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RBL Bank Monthly Treats Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
Customers will get vouchers worth INR 1,000 and INR 5,000 on crossing spends of INR 2 Lakhs and INR 5 Lakhs.
Cashback Rate
The value of 1 RBL reward point is INR 0.20.
Users will get 5 reward points for every Rs. 100 spent on all online purchases and 1 reward point for every Rs. 100 spent on all offline purchases except fuel.
Offline Cashback Rate: 0.20%.
Online cashback rate: 1%.
Cardholder will get 10% instant discount at BookMyShow, up to INR 300 each per month.
Cardholder will get 10% cashback at Myntra, Uber & Zomato, up to INR 300 each per month for each brand.
Movie Benefits
Cardholder will get 10% instant discount at BookMyShow, up to INR 300 each per month.
Dining Benefits
None.
Other Benefits
If the user spends INR 5,000 or more in a month. The monthly fee would be waived.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
Customers will get vouchers worth INR 1,000 and INR 5,000 on crossing spends of INR 2 Lakhs and INR 5 Lakhs.
Cashback Rate
The value of 1 RBL reward point is INR 0.20.
Users will get 5 reward points for every Rs. 100 spent on all online purchases and 1 reward point for every Rs. 100 spent on all offline purchases except fuel.
Offline Cashback Rate: 0.20%.
Online cashback rate: 1%.
Cardholder will get 10% instant discount at BookMyShow, up to INR 300 each per month.
Cardholder will get 10% cashback at Myntra, Uber & Zomato, up to INR 300 each per month for each brand.
Movie Benefits
Cardholder will get 10% instant discount at BookMyShow, up to INR 300 each per month.
Dining Benefits
None.
Other Benefits
If the user spends INR 5,000 or more in a month. The monthly fee would be waived.
Lounge Access
None.
Fees & Charges
Joining Fee
s: Nil for primary card.
Annual Fee
Cash Advance Fee
Cash Withdrawal Fee: 2.5% of the cash amount withdrawn (minimum INR 500).
Interest rate
Interest Rate:3.99% p.m (upto 47.88% p.a).
Late Payment Fee
Late Payment Fees:12.5% of total amount due, max penalty will be INR 1300.
Foreign Currency Transactions Fee
Foreign Currency Transaction Fees: 3.5%.
Other Fees
Membership Fees: INR 75 monthly. On spending INR. 5,000 in a month next month’s membership fee is waived off. | Fuel Surcharge: 1% surcharge on fuel transaction value or Rs.10/- whichever is higher. Waived upto INR 150 every month. | Reward Redemption fees: INR 99 | EMI Processing fees : Rs 199 + GST
Fees & Charges
Joining Fee
s: Nil for primary card.
Annual Fee
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate:3.99% p.m (upto 47.88% p.a).
Late Payment Fee
Late Payment Fees:12.5% of total amount due, max penalty will be INR 1300.
Foreign Currency Transactions Fee
Foreign Currency Transaction Fees: 3.5%.
Other Fees
Membership Fees: INR 75 monthly. On spending INR. 5,000 in a month next month’s membership fee is waived off. | Fuel Surcharge: 1% surcharge on fuel transaction value or Rs.10/- whichever is higher. Waived upto INR 150 every month. | Reward Redemption fees: INR 99 | EMI Processing fees : Rs 199 + GST
Special Features
None.
Eligibility Criteria
Minimum age of the card holders should be 18.
Only Indian residents can apply.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Here are the steps on how to apply for RBL Bank's Monthly Treats Credit Card:
Go to the RBL Bank website and click on the "Apply for Credit Card" tab.
Select the "Monthly Treats Credit Card" from the list of credit cards.
Enter your personal details, such as your name, email address, and contact number.
Enter your income and employment details.
Upload scanned copies of your documents, such as your PAN card, Aadhaar card, and address proof.
Submit your application.
RBL Bank will review your application and will contact you if you are approved. The card will be delivered to your address within 7-10 working days.
Contact Details
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
Account Opening and Procedure
RBL Bank Monthly Treats Credit Card offers a number of cashbacks, however, most of them are useless since they are capped at INR 100 per month. The card has no USP, and has very limited use.
RBL Bank Monthly Treats Credit Card offers a number of cashbacks, however, most of them are useless since they are capped at INR 100 per month. The card has no USP, and has very limited use.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai