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RBL Bank Paisabazaar Duet Card Plus

Product Details
Credit Card Name : 

RBL Bank Paisabazaar Duet Card Plus

Bank Name :

RBL Bank

Type :

Rewards Credit Card

Interest Rate : 

Interest Rate: upto 3.99% p.m (upto 47.88% p.a)

Eligibility :

You must be at least 18 years old
Your minimum income must be from Rs. 1 lakh to Rs. 3 lakhs p.a.
You must be either self-employed or salaried

RBL Bank Paisabazaar Duet Card Plus
Pros
  • Welcome Benefit: INR 250 cashback on making card purchases within 30 days of card issuance.

  • Reward System: 2.5% cashback on all Dining & Travel spends, and 1% cashback on all online and POS transactions (except fuel purchases, wallet loading transactions, rental transactions, credit-line/loan transactions & utilities).

  • Other Benefits: Buy one get one free offer on movie tickets, Money transfer facility is also available. 

Cons
  • Annual fee is levied upon the card. 

  • The reward redemption fee is charged upon existing customers. 

  • No airport and railway lounge visit facility. 

  • No cash back facility available on Fuel purchases, wallet loading transactions, rental transactions and credit-line/loan transactions

Pros & Cons
Welcome Benefits

Welcome Benefit: INR 250 cashback on making card purchases within 30 days of card issuance.

Rewards System
  • 1 RBL reward point= Rs 0.25 for every ₹100 spent on regular purchases. 

  • 2X reward points on all online spending. 

  • Cashback Rate: 0.5% - 2.5% cashback on all Dining & Travel spends. (Total maximum cashback capped at Rs. 500 per month) 

  • 1% cashback on all online and POS Transactions (except Fuel purchases, wallet loading transactions, rental transactions and credit-line/loan transactions). 

International Forex Markup
3.50%
Welcome Benefits and Reward System
Special Features

None

Eligibility Criteria

You must be at least 18 years old
Your minimum income must be from Rs. 1 lakh to Rs. 3 lakhs p.a.
You must be either self-employed or salaried

Benefits
  • Welcome offer

  • Free movie tickets 

  • Money Transfer facility available. 

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • You can apply for the RBL Bank Paisabazaar Duet Card Plus online or through a bank branch. 

  • Here are the steps involved in applying for the card online: 

  • Visit the Paisabazaar website and click on the "Apply for Credit Card" tab. 

  • Select the RBL Bank Paisabazaar Duet Card Plus and click on "Apply Now". 

  • Enter your personal and financial information, such as your name, email address, mobile number, income, and occupation. 

  • Upload a copy of your PAN card and income proof. 

  • Submit your application and wait for approval.

Contact Details

RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com

Account Opening and Procedure
RBL Bank Paisabazaar Duet Card Plus

The RBL Bank Paisabazaar Duet Plus Card is a good option for individuals who want a combination of credit card and credit line features, with cashback on all spends and the flexibility to transfer funds. The welcome bonus, additional benefits like movie tickets and fuel surcharge waiver, and annual fee waiver on sufficient spending make it more attractive. However, the lower cashback rate compared to some premium cards, limited redemption options, and potential customer service concerns are important to consider.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining fees/ Annual membership Fees: 1499 + GST The Membership Fee for the second year is Rs. 1499/-, but is waived off on spends of Rs. 4 lacs or more in the previous year. 

  • Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500) 

  • Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 - 12.5% of total due amount (Max Rs. 1300/-) 

  • Interest Interest: 2.5% to 3.99% p.m (upto 47.88% p.a) 

  • Foreign Currency Transaction Fees: 3.5% 

  • Reward Redemption fees: Rs 99 only for existing customers. 

  • EMI Processing fees : Rs 199 + GST

Fuel Surcharge
Fuel Transaction Charge : 1% Surcharge on Fuel transaction value or Rs.10, whichever is higher. However, Fuel Surcharge Waiver available on fuel transactions between Rs. 500 & Rs. 4,000. (Waiver of up to Rs. 100 per month)
Billing Cycle

30 days

Fees & Charges
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