RBL Bank World Safari Credit Card
MyRupaya Ratings
Product Details
Credit Card Name :
RBL Bank World Safari Credit Card
Bank Name :
RBL Bank
Type :
Travel Credit Card
Interest Rate :
3.99% p.m (upto 47.88% p.a).
Eligibility :
Minimum age of the card holders should be 18.
Only Indian residents can apply.
Pros
Welcome Benefit: The user gets a MakeMyTrip voucher worth INR 3000/- as a welcome Gift.
Reward System: 1 RBL reward point Rs 0.25. 2 Travel Points for every Rs. 100 spent on all your purchases. 5 Travel Points for every Rs. 100 spent on Travel. General Cashback Rate: 0.5%. Travel cashback rate 2.5%.
Milestone Benefits: 10,000 travel points on annual spending of INR 2.5 lakhs, Additional get15,000 travel points on annual spending of INR 5 lakhs, and a gift card of INR 10,000 on purchases of INR 7.5 lakhs in a year from a variety of premium brands, including Taj Experiences, Amazon, Croma, Myntra, and Makemytrip.
Cons
Low general cashback rate.
Limited number of non travel benefits.
Pros & Cons
Welcome Benefits
User get MakeMyTrip voucher worth INR 3000/- as a welcome Gift.
Rewards System
1 RBL reward point= Rs 0.25. 2 Travel Points for every Rs. 100 spent on all your purchases. 5 Travel Points for every Rs. 100 spent on Travel spends. General cashback Rate: 0.5%. Travel cashback rate 2.5%.
International Forex Markup
0%.
Welcome Benefits and Reward System
Special Features
0% forex markup.
Eligibility Criteria
Minimum age of the card holders should be 18.
Only Indian residents can apply.
Benefits
0% forex markup fee on all foreign currency transactions
Good cashback on travel spending
Complimentary Lounge Access
Travel insurance
Purchase protection
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Here are the steps on how to apply for RBL Bank's World Safari Credit Card:
Visit the RBL Bank website and click on the "Credit Card" tab.
Scroll down and click on the "World Safari Credit Card".
Click on the "Apply Now" button.
You will be redirected to a new page where you will need to provide your personal information, such as your name, email address, contact number, and date of birth.
You will also need to provide your income and employment details.
You will need to upload a copy of your PAN card and a recent passport-sized photograph.
Once you have submitted your application, you will be contacted by a RBL Bank representative for further processing.
Contact Details
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: The user gets a MakeMyTrip voucher worth INR 3000/- as a welcome Gift.
Reward System: 1 RBL reward point Rs 0.25. 2 Travel Points for every Rs. 100 spent on all your purchases. 5 Travel Points for every Rs. 100 spent on Travel. General Cashback Rate: 0.5%. Travel cashback rate 2.5%.
Milestone Benefits: 10,000 travel points on annual spending of INR 2.5 lakhs, Additional get15,000 travel points on annual spending of INR 5 lakhs, and a gift card of INR 10,000 on purchases of INR 7.5 lakhs in a year from a variety of premium brands, including Taj Experiences, Amazon, Croma, Myntra, and Makemytrip.
Low general cashback rate.
Limited number of non travel benefits.
HDFC Bank Biz Power Credit Card
The card is a premium credit card with a number of value add features. This card offers cashback on even tax and GST payment. Overall it is a must have card for small business owners/ freelancers.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining fees: Nil for primary card & add-on cardholder.
Annual membership Fees: INR 3000 for primary cardholder.
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500).
Late Payment fees: 15% of Total amount due (Min Rs.50, Max Rs.1,500).
Finance charges: 3.99% p.m (upto 47.88% p.a).
Foreign Currency Transaction Fees: 0%.
Fuel Surcharge: 1% surcharge on fuel transaction value or Rs.10/- whichever is higher. Waived upto INR 250 every month.
Reward Redemption fees: Rs 99.
EMI Processing fees : Rs 199 + GST
Fuel Surcharge
1% surcharge on fuel transaction value or Rs.10/- whichever is higher. Waived upto INR 250 every month.
Billing Cycle
30 days.