RBL Bank Platinum Maxima Credit Card
Product Details
Credit Card Name :
RBL Bank Platinum Maxima Credit Card
Bank Name :
RBL Bank
Type :
Rewards Credit Card
Interest Rate :
3.99% p.m (upto 47.88% p.a).
Eligibility :
Minimum age of the card holders should be 18.
Only Indian residents can apply.
Pros
Welcome Benefits: The Cardholder gets 8,000 Reward points as a welcome benefit.
Reward System: 2 Reward Points for every Rs.100 spent on all your purchases. 10 Reward Points for every Rs.100 when you use your card for dining, entertainment, utility bill payments, and international purchases. 1 RBL reward point Rs 0.25. General Cashback Rate: 0.5%. Special Cashback Rate: 2.5% on dining, entertainment, utility bill payments, and international purchases.
Other Benefits: Customers get one complimentary movie ticket free up to INR 100 every month on the purchase of 2 or more tickets at BookMyShow, and 2 complimentary visits every calendar quarter at domestic lounges across all major airports in India.
Cons
Low general cashback rate.
Limited value add features.
Pros & Cons
Welcome Benefits
Welcome Benefits: The Cardholder gets 8,000 Reward points as a welcome benefit.
Rewards System
Reward System: 2 Reward Points for every Rs.100 spent on all your purchases. 10 Reward Points for every Rs.100 when you use your card for dining, entertainment, utility bill payments and international purchases. 1 RBL reward point= Rs 0.25. General Cashback Rate: 0.5%. Specia Cashback Rate: 2.5% on dining, entertainment, utility bill payments and international purchases.
International Forex Markup
3.5%.
Welcome Benefits and Reward System
Special Features
2.5% on dining, entertainment, utility bill payments and international purchases.
Eligibility Criteria
Minimum age of the card holders should be 18.
Only Indian residents can apply.
Benefits
Welcome benefit. 8,000 welcome reward points.
Lounge access
Complimentary movie ticket
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Here are the steps on how to apply for the RBL Bank Platinum Maxima Credit Card:
Visit the RBL Bank website or the RBL Bank Mobile App.
Click on the "Apply for a Credit Card" tab.
Select the "Platinum Maxima Credit Card" from the list of credit cards.
Enter your personal details, such as your name, email address, phone number, and date of birth.
Enter your income and employment details.
Upload a copy of your PAN card and address proof.
Submit your application.
A RBL Bank representative will contact you to verify your details and process your application.
Here are the documents you need to apply for the RBL Bank Platinum Maxima Credit Card:
PAN card
Proof of address
Proof of income
Contact Details
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
Account Opening and Procedure
RBL Bank Platina Maxima Credit Card
RBL Bank Platina Maxima Credit Card is a feature rich credit card. However, it has a low cashback rate. It is a good card for freshers and students but has limited attraction for high earners.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining fees: Nil for primary card & add-on cardholder
Annual membership Fees: INR. 2000 + GST
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500)
Late Payment fees: 15% of Total amount due (Min Rs.50, Max Rs.1,500)
Interest Rate: 3.99% p.m (upto 47.88% p.a)
Over Limit Penalty: INR 600
Foreign Currency Transaction Fees: 3.5%
Fuel Surcharge: 1% surcharge
Reward Redemption fees: Rs 99
EMI Processing fees : Rs 199 + GST
Rental fees: 1% fees on all rental transaction.
Fuel Surcharge
1%, no waiver provided.
Billing Cycle
30 Days.