RBL Bank Cookie Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: The cardholder gets a gift voucher worth Rs 1,000. Users can choose from Amazon, Flipkart, Myntra, Croma & Shoppers Stop.
Milestone Benefits
Milestone Benefit: On spending Rs Rs 2 Lakhs in an anniversary year, users will receive an Rs 1,000 voucher and if the user spends Rs Rs 5 Lakhs in an anniversary year, he will receive an Rs 5,000 voucher from Amazon, Flipkart, Myntra, Croma, or Shoppers Stop.
Cashback Rate
The value of 1 reward point = INR 0.25.
Users will get 5 reward points for every Rs. 100 spent online with an effective cashback rate of 1.25%
1 reward point for every Rs. 100 spent offline (except on fuel) with a cashback rate of 0.25%.
Users will get 10% off at BookMyShow for up to Rs 300 per month, and 10% cashback at Myntra, Uber & Zomato, for up to Rs 300 each per month for each brand.
Movie Benefits
Users will get 10% off at BookMyShow for up to Rs. 300 per month.
Dining Benefits
Users will get 10% cashback at Myntra, Uber & Zomato, for up to Rs. 300 each per month for each brand.
Other Benefits
Users will get 10% off at BookMyShow for up to Rs. 300 per month, and 10% cashback at Myntra, Uber & Zomato, for up to Rs. 300 each per month for each brand.
Lounge Access
Rewards & Benefits
Welcome Benefits
Welcome Benefit: The cardholder gets a gift voucher worth Rs 1,000. Users can choose from Amazon, Flipkart, Myntra, Croma & Shoppers Stop.
Milestone Benefits
Milestone Benefit: On spending Rs Rs 2 Lakhs in an anniversary year, users will receive an Rs 1,000 voucher and if the user spends Rs Rs 5 Lakhs in an anniversary year, he will receive an Rs 5,000 voucher from Amazon, Flipkart, Myntra, Croma, or Shoppers Stop.
Cashback Rate
The value of 1 reward point = INR 0.25.
Users will get 5 reward points for every Rs. 100 spent online with an effective cashback rate of 1.25%
1 reward point for every Rs. 100 spent offline (except on fuel) with a cashback rate of 0.25%.
Users will get 10% off at BookMyShow for up to Rs 300 per month, and 10% cashback at Myntra, Uber & Zomato, for up to Rs 300 each per month for each brand.
Movie Benefits
Users will get 10% off at BookMyShow for up to Rs. 300 per month.
Dining Benefits
Users will get 10% cashback at Myntra, Uber & Zomato, for up to Rs. 300 each per month for each brand.
Other Benefits
Users will get 10% off at BookMyShow for up to Rs. 300 per month, and 10% cashback at Myntra, Uber & Zomato, for up to Rs. 300 each per month for each brand.
Lounge Access
Fees & Charges
Joining Fee
Nil for primary card
Annual Fee
N.A.(Not Applicable)
Cash Advance Fee
Cash Withdrawal Fee: 2.5% of the cash amount withdrawn (minimum INR 500)
Interest rate
Interest Rate:3.99% p.m (upto 47.88% p.a)
Late Payment Fee
Late Payment Fees:12.5% of total amount due, max penalty will be INR 1300.
Foreign Currency Transactions Fee
Foreign Currency Transaction Fees: 3.5%
Other Fees
Membership Fees: Rs 100 monthly. | On spending INR. 5,000 in a month next month’s membership fee is waived off. | Fuel Surcharge: 1% surcharge on fuel transaction value or Rs.10/- whichever is higher. Waived upto INR 150 every month. | Reward Redemption fees: INR 99 | EMI Processing fees : Rs 199 + GST
Fees & Charges
Joining Fee
Nil for primary card
Annual Fee
N.A.(Not Applicable)
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate:3.99% p.m (upto 47.88% p.a)
Late Payment Fee
Late Payment Fees:12.5% of total amount due, max penalty will be INR 1300.
Foreign Currency Transactions Fee
Foreign Currency Transaction Fees: 3.5%
Other Fees
Membership Fees: Rs 100 monthly. | On spending INR. 5,000 in a month next month’s membership fee is waived off. | Fuel Surcharge: 1% surcharge on fuel transaction value or Rs.10/- whichever is higher. Waived upto INR 150 every month. | Reward Redemption fees: INR 99 | EMI Processing fees : Rs 199 + GST
Special Features
10% cashback at Myntra, Uber & Zomato, up to Rs. 300 each per month for each brand.
Eligibility Criteria
Minimum age of the card holders should be 18. Only Indian residents can apply.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Here are the steps on how to apply for RBL Bank's Cookies Credit Card:
Go to the RBL Bank website and click on the "Apply for Credit Card" tab.
Select the "Cookies Credit Card" from the list of cards.
Enter your personal details, such as your name, email address, and contact number.
Enter your income and employment details.
Upload a scanned copy of your PAN card and address proof.
Click on the "Submit" button.
A RBL Bank representative will contact you to verify your details and complete the application process.
Here are the documents you need to apply for the RBL Bank Cookies Credit Card:
PAN card
Address proof (Aadhaar card, voter ID card, driving licence, etc.)
Proof of income (payslip, Form 16, etc.)
The processing time for the RBL Bank Cookies Credit Card is 20-30 days. You will be notified by RBL Bank once your card is approved.
Contact Details
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
Account Opening and Procedure
The card offers low cashback rate. However, the card offers decent value add benefits.
The card offers low cashback rate. However, the card offers decent value add benefits.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai