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RBL Bank Paisabazaar Duet Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
1% cashback on all online and POS Transactions (except Fuel purchases, wallet loading transactions, rental transactions, and credit-line/loan transactions).
General Cashback Rate: 1%
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
Lifetime free card.
Due amount can be converted into EMI easily.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
1% cashback on all online and POS Transactions (except Fuel purchases, wallet loading transactions, rental transactions, and credit-line/loan transactions).
General Cashback Rate: 1%
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
Lifetime free card.
Due amount can be converted into EMI easily.
Lounge Access
None.
Fees & Charges
Joining Fee
s: Nil for primary card & add-on cardholder
Annual Fee
Annual membership Fees: NIL
Cash Advance Fee
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500)
Interest rate
2.5% to 3.99% p.m
Late Payment Fee
Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 - 12.5% of total due amount (Max Rs. 1300/-)
Foreign Currency Transactions Fee
Foreign Currency Transaction Fees: 3.5%
Other Fees
Lifetime free card. | Interest Charges: 2.5% to 3.99% p.m (upto 47.88% p.a) | Reward Redemption fees: Rs 99 only for existing customers. | EMI Processing fees : Rs 199 + GST
Fees & Charges
Joining Fee
s: Nil for primary card & add-on cardholder
Annual Fee
Annual membership Fees: NIL
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
2.5% to 3.99% p.m
Late Payment Fee
Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 - 12.5% of total due amount (Max Rs. 1300/-)
Foreign Currency Transactions Fee
Foreign Currency Transaction Fees: 3.5%
Other Fees
Lifetime free card. | Interest Charges: 2.5% to 3.99% p.m (upto 47.88% p.a) | Reward Redemption fees: Rs 99 only for existing customers. | EMI Processing fees : Rs 199 + GST
Special Features
Cashback on all credit card spending.
Eligibility Criteria
You must be at least 18 years old
Your minimum income must be from Rs. 1 lakh to Rs. 3 lakhs p.a.
You must be either self-employed or salaried
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Contact Details
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
Account Opening and Procedure
The RBL Bank Paisabazaar Duet Card is a good option for individuals who want a combination of credit card and credit line features, with cashback on all spends and the flexibility to transfer funds. However, the lower cashback rate, limited redemption options, and potential customer service concerns are important to consider. If you're a frequent spender on dining and travel, the Duet Plus Card might be worth the annual fee for the higher cashback rate in those categories. Ultimately, the decision depends on your individual spending habits and priorities.
The RBL Bank Paisabazaar Duet Card is a good option for individuals who want a combination of credit card and credit line features, with cashback on all spends and the flexibility to transfer funds. However, the lower cashback rate, limited redemption options, and potential customer service concerns are important to consider. If you're a frequent spender on dining and travel, the Duet Plus Card might be worth the annual fee for the higher cashback rate in those categories. Ultimately, the decision depends on your individual spending habits and priorities.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai