RBL Bank Cookie Credit Card
Product Details
Credit Card Name :
RBL Bank Cookie Credit Card
Bank Name :
RBL Bank
Type :
Rewards Credit Card
Interest Rate :
3.99% p.m (upto 47.88% p.a).
Eligibility :
Minimum age of the card holders should be 18. Only Indian residents can apply.
Pros
Welcome Benefit: The cardholder gets a gift voucher worth Rs. 1,000. Users can choose from Amazon, Flipkart, Myntra, Croma & Shoppers Stop.
Milestone Benefit: Spend INR 2 lakhs in an anniversary year to receive an INR 1,000 voucher. Spend INR 5 lakhs in an anniversary year to receive an INR 5,000 voucher from Amazon, Flipkart, Myntra, Croma, or Shoppers Stop.
Rewards: Get 10% off at BookMyShow up to Rs. 300 per month, and 10% cashback at Myntra, Uber & Zomato, up to Rs. 300 each per month. Customers also get 5 reward Points for every Rs. 100 spent online.
Reward System: Earn 5 reward points for every INR 100 spent on online purchases and 1 reward point for every INR 100 spent on offline purchases.
Cons
Low cashback rate.
Lacks standard features like free lounge visits.
Limited value add features.
Pros & Cons
Welcome Benefits
The cardholder gets a gift voucher worth Rs. 1,000. Users can choose from Amazon, Flipkart, Myntra, Croma & Shoppers Stop.
Rewards System
1 Reward Point = INR 0.25. 5 Reward Points for every Rs. 100 spent online. 1 Reward Point for every Rs. 100 spent offline (except on fuel). Cashback Rate: 1.5%.
International Forex Markup
3.5%.
Welcome Benefits and Reward System
Special Features
Get 10% cashback at Myntra, Uber & Zomato, up to Rs. 300 each per month.
Eligibility Criteria
Minimum age of the card holders should be 18. Only Indian residents can apply.
Benefits
Welcome benefit. Gift voucher worth Rs. 1,000.
Discount on BookMyShow.
Discount on Myntra, Uber & Zomato.
Get vouchers worth INR 1,000 and INR 5,000
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Here are the steps on how to apply for RBL Bank's Cookies Credit Card:
Go to the RBL Bank website and click on the "Apply for Credit Card" tab.
Select the "Cookies Credit Card" from the list of cards.
Enter your personal details, such as your name, email address, and contact number.
Enter your income and employment details.
Upload a scanned copy of your PAN card and address proof.
Click on the "Submit" button.
A RBL Bank representative will contact you to verify your details and complete the application process.
Here are the documents you need to apply for the RBL Bank Cookies Credit Card:
PAN card
Address proof (Aadhaar card, voter ID card, driving licence, etc.)
Proof of income (payslip, Form 16, etc.)
The processing time for the RBL Bank Cookies Credit Card is 20-30 days. You will be notified by RBL Bank once your card is approved.
Contact Details
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
Account Opening and Procedure
Application Procedure
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Product Review
Fees & Charges
Joining fees: Nil for primary card
Membership Fees: Rs 100 monthly.
On spending INR. 5,000 in a month next month’s membership fee is waived off.
Cash Withdrawal Fee: 2.5% of the cash amount withdrawn (minimum INR 500)
Interest Rate:3.99% p.m (upto 47.88% p.a)
Late Payment Fees:12.5% of total amount due, max penalty will be INR 1300.
Foreign Currency Transaction Fees: 3.5%
Fuel Surcharge: 1% surcharge on fuel transaction value or Rs.10/- whichever is higher. Waived upto INR 150 every month.
Reward Redemption fees: INR 99
EMI Processing fees : Rs 199 + GST
Fuel Surcharge
1%, waived upto INR 150 per month. Waiver valid for fuel transactions between Rs. 500 and Rs. 4000.
Billing Cycle
30 days.