Welcome benefit: Users will get 2,000 reward points on payment of the joining fee and spending Rs 2,000 made within 60 days of card issuance (No welcome rewards will be given to First Year Free cards).
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RBL Bank Platinum Classic Credit Card
Rewards & Benefits
Welcome Benefits
Welcome benefit: Users will get 2,000 reward points on payment of the joining fee and spending Rs 2,000 made within 60 days of card issuance (No welcome rewards will be given to First Year Free cards).
Milestone Benefits
None.
Cashback Rate
The value of 1 RBL reward point = INR 0.25.
Users will get 1 reward point for every INR 100 spent.
General Cashback Rate: 0.25%.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
Annual fee waiver on spending Rs. 50,000 in a year.
Emergency advance of up to 50% of your available credit limit.
Interest-free cash withdrawal for up to 50 days.
No cost EMIs on select purchases.
Free purchase protection cover.
Free travel insurance.
Users can convert their available cash limit into a personal Loan for 3 months at a 1.16% interest rate per month with no processing fee.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
Welcome benefit: Users will get 2,000 reward points on payment of the joining fee and spending Rs 2,000 made within 60 days of card issuance (No welcome rewards will be given to First Year Free cards).
Milestone Benefits
None.
Cashback Rate
The value of 1 RBL reward point = INR 0.25.
Users will get 1 reward point for every INR 100 spent.
General Cashback Rate: 0.25%.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
Annual fee waiver on spending Rs. 50,000 in a year.
Emergency advance of up to 50% of your available credit limit.
Interest-free cash withdrawal for up to 50 days.
No cost EMIs on select purchases.
Free purchase protection cover.
Free travel insurance.
Users can convert their available cash limit into a personal Loan for 3 months at a 1.16% interest rate per month with no processing fee.
Lounge Access
None.
Fees & Charges of
RBL Bank Platinum Classic Credit Card
Joining Fee
Rs 499 & add-on cardholder
Annual Fee
Annual membership Fees: 499 + GST (second year onwards)
Cash Advance Fee
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500)
Interest rate
3.99% p.m (upto 47.88% p.a)
Late Payment Fee
Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 -12.5% of total due amount (Max Rs. 1300/-)
Foreign Currency Transactions Fee
Foreign Currency Transaction Fees: 3.5%
Other Fees
Finance charges/ Interest Charges: upto 3.99% p.m (upto 47.88% p.a) | Reward Redemption fees: Rs 99 | EMI Processing fees : Rs 199 + GST
Joining Fee
Rs 499 & add-on cardholder
Annual Fee
Annual membership Fees: 499 + GST (second year onwards)
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
3.99% p.m (upto 47.88% p.a)
Late Payment Fee
Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 -12.5% of total due amount (Max Rs. 1300/-)
Foreign Currency Transactions Fee
Foreign Currency Transaction Fees: 3.5%
Other Fees
Finance charges/ Interest Charges: upto 3.99% p.m (upto 47.88% p.a) | Reward Redemption fees: Rs 99 | EMI Processing fees : Rs 199 + GST
Fee and Charges of
RBL Bank Platinum Classic Credit Card
Special Features
Eligibility Criteria
Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion
Speical Feature, Eligibility and Benefits of
RBL Bank Platinum Classic Credit Card
How to apply for Credit Card?
You can apply for the RBL Bank + Bajaj Finance Platinum Classic SuperCard online or by visiting a RBL Bank branch.
To apply online, you will need to:
Go to the RBL Bank website and click on the "Apply for a Credit Card" tab.
Select the "RBL Bank + Bajaj Finance Platinum Classic SuperCard" from the list of cards.
Enter your personal details, such as your name, address, and income.
Upload a copy of your PAN card and address proof.
Submit your application.
Contact Details
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
Account Opening and Procedure of
RBL Bank Platinum Classic Credit Card
Find Offers on Your Credit Card
Find Offers on Your Credit Card
The Bajaj Finserv RBL Bank Credit Card is the ultimate credit card that offers you the unlimited benefits of a credit card coupled with additional rewards. You can use it on diverse platforms, shop with it in a single swipe, withdraw cash without paying any interest, and save more on each transaction.
The Bajaj Finserv RBL Bank Credit Card is the ultimate credit card that offers you the unlimited benefits of a credit card coupled with additional rewards. You can use it on diverse platforms, shop with it in a single swipe, withdraw cash without paying any interest, and save more on each transaction.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai