card. 

  • Other Benefits: Cardholder gets one complimentary movie ticket free up to Rs. 200 every month on purchase of 2 or more tickets at BookMyShow, and Cardholder will get 2 complimentary visits every calendar quarter at domestic lounges at all major airports in India.

Cons
  • Low cashback rate. 

  • Cardholders gets limited value add features.

Pros & Cons
Welcome Benefits

Welcome Benefits: The cardholder will get 10,000 reward points upon making a valid retail transaction within 30 days from the date of issuance of the Card, and upon paying the joining fees as reflected in the first Statement by the payment due date.

Rewards System

Reward System: Get 2 reward points for every INR 100 spent on all your purchases. 10 Reward Points for every Rs.100 when you use your card for dining, entertainment, fuel, utility bill payments and international purchases. 1 Reward Point = INR 0.25. General cashback rate: 0.5%, Special cashback rate: 2.5% on dining, entertainment, fuel, utility bill payments, and international purchases.

International Forex Markup

3.5%.

Welcome Benefits and Reward System
Special Features

Special cashback rate: 2.5% on dining, entertainment, fuel, utility bill payments and international purchases.

Eligibility Criteria

Minimum age of the card holders should be 18. 
Only Indian residents can apply.

Benefits
  • The welcome benefit is provided to the customers. 

  • Special Cashback rate on dining, entertainment, and fuel transactions.

  • Complimentary movie ticket

  • Airport lounge access

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?

Here are the steps on how to apply for RBL Bank's Platinum Maxima Plus Card:

  • Visit the RBL Bank website and click on the "Apply for Credit Card" tab.

  • Select the Platinum Maxima Plus Card and click on the "Apply Now" button.

  • You will be redirected to a new page where you will need to provide your personal and financial information.

  • You will also need to upload scanned copies of your documents, such as your PAN card, address proof, and income proof.

  • Once you have submitted your application, RBL Bank will review it and get back to you within a few days.

  • Here are the documents that you will need to apply for the RBL Bank Platinum Maxima Plus Card:

    PAN card
    Address proof
    Income proof

Contact Details

RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com

Account Opening and Procedure
RBL Bank Platinum Maxima Plus Card

RBL Bank Platinum Maxima Plus Credit Card is a feature rich card. However, its only flaw is that it offers a low cashback rate. Freshers and students can consider availing this credit card.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining fees: Nil for primary card.

  • Annual membership Fees: Rs 2500.

  • Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500).

  • Finance charges: 3.99% p.m (upto 47.88% p.a).

  • Late Payment fees:15% of Total amount due (Min Rs.50, Max Rs.1,500).

  • Overdue interest charges: NIL.

  • Foreign Currency Transaction Fees: 3.5%.

  • Fuel Surcharge: 1% surcharge on fuel transaction value or Rs.10/- whichever is higher.

  • Reward Redemption Fees: INR 99.

  • EMI Processing fees : INR 199 + GST

Fuel Surcharge

1% surcharge, waived upto INR 100 per month.

Billing Cycle

30 Days.

Fees & Charges
bottom of page