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Welcome benefits: Users will get a gift voucher worth INR 500 on payment of annual fee and spending INR 2000 within 30 days of card issuance.

RBL Bank Platinum Shopsmart Credit Card

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Rewards & Benefits

Welcome Benefits

Welcome benefits: Users will get a gift voucher worth INR 500 on payment of annual fee and spending INR 2000 within 30 days of card issuance.

Milestone Benefits

The annual fee is waived for annual spends of INR 50,000 or more.

Cashback Rate

  • Users will get 5% cashback on Grocery spending of up to INR 250 per month.

Movie Benefits

Users can get a 1+1 free movie ticket offer on BookMyShow of up to INR 200 once a month.

Dining Benefits

None.

Other Benefits

The annual fee is waived for annual spends of INR 50,000 or more.

Lounge Access

Users will get 2 complimentary access per year to domestic airport lounges. You need to spend Rs. 15,000 in the preceding calendar quarter to unlock complimentary access for the subsequent calendar quarter. 

Rewards & Benefits

Welcome Benefits

Welcome benefits: Users will get a gift voucher worth INR 500 on payment of annual fee and spending INR 2000 within 30 days of card issuance.

Milestone Benefits

The annual fee is waived for annual spends of INR 50,000 or more.

Cashback Rate

  • Users will get 5% cashback on Grocery spending of up to INR 250 per month.

Movie Benefits

Users can get a 1+1 free movie ticket offer on BookMyShow of up to INR 200 once a month.

Dining Benefits

None.

Other Benefits

The annual fee is waived for annual spends of INR 50,000 or more.

Lounge Access

Users will get 2 complimentary access per year to domestic airport lounges. You need to spend Rs. 15,000 in the preceding calendar quarter to unlock complimentary access for the subsequent calendar quarter. 

Fees & Charges

Joining Fee

Annual Fee

Cash Advance Fee

Interest rate

Late Payment Fee

Foreign Currency Transactions Fee

Other Fees

Fees & Charges

Joining Fee

Annual Fee

Cash Advance Fee

2.5% or ?500 whichever is higher

Interest rate

Late Payment Fee

Foreign Currency Transactions Fee

Other Fees

Special Features

Cashback on all grocery spends.

Eligibility Criteria

Citizenship: Resident of India.
Age: Between 21 and 60 years old.
Income: Have a regular source of income.
Credit Score: While not explicitly stated, a good CIBIL score was likely needed for approval.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • Here are the steps on how to apply for the RBL Bank Platinum ShopSmart:

  • Go to the RBL Bank website and click on the "Apply for Credit Card" tab.

  • Select the "RBL Bank Platinum ShopSmart" from the list of credit cards.

  • Enter your personal details, such as your name, date of birth, email address, and mobile number.

  • Enter your employment details, such as your employer's name, your designation, and your monthly income.

  • Provide your residential address and your PAN card number.

  • Upload a scanned copy of your PAN card.

  • Click on the "Submit" button.

  • An RBL Bank representative will contact you to verify your details and to complete the application process.

Contact Details

RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com

Account Opening and Procedure

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Application Procedure
Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
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