Welcome Benefits: The Cardholder will get 2000 reward points on making a valid retail transaction within 30 days from the date of the card being issued, and by paying the joining fees as reflected in the first statement.
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RBL Bank Shoprite Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefits: The Cardholder will get 2000 reward points on making a valid retail transaction within 30 days from the date of the card being issued, and by paying the joining fees as reflected in the first statement.
Milestone Benefits
None.
Cashback Rate
The value of 1 reward point = INR 0.25. Users will get 1 reward point for every Rs.100 spent on all purchases except fuel and 20 reward points for every Rs.100 when using the card for in-store grocery shopping, effective in-store grocery shopping cashback rate: 5%. General cashback rate: 0.25%.
Movie Benefits
Users will get a 10% discount (up to Rs 100) on movie tickets on BookMyShow 15 times a calendar year.
Dining Benefits
None.
Other Benefits
None.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
Welcome Benefits: The Cardholder will get 2000 reward points on making a valid retail transaction within 30 days from the date of the card being issued, and by paying the joining fees as reflected in the first statement.
Milestone Benefits
None.
Cashback Rate
The value of 1 reward point = INR 0.25. Users will get 1 reward point for every Rs.100 spent on all purchases except fuel and 20 reward points for every Rs.100 when using the card for in-store grocery shopping, effective in-store grocery shopping cashback rate: 5%. General cashback rate: 0.25%.
Movie Benefits
Users will get a 10% discount (up to Rs 100) on movie tickets on BookMyShow 15 times a calendar year.
Dining Benefits
None.
Other Benefits
None.
Lounge Access
None.
Fees & Charges
Joining Fee
Rs. 500
Annual Fee
Rs 500. | 2nd Year Annual fees is waived off on annual spends of Rs 1.5 lac or more.
Cash Advance Fee
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500)
Interest rate
Interest Rate: upto 3.99% p.m (upto 47.88% p.a)
Late Payment Fee
Late Payment fees: 15% of Total amount due (Min Rs.50, Max Rs.1,500).
Foreign Currency Transactions Fee
3.50%
Other Fees
Foreign Mark up: 3.5%. | Fuel Surcharge: 1% surcharge on fuel transaction value or Rs.10/- whichever is higher. | Reward Redemption fees: INR 99. | Rental fees: 1% fees on all rental transaction. | Over Limit Penalty: INR 600. | EMI Processing fees : INR 199 + GST
Fees & Charges
Joining Fee
Rs. 500
Annual Fee
Rs 500. | 2nd Year Annual fees is waived off on annual spends of Rs 1.5 lac or more.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: upto 3.99% p.m (upto 47.88% p.a)
Late Payment Fee
Late Payment fees: 15% of Total amount due (Min Rs.50, Max Rs.1,500).
Foreign Currency Transactions Fee
3.50%
Other Fees
Foreign Mark up: 3.5%. | Fuel Surcharge: 1% surcharge on fuel transaction value or Rs.10/- whichever is higher. | Reward Redemption fees: INR 99. | Rental fees: 1% fees on all rental transaction. | Over Limit Penalty: INR 600. | EMI Processing fees : INR 199 + GST
Special Features
20 Reward Points for every Rs.100 when you use your card for in store grocery shopping, effective in store gorcery shopping cashback rate: 5%.
Eligibility Criteria
Minimum age of the card holders should be 18.
Only Indian residents can apply.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Here are the steps on how to apply for the RBL Bank Shoprite Credit Card:
Go to the RBL Bank website and click on the "Apply for Credit Card" tab.
Select the "Shoprite Credit Card" from the list of credit cards.
Enter your personal details, such as your name, date of birth, email address, and mobile number.
Enter your employment details, such as your employer's name, your designation, and your monthly income.
Provide your residential address and your PAN card number.
Upload a scanned copy of your PAN card.
Click on the "Submit" button.
An RBL Bank representative will contact you to verify your details and to complete the application process.
Contact Details
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
Account Opening and Procedure
RBL Bank Shoprite Credit Card is a great credit card for students and freshers because of the cashback it offers. However, since the cashback is capped it may not be of much use for high earners.
RBL Bank Shoprite Credit Card is a great credit card for students and freshers because of the cashback it offers. However, since the cashback is capped it may not be of much use for high earners.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai