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PVR INOX Kotak Credit Card

Product Details
Credit Card Name

PVR INOX Kotak Credit Card

Bank Name

Kotak Mahindra Bank

Type

Rewards Credit Card

Interest Rate

3.5% (Annualized 42%)

Eligibility

Primary Credit Card holders should be in the age bracket of 18 years to 65 years.
The add-on Cardholder should be 18 years and above
Should be a resident of India

PVR INOX Kotak Credit Card
Pros
  • Rewards: Cardholders get 1 PVR INOX Movie Ticket on every spend of INR 10,000 in a monthly billing session. Cardholders also get 5% discount on movie tickets every time. 

  • Food and Beverage benefits: Get 20% discount on food and beverages every time. 

  • Milestone benefit: Cardholders can earn tickets worth INR 300 each for achieving every spending milestone of INR 10,000. 

  • Other benefits: Cardholders get access to premium PVR INOX lounges. 

Cons
  • Limited Rewards Scope

  • Milestone Spends Threshold

  • Exclusions on Spends

  • Lower Reward Redemption Value

Pros & Cons
Welcome Benefits

None

Rewards System
  • Earn 10 Mojo points for every ₹100 spent online.

  • Earn 1 Mojo point for every ₹100 spent on other categories.

  • Additionally, receive 2,500 Mojo points every quarter on spends of ₹75,000 or more.

  • 1 RP = INR 0.25

  • Effective Cashback Rate: 2.5%

International Forex Markup

Foreign Currency Mark Up: 3.50%

Welcome Benefits and Reward System
Special Features

Cardholders get 1 free PVR INOX movie ticket worth Rs. 300 each on every Rs. 10,000 spent during a billing cycle.

Eligibility Criteria

Primary Credit Card holders should be in the age bracket of 18 years to 65 years.
The add-on Cardholder should be 18 years and above
Should be a resident of India

Benefits
  • Movie ticket offers and discounts 

  • Food and Beverage discount

  • No joining fees

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • Visit the Kotak Bank website and navigate to the credit card section. 

  • Find the PVR INOX Credit Card and click "Apply Now." 

  • Fill out the online application form, providing your personal details, employment information, and income details. 

  • Once completed, apply and upload any required documents.

Contact Details

1860 266 2666

Account Opening and Procedure
PVR INOX Kotak Credit Card

The Kotak Bank PVR INOX Credit Card caters specifically to movie enthusiasts who frequent PVR and INOX cinemas. The unlimited free movie tickets and discounts on food and beverages can be significant savings for frequent users. However, if you don't fall into this category, or if you value broader rewards and benefits beyond movie-related experiences, other credit cards might offer better value.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining Fee: Nil

  • Annual Fees: ₹ 499/-

  • Interest Charges on outstanding Balances: 3.5% (Annualized 42%)

  • ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance: 2.5% on advance amount and Rs. 500

  • Late Payment Charges ("LPC"): Ranges from INR 0 to INR 1200

  • Foreign Currency Mark Up: 3.50%

Fuel Surcharge

N/A

Billing Cycle

30 Days

Fees & Charges
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