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PNB Bliss Card
Rewards & Benefits
Welcome Benefits
None
Milestone Benefits
None
Cashback Rate
Users can earn 1 reward point for every INR 100 spent.
1 RP= INR 0.25.
Effective cashback rate = 0.25%.
Movie Benefits
Flat INR 250/- off on BookMyShow on minimum purchase of 2 tickets, once per quarter.
Dining Benefits
3 Months complimentary membership of Swiggy-One, once per annum.
Other Benefits
Free concierge service
Personal accident insurance in case of death and permanent total disability INR 2 Lakhs.
Flat 20% discount on medicines at Netmeds on a minimum order of INR . 999/-, once per annum.
Free membership of Amazon Prime/ Hotstar/ Zee5/ SonyLiv (any one), once per annum.
Complimentary health check-up including Pap Smear & Blood Tests, once per annum.
12 months complimentary membership of Gaana Plus, once per annum.
Complimentary SPA service at Tattva, Four Fountains, HR Wellness, Lakme Salon (any one), once per annum.
Discount Voucher of Ola/ Uber (any one) worth INR 100/-, once per quarter.
Discount Voucher of Nykaa worth INR 500/-, once per quarter.
Lounge Access
4 free domestic lounge visits per year and 1 international lounge visit per year.
Rewards & Benefits
Welcome Benefits
None
Milestone Benefits
None
Cashback Rate
Users can earn 1 reward point for every INR 100 spent.
1 RP= INR 0.25.
Effective cashback rate = 0.25%.
Movie Benefits
Flat INR 250/- off on BookMyShow on minimum purchase of 2 tickets, once per quarter.
Dining Benefits
3 Months complimentary membership of Swiggy-One, once per annum.
Other Benefits
Free concierge service
Personal accident insurance in case of death and permanent total disability INR 2 Lakhs.
Flat 20% discount on medicines at Netmeds on a minimum order of INR . 999/-, once per annum.
Free membership of Amazon Prime/ Hotstar/ Zee5/ SonyLiv (any one), once per annum.
Complimentary health check-up including Pap Smear & Blood Tests, once per annum.
12 months complimentary membership of Gaana Plus, once per annum.
Complimentary SPA service at Tattva, Four Fountains, HR Wellness, Lakme Salon (any one), once per annum.
Discount Voucher of Ola/ Uber (any one) worth INR 100/-, once per quarter.
Discount Voucher of Nykaa worth INR 500/-, once per quarter.
Lounge Access
4 free domestic lounge visits per year and 1 international lounge visit per year.
Fees & Charges of
PNB Bliss Card
Joining Fee
0
Annual Fee
INR 500
Cash Advance Fee
2%
Interest rate
Interest Rates: 2.45 percent every month 29.81%.p.a.
Late Payment Fee
Late payment fee- Rs. 1,000 or less: Nil Rs. 1,001 to Rs. 5,000: Rs. 500 Rs. 5,0001 to Rs. 10,000: Rs. 600 Above Rs. 10,000: Rs. 750
Foreign Currency Transactions Fee
Foreign Currency Transactions Fees: 3.5%.
Other Fees
Reward Redemption Fees: NIL
Joining Fee
0
Annual Fee
INR 500
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rates: 2.45 percent every month 29.81%.p.a.
Late Payment Fee
Late payment fee- Rs. 1,000 or less: Nil Rs. 1,001 to Rs. 5,000: Rs. 500 Rs. 5,0001 to Rs. 10,000: Rs. 600 Above Rs. 10,000: Rs. 750
Foreign Currency Transactions Fee
Foreign Currency Transactions Fees: 3.5%.
Other Fees
Reward Redemption Fees: NIL
Fee and Charges of
PNB Bliss Card
Special Features
Eligibility Criteria
Age: The primary cardholder must be between 21 and 70 years of age.
Educational qualification: The applicant must be literate.
Income: The applicant must have a minimum annual income of INR 3,60,000 lakhs and above.
Speical Feature, Eligibility and Benefits of
PNB Bliss Card
How to apply for Credit Card?
Contact Details
N/A
Account Opening and Procedure of
PNB Bliss Card
Product Review of
PNB Bliss Card
The card is packed with all kind of benefits. 10% cashback on PhonePe spends is a solid plus point. Overall it is one of the best credit cards in India.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review of
PNB Bliss Card
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
