Welcome benefit:The user will receive a welcome voucher worth the benefit of Rs 3000. 300+ reward points on activation.
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PNB EMT Rupay Platinum Credit Card
Rewards & Benefits
Welcome Benefits
Welcome benefit:The user will receive a welcome voucher worth the benefit of Rs 3000. 300+ reward points on activation.
Milestone Benefits
None.
Cashback Rate
1 reward point per INR 100 spent.
1RP= INR 0.25.
General Cashback Rate= 0.25%.
Users will get flat 10% off up to Rs. 1,000 on domestic flight bookings.
Users will get flat 10% off up to Rs. 5,000 on international flight bookings.
Users will get a flat 20% discount up to Rs.5,000 on domestic hotel bookings.
Users will get a flat 20% discount Up to Rs.10,000 on international hotel bookings.
Users will get flat Rs.125 off on bus bookings on a minimum order value of Rs.500.
Movie Benefits
None.
Dining Benefits
None
Other Benefits
Users will get flat 10% off up to Rs. 1,000 on domestic flight bookings.
Users will get flat 10% off up to Rs. 5,000 on international flight bookings.
Users will get a flat 20% discount up to Rs.5,000 on domestic hotel bookings.
Users will get a flat 20% discount Up to Rs.10,000 on international hotel bookings.
Users will get flat Rs.125 off on bus bookings on a minimum order value of Rs.500.
Lounge Access
Cardholder will get 2 domestic lounge visits per quarter.
Cardholder will get 2 international lounge visits per year.
Rewards & Benefits
Welcome Benefits
Welcome benefit:The user will receive a welcome voucher worth the benefit of Rs 3000. 300+ reward points on activation.
Milestone Benefits
None.
Cashback Rate
1 reward point per INR 100 spent.
1RP= INR 0.25.
General Cashback Rate= 0.25%.
Users will get flat 10% off up to Rs. 1,000 on domestic flight bookings.
Users will get flat 10% off up to Rs. 5,000 on international flight bookings.
Users will get a flat 20% discount up to Rs.5,000 on domestic hotel bookings.
Users will get a flat 20% discount Up to Rs.10,000 on international hotel bookings.
Users will get flat Rs.125 off on bus bookings on a minimum order value of Rs.500.
Movie Benefits
None.
Dining Benefits
None
Other Benefits
Users will get flat 10% off up to Rs. 1,000 on domestic flight bookings.
Users will get flat 10% off up to Rs. 5,000 on international flight bookings.
Users will get a flat 20% discount up to Rs.5,000 on domestic hotel bookings.
Users will get a flat 20% discount Up to Rs.10,000 on international hotel bookings.
Users will get flat Rs.125 off on bus bookings on a minimum order value of Rs.500.
Lounge Access
Cardholder will get 2 domestic lounge visits per quarter.
Cardholder will get 2 international lounge visits per year.
Fees & Charges
Joining Fee
INR 2000
Annual Fee
INR 2000
Cash Advance Fee
Cash advance fee: 2.5% or a minimum of Rs.500.
Interest rate
Interest Rates: 2.95% per month, 35.89% annually.
Late Payment Fee
Late payment fee: Rs 200 to Rs. 750.
Foreign Currency Transactions Fee
Foreign Currency Transactions Fees: 3.5%.
Other Fees
Reward Redemption Fees: NIL
Fees & Charges
Joining Fee
INR 2000
Annual Fee
INR 2000
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rates: 2.95% per month, 35.89% annually.
Late Payment Fee
Late payment fee: Rs 200 to Rs. 750.
Foreign Currency Transactions Fee
Foreign Currency Transactions Fees: 3.5%.
Other Fees
Reward Redemption Fees: NIL
Special Features
This is a co-branded card with EaseMyTrip thereby offering attractive discounts on hotel and travel bookings.
Eligibility Criteria
Age: The primary cardholder must be between 21 and 65 years of age.
Educational qualification: The applicant must have passed the 10th standard (passed).
Income: The applicant must have a minimum annual income of INR2 lakhs.
Cibil score: A credit score of 750+ is considered good to apply for this credit card.
Employment: The applicant must be employed or self-employed.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
1. Visit the official PNB website to see if they offer an online application process.
2. If applying online, fill out the credit card application form with accurate information. If applying in person, you will receive a physical application form to complete.
3. Attach the required documents to your application form.
4. Double-check all the information provided on the application form and the attached documents. Ensure that you've filled out all the required fields accurately.
5. After submitting your application, PNB will review your application and documents. They may contact you for any additional information or clarification if needed.
6. If your application is approved, you will receive yourPNB EMT RuPay Platinum Credit Cardat the address you provided in the application.
Contact Details
Toll Free No. 1800 1800 1800 2021 1800 180 2222 1800 103 2222
Tolled No. 0120-2490000 Landline :011-28044907
Account Opening and Procedure
The card offers solid cashback on travel and offers standard value add features too.
The card offers solid cashback on travel and offers standard value add features too.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai