Welcome Bonus:Users can swipe the card within 30 days of issuance and earn 4,000 reward points as a welcome gift.
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RBL Bank Platinum Delight Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Bonus:Users can swipe the card within 30 days of issuance and earn 4,000 reward points as a welcome gift.
Milestone Benefits
Milestone Benefit: On spending INR 1,000 or more in a single transaction 5 times a month, the cardholder will get 1000 bonus reward points.
Cashback Rate
Users will earn 2 reward points for every INR 100 spent on all their purchases and 4 reward points for every INR 100 spent during the weekends.
Value of 1 reward point = INR 0.25.
General Cashback Rate = 0.5%.
Weekend Cashback Rate: 1%.
Movie Benefits
The card offers movie discounts of 10% (up to INR 100) on movie tickets at BookMyShow.
Dining Benefits
None.
Other Benefits
Annual fee reversal on spending INR 2 lakhs or more in a calendar year.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
Welcome Bonus:Users can swipe the card within 30 days of issuance and earn 4,000 reward points as a welcome gift.
Milestone Benefits
Milestone Benefit: On spending INR 1,000 or more in a single transaction 5 times a month, the cardholder will get 1000 bonus reward points.
Cashback Rate
Users will earn 2 reward points for every INR 100 spent on all their purchases and 4 reward points for every INR 100 spent during the weekends.
Value of 1 reward point = INR 0.25.
General Cashback Rate = 0.5%.
Weekend Cashback Rate: 1%.
Movie Benefits
The card offers movie discounts of 10% (up to INR 100) on movie tickets at BookMyShow.
Dining Benefits
None.
Other Benefits
Annual fee reversal on spending INR 2 lakhs or more in a calendar year.
Lounge Access
None.
Fees & Charges
Joining Fee
INR 1,000
Annual Fee
Second year onwards - INR 2000
Cash Advance Fee
Cash Withdrawal Fee: 2.5% or INR 500 whichever is higher.
Interest rate
Interest Rate: 3.99% per month (47.88% per annum).
Late Payment Fee
Late Payment Penalty: Late payment fee is charged depending on the customer’s total outstanding
Foreign Currency Transactions Fee
Forex Markup: 3.5%.
Other Fees
amount ranges from INR 5 - 1300. | Fuel Surcharge: 1% surcharge on fuel transaction value or Rs.10/- whichever is higher.
Fees & Charges
Joining Fee
INR 1,000
Annual Fee
Second year onwards - INR 2000
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: 3.99% per month (47.88% per annum).
Late Payment Fee
Late Payment Penalty: Late payment fee is charged depending on the customer’s total outstanding
Foreign Currency Transactions Fee
Forex Markup: 3.5%.
Other Fees
amount ranges from INR 5 - 1300. | Fuel Surcharge: 1% surcharge on fuel transaction value or Rs.10/- whichever is higher.
Special Features
Users can earn 1,000 bonus reward points every month by swiping the card 5 times for transactions worth Rs.1,000 or more in a calendar month.
Eligibility Criteria
Minimum age of the card holders should be 18.
Only Indian residents can apply.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Here are the steps on how to apply for the RBL Bank Platinum Delight Credit Card:
Visit the RBL Bank website or the RBL Bank Mobile App.
Click on the "Apply for a Credit Card" tab.
Select the "Platinum Maxima Credit Card" from the list of credit cards.
Enter your personal details, such as your name, email address, phone number, and date of birth.
Enter your income and employment details.
Upload a copy of your PAN card and address proof.
Submit your application.
A RBL Bank representative will contact you to verify your details and process your application.
Here are the documents you need to apply for the RBL Bank Platinum Maxima Credit Card:
PAN card
Proof of address
Proof of income
Contact Details
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
Account Opening and Procedure
RBL Bank Platinum Delight Credit Card is a decent credit card however, it offers a low cashback rate.
RBL Bank Platinum Delight Credit Card is a decent credit card however, it offers a low cashback rate.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai