RBL Bank Paisabazaar Duet Card Plus
Product Details
Credit Card Name :
RBL Bank Paisabazaar Duet Card Plus
Bank Name :
RBL Bank
Type :
Rewards Credit Card
Interest Rate :
Interest Rate: upto 3.99% p.m (upto 47.88% p.a)
Eligibility :
You must be at least 18 years old
Your minimum income must be from Rs. 1 lakh to Rs. 3 lakhs p.a.
You must be either self-employed or salaried
Pros
Welcome Benefit: INR 250 cashback on making card purchases within 30 days of card issuance.
Reward System: 2.5% cashback on all Dining & Travel spends, and 1% cashback on all online and POS transactions (except fuel purchases, wallet loading transactions, rental transactions, credit-line/loan transactions & utilities).
Other Benefits: Buy one get one free offer on movie tickets, Money transfer facility is also available.
Cons
Annual fee is levied upon the card.
The reward redemption fee is charged upon existing customers.
No airport and railway lounge visit facility.
No cash back facility available on Fuel purchases, wallet loading transactions, rental transactions and credit-line/loan transactions
Pros & Cons
Welcome Benefits
Welcome Benefit: INR 250 cashback on making card purchases within 30 days of card issuance.
Rewards System
1 RBL reward point= Rs 0.25 for every ₹100 spent on regular purchases.
2X reward points on all online spending.
Cashback Rate: 0.5% - 2.5% cashback on all Dining & Travel spends. (Total maximum cashback capped at Rs. 500 per month)
1% cashback on all online and POS Transactions (except Fuel purchases, wallet loading transactions, rental transactions and credit-line/loan transactions).
International Forex Markup
Welcome Benefits and Reward System
Special Features
None
Eligibility Criteria
You must be at least 18 years old
Your minimum income must be from Rs. 1 lakh to Rs. 3 lakhs p.a.
You must be either self-employed or salaried
Benefits
Welcome offer
Free movie tickets
Money Transfer facility available.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for the RBL Bank Paisabazaar Duet Card Plus online or through a bank branch.
Here are the steps involved in applying for the card online:
Visit the Paisabazaar website and click on the "Apply for Credit Card" tab.
Select the RBL Bank Paisabazaar Duet Card Plus and click on "Apply Now".
Enter your personal and financial information, such as your name, email address, mobile number, income, and occupation.
Upload a copy of your PAN card and income proof.
Submit your application and wait for approval.
Contact Details
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
Account Opening and Procedure
RBL Bank Paisabazaar Duet Card Plus
The RBL Bank Paisabazaar Duet Plus Card is a good option for individuals who want a combination of credit card and credit line features, with cashback on all spends and the flexibility to transfer funds. The welcome bonus, additional benefits like movie tickets and fuel surcharge waiver, and annual fee waiver on sufficient spending make it more attractive. However, the lower cashback rate compared to some premium cards, limited redemption options, and potential customer service concerns are important to consider.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining fees/ Annual membership Fees: 1499 + GST The Membership Fee for the second year is Rs. 1499/-, but is waived off on spends of Rs. 4 lacs or more in the previous year.
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500)
Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 - 12.5% of total due amount (Max Rs. 1300/-)
Interest Interest: 2.5% to 3.99% p.m (upto 47.88% p.a)
Foreign Currency Transaction Fees: 3.5%
Reward Redemption fees: Rs 99 only for existing customers.
EMI Processing fees : Rs 199 + GST
Fuel Surcharge
Billing Cycle
30 days