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RBL Bank Platinum Maxima Credit Card

Product Details
Credit Card Name : 

RBL Bank Platinum Maxima Credit Card

Bank Name :

RBL Bank

Type :

Rewards Credit Card

Interest Rate : 

3.99% p.m (upto 47.88% p.a).

Eligibility :

Minimum age of the card holders should be 18. 
Only Indian residents can apply.

RBL Bank Platinum Maxima Credit Card
Pros
  • Welcome Benefits: The Cardholder gets 8,000 Reward points as a welcome benefit. 

  • Reward System: 2 Reward Points for every Rs.100 spent on all your purchases. 10 Reward Points for every Rs.100 when you use your card for dining, entertainment, utility bill payments, and international purchases. 1 RBL reward point Rs 0.25. General Cashback Rate: 0.5%. Special Cashback Rate: 2.5% on dining, entertainment, utility bill payments, and international purchases.

  • Other Benefits: Customers get one complimentary movie ticket free up to INR 100 every month on the purchase of 2 or more tickets at BookMyShow, and 2 complimentary visits every calendar quarter at domestic lounges across all major airports in India.

Cons
  • Low general cashback rate. 

  • Limited value add features.

Pros & Cons
Welcome Benefits

Welcome Benefits: The Cardholder gets 8,000 Reward points as a welcome benefit. 

Rewards System

Reward System: 2 Reward Points for every Rs.100 spent on all your purchases. 10 Reward Points for every Rs.100 when you use your card for dining, entertainment, utility bill payments and international purchases. 1 RBL reward point= Rs 0.25. General Cashback Rate: 0.5%. Specia Cashback Rate: 2.5% on dining, entertainment, utility bill payments and international purchases.

International Forex Markup

3.5%.

Welcome Benefits and Reward System
Special Features

2.5% on dining, entertainment, utility bill payments and international purchases.

Eligibility Criteria

Minimum age of the card holders should be 18. 
Only Indian residents can apply.

Benefits
  • Welcome benefit. 8,000 welcome reward points. 

  • Lounge access 

  • Complimentary movie ticket

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • Here are the steps on how to apply for the RBL Bank Platinum Maxima Credit Card:

  • Visit the RBL Bank website or the RBL Bank Mobile App.

  • Click on the "Apply for a Credit Card" tab.

  • Select the "Platinum Maxima Credit Card" from the list of credit cards.

  • Enter your personal details, such as your name, email address, phone number, and date of birth.

  • Enter your income and employment details.

  • Upload a copy of your PAN card and address proof.

  • Submit your application.

  • A RBL Bank representative will contact you to verify your details and process your application.

  • Here are the documents you need to apply for the RBL Bank Platinum Maxima Credit Card:
    PAN card
    Proof of address
    Proof of income

Contact Details

RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com

Account Opening and Procedure
RBL Bank Platina Maxima Credit Card

RBL Bank Platina Maxima Credit Card is a feature rich credit card. However, it has a low cashback rate. It is a good card for freshers and students but has limited attraction for high earners.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining fees: Nil for primary card & add-on cardholder

  • Annual membership Fees: INR. 2000 + GST 

  • Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500)

  • Late Payment fees: 15% of Total amount due (Min Rs.50, Max Rs.1,500)

  • Interest Rate: 3.99% p.m (upto 47.88% p.a)

  • Over Limit Penalty: INR 600

  • Foreign Currency Transaction Fees: 3.5%

  • Fuel Surcharge: 1% surcharge 

  • Reward Redemption fees: Rs 99

  • EMI Processing fees : Rs 199 + GST

  • Rental fees: 1% fees on all rental transaction.

Fuel Surcharge

1%, no waiver provided. 

Billing Cycle

30 Days.

Fees & Charges
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