Welcome Benefit: 300+ reward points on 1st usage.
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PNB Rakshak Rupay Select Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: 300+ reward points on 1st usage.
Milestone Benefits
None
Cashback Rate
Users will earn 2 reward point for every INR 100 spent.
1 RP= INR 0.25.
Effective cashback rate = 0.5%.
Movie Benefits
None
Dining Benefits
None.
Other Benefits
Discount and offers from Rupaya from time to time on dining and shopping.
Lounge Access
4 free domestic lounge visits per year and 1 international lounge visit per year.
Rewards & Benefits
Welcome Benefits
Welcome Benefit: 300+ reward points on 1st usage.
Milestone Benefits
None
Cashback Rate
Users will earn 2 reward point for every INR 100 spent.
1 RP= INR 0.25.
Effective cashback rate = 0.5%.
Movie Benefits
None
Dining Benefits
None.
Other Benefits
Discount and offers from Rupaya from time to time on dining and shopping.
Lounge Access
4 free domestic lounge visits per year and 1 international lounge visit per year.
Fees & Charges of
PNB Rakshak Rupay Select Card
Joining Fee
Nil
Annual Fee
Nil
Cash Advance Fee
2%
Interest rate
2.45 percent every month 29.81%.p.a.
Late Payment Fee
Late payment fee- Rs. 1,000 or less: Nil Rs. 1,001 to Rs. 5,000: Rs. 500 Rs. 5,0001 to Rs. 10,000: Rs. 600 Above Rs. 10,000: Rs. 750
Foreign Currency Transactions Fee
3.5%
Other Fees
Reward Redemption Fees: NIL
Joining Fee
Nil
Annual Fee
Nil
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
2.45 percent every month 29.81%.p.a.
Late Payment Fee
Late payment fee- Rs. 1,000 or less: Nil Rs. 1,001 to Rs. 5,000: Rs. 500 Rs. 5,0001 to Rs. 10,000: Rs. 600 Above Rs. 10,000: Rs. 750
Foreign Currency Transactions Fee
3.5%
Other Fees
Reward Redemption Fees: NIL
Fee and Charges of
PNB Rakshak Rupay Select Card
Special Features
Free domestic and international lounge visit.
Eligibility Criteria
Age: The primary cardholder must be between 21 and 70 years of age.
Educational qualification: The applicant must have literate.
Income: The applicant must have a minimum annual income of INR 5 lakhs.
Speical Feature, Eligibility and Benefits of
PNB Rakshak Rupay Select Card
How to apply for Credit Card?
Online Visit the PNB Cards website and click on the "Apply Online" button.
Select the PNB Rakshak RuPay Platinum Credit Card and click on the "Apply Now" button.
Fill in the application form with your personal and financial details.
Upload the required documents, such as your PAN card, Aadhar card, and income proof.
Review and submit your application.
The required documents for applying for a PNB Rakshak RuPay Select Credit Card are: PAN card Aadhar card Income proof (salary slip, salary certificate, Form 16 for salaried individuals; PAN card, IT return, Form 60/61 for self-employed individuals)
Once your application is approved, you will receive your PNB Rakshak RuPay Platinum Credit Card within 7-10 business days.
Contact Details
N/A
Account Opening and Procedure of
PNB Rakshak Rupay Select Card
Product Review of
PNB Rakshak Rupay Select Card
The card is packed with all kind of benefits. 10% cashback on PhonePe spends is a solid plus point. Overall it is one of the best credit cards in India.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review of
PNB Rakshak Rupay Select Card
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
