RBL Bank Paisabazaar Duet Plus Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Rs 250 cashback on making card purchases within 30 days of card issuance.
Milestone Benefits
None.
Cashback Rate
2.5% cashback on all Dining & Travel spends.
1% cashback on all online and POS transactions (except fuel purchases, wallet loading transactions, rental transactions, credit-line/loan transactions & utilities).
Movie Benefits
Other Benefits: Buy one get one free offer on movie tickets.
Dining Benefits
Reward System: 2.5% cashback on all Dining & Travel spends.
Other Benefits
Money transfer facility is also available.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Rs 250 cashback on making card purchases within 30 days of card issuance.
Milestone Benefits
None.
Cashback Rate
2.5% cashback on all Dining & Travel spends.
1% cashback on all online and POS transactions (except fuel purchases, wallet loading transactions, rental transactions, credit-line/loan transactions & utilities).
Movie Benefits
Other Benefits: Buy one get one free offer on movie tickets.
Dining Benefits
Reward System: 2.5% cashback on all Dining & Travel spends.
Other Benefits
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Lounge Access
None.
Fees & Charges
Joining Fee
INR 1500 plus taxes
Annual Fee
INR 1499 + GST, but is waived off on spends of Rs. 4 lacs or more in the previous year.�
Cash Advance Fee
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500)
Interest rate
2.5% to 3.99% p.m (upto 47.88% p.a)�
Late Payment Fee
Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 - 12.5% of total due amount (Max Rs. 1300/-)
Foreign Currency Transactions Fee
Foreign Currency Transaction Fees: 3.5%
Other Fees
Interest Interest: 2.5% to 3.99% p.m (upto 47.88% p.a) | Reward Redemption fees: Rs 99 only for existing customers. | EMI Processing fees : Rs 199 + GST
Fees & Charges
Joining Fee
INR 1500 plus taxes
Annual Fee
INR 1499 + GST, but is waived off on spends of Rs. 4 lacs or more in the previous year.�
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
2.5% to 3.99% p.m (upto 47.88% p.a)�
Late Payment Fee
Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 - 12.5% of total due amount (Max Rs. 1300/-)
Foreign Currency Transactions Fee
Foreign Currency Transaction Fees: 3.5%
Other Fees
Interest Interest: 2.5% to 3.99% p.m (upto 47.88% p.a) | Reward Redemption fees: Rs 99 only for existing customers. | EMI Processing fees : Rs 199 + GST
Special Features
None
Eligibility Criteria
You must be at least 18 years old
Your minimum income must be from Rs. 1 lakh to Rs. 3 lakhs p.a.
You must be either self-employed or salaried
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for the RBL Bank Paisabazaar Duet Card Plus online or through a bank branch.
Here are the steps involved in applying for the card online:
Visit the Paisabazaar website and click on the "Apply for Credit Card" tab.
Select the RBL Bank Paisabazaar Duet Card Plus and click on "Apply Now".
Enter your personal and financial information, such as your name, email address, mobile number, income, and occupation.
Upload a copy of your PAN card and income proof.
Submit your application and wait for approval.
Contact Details
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
Account Opening and Procedure
The RBL Bank Paisabazaar Duet Plus Card is a good option for individuals who want a combination of credit card and credit line features, with cashback on all spends and the flexibility to transfer funds. The welcome bonus, additional benefits like movie tickets and fuel surcharge waiver, and annual fee waiver on sufficient spending make it more attractive. However, the lower cashback rate compared to some premium cards, limited redemption options, and potential customer service concerns are important to consider.
The RBL Bank Paisabazaar Duet Plus Card is a good option for individuals who want a combination of credit card and credit line features, with cashback on all spends and the flexibility to transfer funds. The welcome bonus, additional benefits like movie tickets and fuel surcharge waiver, and annual fee waiver on sufficient spending make it more attractive. However, the lower cashback rate compared to some premium cards, limited redemption options, and potential customer service concerns are important to consider.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai