RBL Platinum Maxima Plus Card
Rewards & Benefits
Welcome Benefits
Welcome Benefits: The cardholder will get 10,000 reward points upon making a valid retail transaction within 30 days from the date of issuance of the card, and upon paying the joining fees as reflected in the first statement by the payment due date.
Milestone Benefits
Milestone rewards: Cardholders will get 10,000 reward points on purchases of Rs Rs 2 Lakhs or more in a year. Cardholders will get an additional 10,000 bonus reward points on crossing Rs . Rs 3.5 Lakhs of annual spending on the card. Cardholders will get an additional 10,000 bonus reward points on crossing Rs Rs 5 Lakhs of annual spending on the card.
Cashback Rate
Users will get 2 reward points for every INR 100 spent on all purchases and 10 reward points for every Rs.100 when using card for dining, entertainment, fuel, utility bill payments and international purchases.
1 reward point = INR 0.25. General cashback rate: 0.5%,
Special cashback rate on dining, entertainment, fuel, utility bill payments, and international purchases.: 2.5%.
Movie Benefits
The Cardholder gets one complimentary movie ticket free up to INR 100 every month on the purchase of 2 or more tickets at BookMyShow.
Dining Benefits
Reward System: Users will get 2 reward points for every Rs 100 spent on all purchases and 10 reward points for every Rs 100 when using card for dining, entertainment, fuel, utility bill payments and international purchases. 1 reward point = Rs 0.25. Special cashback rate on dining, entertainment, fuel, utility bill payments, and international purchases.: 2.5%.
Other Benefits
Lounge Access
Cardholders will get 2 complimentary visits every calendar quarter at domestic lounges at all major airports in India.
Rewards & Benefits
Welcome Benefits
Welcome Benefits: The cardholder will get 10,000 reward points upon making a valid retail transaction within 30 days from the date of issuance of the card, and upon paying the joining fees as reflected in the first statement by the payment due date.
Milestone Benefits
Milestone rewards: Cardholders will get 10,000 reward points on purchases of Rs Rs 2 Lakhs or more in a year. Cardholders will get an additional 10,000 bonus reward points on crossing Rs . Rs 3.5 Lakhs of annual spending on the card. Cardholders will get an additional 10,000 bonus reward points on crossing Rs Rs 5 Lakhs of annual spending on the card.
Cashback Rate
Users will get 2 reward points for every INR 100 spent on all purchases and 10 reward points for every Rs.100 when using card for dining, entertainment, fuel, utility bill payments and international purchases.
1 reward point = INR 0.25. General cashback rate: 0.5%,
Special cashback rate on dining, entertainment, fuel, utility bill payments, and international purchases.: 2.5%.
Movie Benefits
The Cardholder gets one complimentary movie ticket free up to INR 100 every month on the purchase of 2 or more tickets at BookMyShow.
Dining Benefits
Reward System: Users will get 2 reward points for every Rs 100 spent on all purchases and 10 reward points for every Rs 100 when using card for dining, entertainment, fuel, utility bill payments and international purchases. 1 reward point = Rs 0.25. Special cashback rate on dining, entertainment, fuel, utility bill payments, and international purchases.: 2.5%.
Other Benefits
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Lounge Access
Cardholders will get 2 complimentary visits every calendar quarter at domestic lounges at all major airports in India.
Fees & Charges
Joining Fee
s: Nil for primary card.
Annual Fee
Rs 2500.
Cash Advance Fee
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500).
Interest rate
3.99% p.m (upto 47.88% p.a).
Late Payment Fee
Late Payment fees:15% of Total amount due (Min Rs.50, Max Rs.1,500).
Foreign Currency Transactions Fee
Foreign Currency Transaction Fees: 3.5%.
Other Fees
Finance charges: 3.99% p.m (upto 47.88% p.a). | Overdue interest charges: NIL. | Fuel Surcharge: 1% surcharge on fuel transaction value or Rs.10/- whichever is higher. | Reward Redemption Fees: INR 99. | EMI Processing fees : INR 199 + GST
Fees & Charges
Joining Fee
s: Nil for primary card.
Annual Fee
Rs 2500.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
3.99% p.m (upto 47.88% p.a).
Late Payment Fee
Late Payment fees:15% of Total amount due (Min Rs.50, Max Rs.1,500).
Foreign Currency Transactions Fee
Foreign Currency Transaction Fees: 3.5%.
Other Fees
Finance charges: 3.99% p.m (upto 47.88% p.a). | Overdue interest charges: NIL. | Fuel Surcharge: 1% surcharge on fuel transaction value or Rs.10/- whichever is higher. | Reward Redemption Fees: INR 99. | EMI Processing fees : INR 199 + GST
Special Features
Special cashback rate: 2.5% on dining, entertainment, fuel, utility bill payments and international purchases.
Eligibility Criteria
Minimum age of the card holders should be 18.
Only Indian residents can apply.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Here are the steps on how to apply for RBL Bank's Platinum Maxima Plus Card:
Visit the RBL Bank website and click on the "Apply for Credit Card" tab.
Select the Platinum Maxima Plus Card and click on the "Apply Now" button.
You will be redirected to a new page where you will need to provide your personal and financial information.
You will also need to upload scanned copies of your documents, such as your PAN card, address proof, and income proof.
Once you have submitted your application, RBL Bank will review it and get back to you within a few days.
Here are the documents that you will need to apply for the RBL Bank Platinum Maxima Plus Card:
PAN card
Address proof
Income proof
Contact Details
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
Account Opening and Procedure
RBL Bank Platinum Maxima Plus Credit Card is a feature rich card. However, its only flaw is that it offers a low cashback rate. Freshers and students can consider availing this credit card.
RBL Bank Platinum Maxima Plus Credit Card is a feature rich card. However, its only flaw is that it offers a low cashback rate. Freshers and students can consider availing this credit card.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai