Welcome Benefit: Users will receive 20,000 bonus reward points after meeting the joining/activation criteria and the spending requirement within the specified timeframe (usually 3-6 months).
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RBL Bank Insignia Preferred Banking Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will receive 20,000 bonus reward points after meeting the joining/activation criteria and the spending requirement within the specified timeframe (usually 3-6 months).
Milestone Benefits
Milestone Benefit: Users can get vouchers worth Rs 8,000 on their favourite brands (Amazon, Myntra, Croma, MakeMyTrip & Taj) on spends of Rs 8 lacs in the previous year.
Cashback Rate
Users will get 5 reward points for every Rs.100 spent on domestic transactions and 10 reward points for every Rs.100 spent internationally.
1 RP= 0.30 paisa. Effective cashback rates: 1.5% domestically, and 3% internationally.
Movie Benefits
Discount of INR 500 twice a month on BookMyShow.
Dining Benefits
User will get discount upwards of 20% through Eazydiner.
Other Benefits
User will get hotel benefits like early check in, room upgrade, complimentary breakfast at partner hotels.
15% discount on wellness programs from Weliji.
Free health score and health status assesment worth INR 1999.
10% discount on ditetician support.
10% discount and one time free consultation from nutritionist Vasundhra Agrawal.
4 free golf rounds and 1 free golf lesson every month.
50% discount on golf rounds beyond free 4 rounds.
Free 24x7 concierge.
Lounge Access
Travel Benefits: Users can enjoy 2 complimentary lounge visits every calendar quarter at major domestic & international terminals across India and can also avail a complimentary Priority Pass membership which unlocks access to over 1,400+ international airport lounges worldwide.
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will receive 20,000 bonus reward points after meeting the joining/activation criteria and the spending requirement within the specified timeframe (usually 3-6 months).
Milestone Benefits
Milestone Benefit: Users can get vouchers worth Rs 8,000 on their favourite brands (Amazon, Myntra, Croma, MakeMyTrip & Taj) on spends of Rs 8 lacs in the previous year.
Cashback Rate
Users will get 5 reward points for every Rs.100 spent on domestic transactions and 10 reward points for every Rs.100 spent internationally.
1 RP= 0.30 paisa. Effective cashback rates: 1.5% domestically, and 3% internationally.
Movie Benefits
Discount of INR 500 twice a month on BookMyShow.
Dining Benefits
User will get discount upwards of 20% through Eazydiner.
Other Benefits
User will get hotel benefits like early check in, room upgrade, complimentary breakfast at partner hotels.
15% discount on wellness programs from Weliji.
Free health score and health status assesment worth INR 1999.
10% discount on ditetician support.
10% discount and one time free consultation from nutritionist Vasundhra Agrawal.
4 free golf rounds and 1 free golf lesson every month.
50% discount on golf rounds beyond free 4 rounds.
Free 24x7 concierge.
Lounge Access
Travel Benefits: Users can enjoy 2 complimentary lounge visits every calendar quarter at major domestic & international terminals across India and can also avail a complimentary Priority Pass membership which unlocks access to over 1,400+ international airport lounges worldwide.
Fees & Charges
Joining Fee
s: Nil for primary card & add-on cardholder
Annual Fee
Annual membership Fees:Nil
Cash Advance Fee
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500)
Interest rate
.5% 3.99% p.m (upto 47.88% p.a)�
Late Payment Fee
Late Payment fees: 15% of Total amount due (Min Rs.50, Max Rs.1,500)
Foreign Currency Transactions Fee
Foreign Currency Transaction Fees: 1.5%
Other Fees
Interest Free period: 20-50 days Finance charges: 2.5% 3.99% p.m (upto 47.88% p.a) | Over Limit Penalty: Rs 600 | Reward Redemption fees: Rs 99
Fees & Charges
Joining Fee
s: Nil for primary card & add-on cardholder
Annual Fee
Annual membership Fees:Nil
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
.5% 3.99% p.m (upto 47.88% p.a)�
Late Payment Fee
Late Payment fees: 15% of Total amount due (Min Rs.50, Max Rs.1,500)
Foreign Currency Transactions Fee
Foreign Currency Transaction Fees: 1.5%
Other Fees
Interest Free period: 20-50 days Finance charges: 2.5% 3.99% p.m (upto 47.88% p.a) | Over Limit Penalty: Rs 600 | Reward Redemption fees: Rs 99
Special Features
Vouchers worth Rs. 8,000 on user's favourite brands (Amazon, Myntra, Croma, MakeMyTrip & Taj) on spends of Rs. 8 lacs in the previous year.
Eligibility Criteria
Minimum age of the card holders should be 18.
Only Indian residents can apply.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
To apply for the RBL Bank Insignia Preferred Banking Card, you can do the following: V
isit the RBL Bank website and click on the "Apply for Credit Card" tab.
Select the "Insignia Preferred Banking Card" from the list of cards.
Enter your personal details, such as your name, email address, and contact number.
Enter your income and employment details.
Provide your PAN card number and address proof. Upload your photograph and signature.
Submit your application.
An RBL Bank representative will contact you to verify your details and proceed with the application.
Contact Details
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
Account Opening and Procedure
Considering the fairly high reward rate and some of the best in class premium benefits that this card offers including a 24×7 concierge service. complimentary domestic and international lounge access, and given the zero membership fee, this seems to be a really attractive offering by the RBL bank. However, the cashback offers are not available with this card.
Considering the fairly high reward rate and some of the best in class premium benefits that this card offers including a 24×7 concierge service. complimentary domestic and international lounge access, and given the zero membership fee, this seems to be a really attractive offering by the RBL bank. However, the cashback offers are not available with this card.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai