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PNB Visa Signature Credit Card
Rewards & Benefits
Welcome Benefits
None
Milestone Benefits
None
Cashback Rate
Users can earn 2 reward point for every INR 100 spent.
1 RP= INR 0.25.
Effective cashback rate = 0.5%.
Movie Benefits
Movie Offers: 50% off on tickets from BookMyShow.
Dining Benefits
None.
Other Benefits
Discount and offers from Visa from time to time on dining and shopping.
Lounge Access
Free concierge service
Rewards & Benefits
Welcome Benefits
None
Milestone Benefits
None
Cashback Rate
Users can earn 2 reward point for every INR 100 spent.
1 RP= INR 0.25.
Effective cashback rate = 0.5%.
Movie Benefits
Movie Offers: 50% off on tickets from BookMyShow.
Dining Benefits
None.
Other Benefits
Discount and offers from Visa from time to time on dining and shopping.
Lounge Access
Free concierge service
Fees & Charges of
PNB Visa Signature Credit Card
Joining Fee
INR 1500
Annual Fee
INR 2000
Cash Advance Fee
N/A
Interest rate
2.45 percent every month 29.81%.p.a.
Late Payment Fee
Late payment fee- Rs. 1,000 or less: Nil Rs. 1,001 to Rs. 5,000: Rs. 500 Rs. 5,0001 to Rs. 10,000: Rs. 600 Above Rs. 10,000: Rs. 750
Foreign Currency Transactions Fee
3.5%
Other Fees
Reward Redemption Fees: NIL
Joining Fee
INR 1500
Annual Fee
INR 2000
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
2.45 percent every month 29.81%.p.a.
Late Payment Fee
Late payment fee- Rs. 1,000 or less: Nil Rs. 1,001 to Rs. 5,000: Rs. 500 Rs. 5,0001 to Rs. 10,000: Rs. 600 Above Rs. 10,000: Rs. 750
Foreign Currency Transactions Fee
3.5%
Other Fees
Reward Redemption Fees: NIL
Fee and Charges of
PNB Visa Signature Credit Card
Special Features
Free airport lounge visits.
Eligibility Criteria
Age: The primary cardholder must be between 21 and 70 years of age.
Educational qualification: The applicant must be literate.
Income: The applicant must have a minimum annual income of INR 7.5 lakhs.
Speical Feature, Eligibility and Benefits of
PNB Visa Signature Credit Card
How to apply for Credit Card?
Online Visit the PNB Cards website and click on the "Apply Online" button.
Select the PNB Rakshak RuPay Platinum Credit Card and click on the "Apply Now" button.
Fill in the application form with your personal and financial details.
Upload the required documents, such as your PAN card, Aadhar card, and income proof.
Review and submit your application.
The required documents for applying for a PNB Visa Signature Credit Card are: PAN card Aadhar card Income proof (salary slip, salary certificate, Form 16 for salaried individuals; PAN card, IT return, Form 60/61 for self-employed individuals)
Once your application is approved, you will receive your PNB Visa Signature Credit Card within 7-10 business days.
Contact Details
N/A
Account Opening and Procedure of
PNB Visa Signature Credit Card
Product Review of
PNB Visa Signature Credit Card
The card is packed with all kind of benefits. 10% cashback on PhonePe spends is a solid plus point. Overall it is one of the best credit cards in India.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review of
PNB Visa Signature Credit Card
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
