
Platinum Maxima Plus Card
Card Details
Joining Fee:
Renewal Fee:
Card Type:
Reward Type:
Welcome Benefits:
Rewards & Benefits
Welcome Benefits
On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.
Milestone Benefits
annual fee reversal on spending inr 1,00,000 on the card.
Cashback Rate
cashback rate: 1. cashback rate: 1. cashback rate: 0.
Lounge Access
0
Movie Benefits
8
Dining Benefits
Other Benefits
reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.
Cons
Low cashback rate.
Cardholders gets limited value add features.
Welcome Benefits: The cardholder will get 10,000 reward points upon making a valid retail transaction within 30 days from the date of issuance of the card, and upon paying the joining fees as reflected in the first statement by the payment due date.
Reward System: Users will get 2 reward points for every INR 100 spent on all purchases and 10 reward points for every Rs.100 when using card for dining, entertainment, fuel, utility bill payments and international purchases. 1 reward point = INR 0.25. General cashback rate: 0.5%, Special cashback rate on dining, entertainment, fuel, utility bill payments, and international purchases.: 2.5%.
Milestone rewards: Cardholders will get 10,000 reward points on purchases of Rs. 2 lakhs or more in a year. Cardholders will get an additional 10,000 bonus reward points on crossing INR. 3.5 lakhs of annual spending on the card. Cardholders will get an additional 10,000 bonus reward points on crossing Rs. 5 lakhs of annual spending on the card.
Other Benefits: The Cardholder gets one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow.
Cardholders will get 2 complimentary visits every calendar quarter at domestic lounges at all major airports in India.
Rewards & Benifits
Welcome Benefits
Welcome Benefits: The cardholder will get 10,000 reward points upon making a valid retail transaction within 30 days from the date of issuance of the card, and upon paying the joining fees as reflected in the first statement by the payment due date.
Rewards System
Reward System: Users will get 2 reward points for every INR 100 spent on all purchases and 10 reward points for every Rs.100 when using card for dining, entertainment, fuel, utility bill payments and international purchases. 1 reward point = INR 0.25. General cashback rate: 0.5%, Special cashback rate on dining, entertainment, fuel, utility bill payments, and international purchases.: 2.5%.
International Forex Markup
3.5%.
Welcome Benefits and Reward System
Special Features
Special cashback rate: 2.5% on dining, entertainment, fuel, utility bill payments and international purchases.
Eligibility Criteria
Minimum age of the card holders should be 18.
Only Indian residents can apply.
Benefits
The welcome benefit is provided to the customers.
Special Cashback rate on dining, entertainment, and fuel transactions.
Complimentary movie ticket.
Airport lounge access.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Here are the steps on how to apply for RBL Bank's Platinum Maxima Plus Card:
Visit the RBL Bank website and click on the "Apply for Credit Card" tab.
Select the Platinum Maxima Plus Card and click on the "Apply Now" button.
You will be redirected to a new page where you will need to provide your personal and financial information.
You will also need to upload scanned copies of your documents, such as your PAN card, address proof, and income proof.
Once you have submitted your application, RBL Bank will review it and get back to you within a few days.
Here are the documents that you will need to apply for the RBL Bank Platinum Maxima Plus Card:
PAN card
Address proof
Income proof
Contact Details
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
Account Opening and Procedure



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Pros:-
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Cons:-
Welcome Benefits: The cardholder will get 10,000 reward points upon making a valid retail transaction within 30 days from the date of issuance of the card, and upon paying the joining fees as reflected in the first statement by the payment due date.
Reward System: Users will get 2 reward points for every INR 100 spent on all purchases and 10 reward points for every Rs.100 when using card for dining, entertainment, fuel, utility bill payments and international purchases. 1 reward point = INR 0.25. General cashback rate: 0.5%, Special cashback rate on dining, entertainment, fuel, utility bill payments, and international purchases.: 2.5%.
Milestone rewards: Cardholders will get 10,000 reward points on purchases of Rs. 2 lakhs or more in a year. Cardholders will get an additional 10,000 bonus reward points on crossing INR. 3.5 lakhs of annual spending on the card. Cardholders will get an additional 10,000 bonus reward points on crossing Rs. 5 lakhs of annual spending on the card.
Other Benefits: The Cardholder gets one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow.
Cardholders will get 2 complimentary visits every calendar quarter at domestic lounges at all major airports in India.
Low cashback rate.
Cardholders gets limited value add features.
RBL Bank Platinum Maxima Plus Credit Card is a feature rich card. However, its only flaw is that it offers a low cashback rate. Freshers and students can consider availing this credit card.
RBL Bank Platinum Maxima Plus Card

Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining fees: Nil for primary card.
Annual membership Fees: Rs 2500.
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500).
Finance charges: 3.99% p.m (upto 47.88% p.a).
Late Payment fees:15% of Total amount due (Min Rs.50, Max Rs.1,500).
Overdue interest charges: NIL.
Foreign Currency Transaction Fees: 3.5%.
Fuel Surcharge: 1% surcharge on fuel transaction value or Rs.10/- whichever is higher.
Reward Redemption Fees: INR 99.
EMI Processing fees : INR 199 + GST
Fuel Surcharge
1% surcharge, waived upto INR 100 per month.
Billing Cycle
30 Days.