Welcome benefits: Users will earn 1,000 reward points by making payment of the annual fee and spending INR 2,000 within 30 days of card issuance.
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RBL Bank EasySaver Credit Card
Rewards & Benefits
Welcome Benefits
Welcome benefits: Users will earn 1,000 reward points by making payment of the annual fee and spending INR 2,000 within 30 days of card issuance.
Milestone Benefits
None.
Cashback Rate
Reward system: Users will earn 1 reward point for every Rs. 400 spent.
The value of 1 reward point is Rs. 0.20. So the effective cashback rate is 0.05%.
Users will get 8 reward points for every INR 100 spent on bill payments, an effective cashback rate of 0.40%.
Users will also get 8 reward points for every INR 400 spent on Education, with an effective cashback rate of 0.40%.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
None.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
Welcome benefits: Users will earn 1,000 reward points by making payment of the annual fee and spending INR 2,000 within 30 days of card issuance.
Milestone Benefits
None.
Cashback Rate
Reward system: Users will earn 1 reward point for every Rs. 400 spent.
The value of 1 reward point is Rs. 0.20. So the effective cashback rate is 0.05%.
Users will get 8 reward points for every INR 100 spent on bill payments, an effective cashback rate of 0.40%.
Users will also get 8 reward points for every INR 400 spent on Education, with an effective cashback rate of 0.40%.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
None.
Lounge Access
None.
Fees & Charges
Joining Fee
INR 500
Annual Fee
INR 500
Cash Advance Fee
2.5% of the cash amount withdrawn (minimum Rs 500)
Interest rate
upto 3.99% p.m (upto 47.88% p.a)
Late Payment Fee
INR 5 to 1300
Foreign Currency Transactions Fee
Other Fees
Fees & Charges
Joining Fee
INR 500
Annual Fee
INR 500
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
upto 3.99% p.m (upto 47.88% p.a)
Late Payment Fee
INR 5 to 1300
Foreign Currency Transactions Fee
Other Fees
Special Features
Cashback on educational spends.
Eligibility Criteria
Citizenship: Resident of India.
Age: Between 21 and 60 years old.
Income: Have a regular source of income.
Credit Score: While not explicitly stated, a good CIBIL score was likely needed for approval.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Here are the steps on how to apply for the RBL Bank EasySaver Credit Card :
Go to the RBL Bank website and click on the "Apply for Credit Card" tab.
Select the "RBL Bank EasySaver Credit Card " from the list of credit cards.
Enter your personal details, such as your name, date of birth, email address, and mobile number.
Enter your employment details, such as your employer's name, your designation, and your monthly income.
Provide your residential address and your PAN card number.
Upload a scanned copy of your PAN card.
Click on the "Submit" button.
An RBL Bank representative will contact you to verify your details and to complete the application process.
Contact Details
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
Account Opening and Procedure
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Application Procedure
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai