PVR INOX Kotak Credit Card
MyRupaya Ratings
Product Details
Credit Card Name :
PVR INOX Kotak Credit Card
Bank Name :
Kotak Mahindra Bank
Type :
Rewards Credit Card
Interest Rate :
3.5% (Annualized 42%)
Eligibility :
Primary Credit Card holders should be in the age bracket of 18 years to 65 years.
The add-on Cardholder should be 18 years and above
Should be a resident of India
Pros
Reward System: Customers can earn 10 Mojo points for every ₹100 spent online, and 1 Mojo point for every ₹100 spent on other categories. Additionally, customers can receive 2,500 Mojo points every quarter on spending of ₹75,000 or more. 1 RP = INR 0.25. Effective Cashback Rate: 2.5% (Online), General CB Rate: 0.25%.
Movie Offers: Cardholders get 1 PVR INOX Movie Ticket on every spend of INR 10,000 in a monthly billing session. Cardholders also get 5% discount on movie tickets every time.
Food and Beverage benefits: Get 20% discount on food and beverages every time.
Milestone benefit: Cardholders can earn tickets worth INR 300 each for achieving every spending milestone of INR 10,000.
Other benefits: Cardholders get access to premium PVR INOX lounges.
Cons
Limited Rewards Scope.
Milestone Spends Threshold.
Exclusions on Spends.
Lower Reward Redemption Value.
Pros & Cons
Welcome Benefits
None
Rewards System
Earn 10 Mojo points for every ₹100 spent online.
Earn 1 Mojo point for every ₹100 spent on other categories.
Additionally, receive 2,500 Mojo points every quarter on spends of ₹75,000 or more.
1 RP = INR 0.25
Effective Cashback Rate: 2.5%
International Forex Markup
Foreign Currency Mark Up: 3.50%
Welcome Benefits and Reward System
Special Features
Cardholders get 1 free PVR INOX movie ticket worth Rs. 300 each on every Rs. 10,000 spent during a billing cycle.
Eligibility Criteria
Primary Credit Card holders should be in the age bracket of 18 years to 65 years.
The add-on Cardholder should be 18 years and above
Should be a resident of India
Benefits
Movie ticket offers and discounts.
Food and Beverage discounts.
No joining fees.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Visit the Kotak Bank website and navigate to the credit card section.
Find the PVR INOX Credit Card and click "Apply Now."
Fill out the online application form, providing your personal details, employment information, and income details.
Once completed, apply and upload any required documents.
Contact Details
1860 266 2666
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Reward System: Customers can earn 10 Mojo points for every ₹100 spent online, and 1 Mojo point for every ₹100 spent on other categories. Additionally, customers can receive 2,500 Mojo points every quarter on spending of ₹75,000 or more. 1 RP = INR 0.25. Effective Cashback Rate: 2.5% (Online), General CB Rate: 0.25%.
Movie Offers: Cardholders get 1 PVR INOX Movie Ticket on every spend of INR 10,000 in a monthly billing session. Cardholders also get 5% discount on movie tickets every time.
Food and Beverage benefits: Get 20% discount on food and beverages every time.
Milestone benefit: Cardholders can earn tickets worth INR 300 each for achieving every spending milestone of INR 10,000.
Other benefits: Cardholders get access to premium PVR INOX lounges.
Limited Rewards Scope.
Milestone Spends Threshold.
Exclusions on Spends.
Lower Reward Redemption Value.
HDFC Bank Biz Power Credit Card
The card is a premium credit card with a number of value add features. This card offers cashback on even tax and GST payment. Overall it is a must have card for small business owners/ freelancers.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining Fee: Nil.
Annual Fees: ₹ 499/-.
Interest Charges on outstanding Balances: 3.5% (Annualized 42%).
ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance: 2.5% on advance amount and Rs. 500.
Late Payment Charges ("LPC"): Ranges from INR 0 to INR 1200.
Foreign Currency Mark Up: 3.50%.
Fuel Surcharge
N/A
Billing Cycle
30 Days