top of page

RBL Bank Paisabazaar Duet Card

Product Details
Credit Card Name : 

RBL Bank Paisabazaar Duet Card

Bank Name :

RBL Bank

Type :

Rewards Credit Card

Interest Rate : 

Interest Charges: upto 3.99% p.m (upto 47.88% p.a)

Eligibility :

You must be at least 18 years old
Your minimum income must be from Rs. 1 lakh to Rs. 3 lakhs p.a.
You must be either self-employed or salaried

RBL Bank Paisabazaar Duet Card
Pros
  • Life time free card. 

  • Reward System: 1 RBL reward point = Rs 0.25 paisa on every 100/- spent via card. Cashback Rate: 0.5%. 1 reward point for every ₹100 spent on regular purchases. 1% cashback on all online and POS Transactions (except Fuel purchases, wallet loading transactions, rental transactions, and credit-line/loan transactions).

  • Other Benefits; Easy Money transfer facility available. 

Cons
  • Cashback is not offered on EMI transactions, wallet loading, fuel purchase and rent payment.

  • Reward redemption fee is charged upon existing customers. 

  • No welcome benefit. 

  • No lounge visit facilities. 

  • No fuel surcharge waiver option available.

Pros & Cons
Welcome Benefits

None. 

Rewards System
  • 1 RBL reward point = Rs 0.25 paisa on every 100/- spent via card. 

  • Cashback Rate: 0.5% 

  • 1 reward point for every ₹100 spent on regular purchases. 

  • 1% cashback on all online and POS Transactions (except Fuel purchases, wallet loading transactions, rental transactions, and credit-line/loan transactions).

International Forex Markup
3.50%
Welcome Benefits and Reward System
Special Features

Cashbacks on all your Credit Cards Spends. 

Eligibility Criteria

You must be at least 18 years old
Your minimum income must be from Rs. 1 lakh to Rs. 3 lakhs p.a.
You must be either self-employed or salaried

Benefits


  • It offers several benefits, including 1% cashback on all online and POS transactions: You will earn 1% cashback on all your spending, with no maximum limit. 

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for the RBL Bank Paisabazaar Duet Card online through the Paisabazaar website. Here are the steps involved: Go to the Paisabazaar website and click on the "Apply Now" button for the RBL Bank Paisabazaar Duet Card. Enter your personal and financial information, such as your name, email address, mobile number, income, and employment details. Upload a copy of your PAN card and address proof. Submit your application. Paisabazaar will verify your application and process it. If your application is approved, you will receive the card within 7-10 business days.
Contact Details

RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com

Account Opening and Procedure
RBL Bank Paisabazaar Duet Card

The RBL Bank Paisabazaar Duet Card is a good option for individuals who want a combination of credit card and credit line features, with cashback on all spends and the flexibility to transfer funds. However, the lower cashback rate, limited redemption options, and potential customer service concerns are important to consider. If you're a frequent spender on dining and travel, the Duet Plus Card might be worth the annual fee for the higher cashback rate in those categories. Ultimately, the decision depends on your individual spending habits and priorities.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Lifetime Free Card 

  • Joining fees: Nil for primary card & add-on cardholder 

  • Annual membership Fees: NIL 

  • Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500) 

  • Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 - 12.5% of total due amount (Max Rs. 1300/-) 

  • Interest Charges: 2.5% to 3.99% p.m (upto 47.88% p.a) 

  • Foreign Currency Transaction Fees: 3.5% 

  • Reward Redemption fees: Rs 99 only for existing customers. 

  • EMI Processing fees : Rs 199 + GST

Fuel Surcharge
Fuel Transaction Charge : 1% Surcharge on Fuel transaction value or Rs.10, whichever is higher. (No fuel surcharge waiver option available)
Billing Cycle

30 days

Fees & Charges
bottom of page