Welcome Benefit: Cardholders will get 2000 reward points on Card activation within 30 days.
.png)
RBL Bank Mocash Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Cardholders will get 2000 reward points on Card activation within 30 days.
Milestone Benefits
Milestone Benefit: Users will get an Rs 1,000 shopping voucher on every Rs Rs 1 Lakhs spent online, a maximum of 5 times in a year.
Cashback Rate
1 RBL reward point = Rs 0.30..
Users will get 1 reward point for every INR 100 spent. General cashback rate: 0.3%.
Users will get 2 reward points for every INR 100 spent online. Online cashback rate: 0.6%.
Movie Benefits
Other Benefits: 10% discount on movie tickets.
Dining Benefits
Other Benefits
Shopping offers. 
Lounge Access
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Cardholders will get 2000 reward points on Card activation within 30 days.
Milestone Benefits
Milestone Benefit: Users will get an Rs 1,000 shopping voucher on every Rs Rs 1 Lakhs spent online, a maximum of 5 times in a year.
Cashback Rate
1 RBL reward point = Rs 0.30..
Users will get 1 reward point for every INR 100 spent. General cashback rate: 0.3%.
Users will get 2 reward points for every INR 100 spent online. Online cashback rate: 0.6%.
Movie Benefits
Other Benefits: 10% discount on movie tickets.
Dining Benefits
Other Benefits
Shopping offers. 
Lounge Access
Fees & Charges
Joining Fee
500 + GST
Annual Fee
500 + GST
Cash Advance Fee
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500)
Interest rate
upto 3.99% p.m (upto 47.88% p.a)�
Late Payment Fee
Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 -12.5% of total due amount (Max Rs. 1300/-)
Foreign Currency Transactions Fee
Foreign Currency Transaction Fees: 3.5%
Other Fees
The Membership Fee for the second year is Rs. 500/-, but is waived off on spends of Rs. 1 lacs or more in the previous year. | Finance charges/ Interest Charges: upto 3.99% p.m (upto 47.88% p.a) | Reward Redemption fees: Rs 99 | EMI Processing fees : Rs 199 + GST Fuel Surcharge: 1% surcharge on fuel transaction value or Rs.10/- whichever is higher.
Fees & Charges
Joining Fee
500 + GST
Annual Fee
500 + GST
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
upto 3.99% p.m (upto 47.88% p.a)�
Late Payment Fee
Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 -12.5% of total due amount (Max Rs. 1300/-)
Foreign Currency Transactions Fee
Foreign Currency Transaction Fees: 3.5%
Other Fees
The Membership Fee for the second year is Rs. 500/-, but is waived off on spends of Rs. 1 lacs or more in the previous year. | Finance charges/ Interest Charges: upto 3.99% p.m (upto 47.88% p.a) | Reward Redemption fees: Rs 99 | EMI Processing fees : Rs 199 + GST Fuel Surcharge: 1% surcharge on fuel transaction value or Rs.10/- whichever is higher.
Special Features
Eligibility Criteria
You must be at least 18 years old
Your minimum income must be from Rs. 1 lakh to Rs. 3 lakhs p.a.
You must be either self-employed or salaried
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Here are the steps on how to apply for RBL Bank's Mo Cash Credit Card:
Go to the RBL Bank website and click on the "Apply for Credit Card" tab.
Select the "Mo Cash Credit Card" from the list of credit cards.
Enter your personal and financial information, as well as your contact details.
Upload a copy of your PAN card and income proof.
Submit your application.
You will receive an email from RBL Bank within 2-3 working days regarding the status of your application.
If your application is approved, you will receive your credit card within 7-10 working days.
Contact Details
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
Account Opening and Procedure
The RBL MoCash Credit Card is a good option for individuals who value flexibility and want quick access to funds through a credit line. The reward points, welcome bonus, and additional benefits like fuel surcharge waiver and purchase protection add value. However, the annual fee, lower reward rate compared to premium cards, limited redemption options, interest on loan disbursements, and potential customer service concerns are important to consider.
The RBL MoCash Credit Card is a good option for individuals who value flexibility and want quick access to funds through a credit line. The reward points, welcome bonus, and additional benefits like fuel surcharge waiver and purchase protection add value. However, the annual fee, lower reward rate compared to premium cards, limited redemption options, interest on loan disbursements, and potential customer service concerns are important to consider.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai