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RBL Bank Icon Credit Card

Product Details
Credit Card Name : 

RBL Bank Icon Credit Card

Bank Name :

RBL Bank

Type :

Rewards Credit Card

Interest Rate : 

3.99% p.m (upto 47.88% p.a).

Eligibility :

Minimum age of the card holders should be 18. 
Only Indian residents can apply.

RBL Bank Icon Credit Card
Pros
  • Welcome Benefit: 20,000 bonus reward points.

  • Reward System: 2 reward points for every INR 100 spent, and 20 reward points for every INR 100 spent on international and dining on weekends. Maximum 2,000 reward points per month each for international spending and weekend dining spending.

  • Milestone Benefit: 10,000 reward points on spending INR 3 lakhs in a year, an additional 15,000 reward points on spending INR 5 lakhs in a year, and another 20,000 reward points on spending INR 8 lakhs in a year. 

  • Travel Benefits: 2 complimentary lounge visits every quarter at major domestic airports in India, Golf Course Referral and Reservation Assistance, Avail 1+1 movie ticket on BookMyShow, up to INR 200, twice a month. 

Cons
  • Low cashback rate. 

  • International lounge access only with priority pass. 

Pros & Cons
Welcome Benefits

Enjoy a welcome gift of 20,000 bonus reward points.

Rewards System
  • Reward System: 2 reward points for every INR 100 spent, and 20 reward points for every INR 100 spent on international and dining on weekends. 1 RP= 0.25, General Cashback Rate: 0.5%, Special Cashback Rate: 2.5%

International Forex Markup

3.5%.

Welcome Benefits and Reward System
Special Features

Get access to select golf courses across the country

Eligibility Criteria

Minimum age of the card holders should be 18. 
Only Indian residents can apply.

Benefits
  • Welcome benefit. 20,000 welcome reward points.

  • Earn 2 reward points for every INR 100 spent on all your purchases.

  • Easily earn 10 reward points for every INR 100 when you use your card for dining, entertainment, fuel, utility bill payments, and international purchases.

  • Milestone Benefit

  • Complimentary movie ticket. 

  • Airport lounge access. 

  • Travel insurance. 

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • You can apply for the RBL Bank Icon Credit Card online or by visiting a RBL Bank branch.

  • To apply online, you can follow these steps:

  • Go to the RBL Bank website and click on the "Apply for Credit Card" tab.

  • Select the RBL Bank Icon Credit Card and click on the "Apply Now" button.

  • You will be redirected to a new page where you will need to provide your personal information,such as your name, address, and contact details.

  • You will also need to provide your employment information and income details.

  • You will need to upload a copy of your PAN card and a recent passport-sized photograph.

  • Once you have submitted your application, you will be contacted by a RBL Bank representative for further processing.

  • Here are the documents required to apply for the RBL Bank Icon Credit Card:

    PAN card
    Passport-sized photograph
    Proof of address
    Proof of income
    The processing time for the RBL Bank Icon Credit Card is usually 7-10 working days.

Contact Details

RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com

Account Opening and Procedure
RBL Bank Icon Credit Card

RBL Bank Icon Credit Card is a great premium credit card which comes loaded with benefits. However, it offers a low cashback rate, which makes it less attractive than the other premium credit cards in the market.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining fees: Nil for primary card & add-on cardholder.

  • Annual membership Fees: Rs. 5000 + GST.

  • Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500).

  • Late Payment fees: 15% of Total amount due (Min Rs.50, Max Rs.1,500).

  • Interest Rate: 3.99% p.m (upto 47.88% p.a).

  • Foreign Currency Transaction Fees: 3.5%.

  • Reward Redemption fees: INR 99.

  • EMI Processing fees : INR 199 + GST.

  • Rental fees: 1% fees on all rental transactions. 

  • Fuel Surcharge: 1% surcharge, waived upto INR 200 per month.

Fuel Surcharge

Fuel Surcharge: 1% surcharge, waived upto INR 200 per month.

Billing Cycle

30 days.

Fees & Charges
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