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RBL Bank Shoprite Credit Card

RBL Bank Shoprite Credit Card

 Card Details
Joining Fee: 

Renewal Fee: 

Card Type:

Reward Type:

Welcome Benefits:
0

Rewards & Benefits

Welcome Benefits

 On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.

Milestone Benefits

annual fee reversal on spending inr 1,00,000 on the card.

Cashback Rate

cashback rate: 1. cashback rate: 1. cashback rate: 0.

Lounge Access

0

Movie Benefits

8

Dining Benefits

Other Benefits

reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.

Cons
  • Low cashback rate. 

  • Lacks standard features like free lounge visits. 

  • Limited value add features.

  • Welcome Benefits: The Cardholder will get 2000 reward points on making a valid retail transaction within 30 days from the date of the card being issued, and by paying the joining fees as reflected in the first statement.

  • Reward System: The value of 1 reward point = INR 0.25. Users will get 1 reward point for every Rs.100 spent on all purchases except fuel and 20 reward points for every Rs.100 when using the card for in-store grocery shopping, effective in-store grocery shopping cashback rate: 5%. General cashback rate: 0.25%.

  • Users will get a 10% discount (up to INR 100) on movie tickets on BookMyShow 15 times a calendar year.

Rewards & Benifits
Welcome Benefits

The Cardholder will get 2000 reward points on making a valid retail transaction within 30 days from the date of the card being issued, and by paying the joining fees as reflected in the first statement.

Rewards System
  • The value of 1 reward point = INR 0.25. Users will get 1 reward point for every Rs.100 spent on all purchases except fuel and 20 reward points for every Rs.100 when using the card for in-store grocery shopping, effective in-store grocery shopping cashback rate: 5%. General cashback rate: 0.25%.

International Forex Markup

3.5%.

Welcome Benefits and Reward System
Special Features

20 Reward Points for every Rs.100 when you use your card for in store grocery shopping, effective in store gorcery shopping cashback rate: 5%.

Eligibility Criteria

Minimum age of the card holders should be 18. 
Only Indian residents can apply.

Benefits
  • Lifetime free card.

  • Entertainment and shopping benefits

  • The cashback rate is very good.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • Here are the steps on how to apply for the RBL Bank Shoprite Credit Card:

  • Go to the RBL Bank website and click on the "Apply for Credit Card" tab.

  • Select the "Shoprite Credit Card" from the list of credit cards.

  • Enter your personal details, such as your name, date of birth, email address, and mobile number.

  • Enter your employment details, such as your employer's name, your designation, and your monthly income.

  • Provide your residential address and your PAN card number.

  • Upload a scanned copy of your PAN card.

  • Click on the "Submit" button.

  • An RBL Bank representative will contact you to verify your details and to complete the application process.

Contact Details

RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com

Account Opening and Procedure

Recommended Credit Cards

Pros:-

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Cons:-

  • Welcome Benefits: The Cardholder will get 2000 reward points on making a valid retail transaction within 30 days from the date of the card being issued, and by paying the joining fees as reflected in the first statement.

  • Reward System: The value of 1 reward point = INR 0.25. Users will get 1 reward point for every Rs.100 spent on all purchases except fuel and 20 reward points for every Rs.100 when using the card for in-store grocery shopping, effective in-store grocery shopping cashback rate: 5%. General cashback rate: 0.25%.

  • Users will get a 10% discount (up to INR 100) on movie tickets on BookMyShow 15 times a calendar year.

  • Low cashback rate. 

  • Lacks standard features like free lounge visits. 

  • Limited value add features.

RBL Bank Shoprite Credit Card is a great credit card for students and freshers because of the cashback it offers. However, since the cashback is capped it may not be of much use for high earners.

RBL Bank Shoprite Credit Card

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining/annual Fees: Rs 500.

  • 2nd Year Annual fees is waived off on annual spends of Rs 1.5 lac or more.

  • Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500)

  • Interest Rate: upto 3.99% p.m (upto 47.88% p.a)

  • Late Payment fees: 15% of Total amount due (Min Rs.50, Max Rs.1,500).

  • Foreign Mark up: 3.5%.

  • Fuel Surcharge: 1% surcharge on fuel transaction value or Rs.10/- whichever is higher.

  • Reward Redemption fees: INR 99.

  • Rental fees: 1% fees on all rental transaction. 

  • Over Limit Penalty: INR 600.

  • EMI Processing fees : INR 199 + GST

Fuel Surcharge

1%, waived upto INR 100 per month.

Billing Cycle

30 days.

Fees & Charges
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