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welcome benefit of Credit Card

Welcome Benefits: The cardholder will get 10,000 reward points upon making a valid retail transaction within 30 days from the date of issuance of the card, and upon paying the joining fees as reflected in the first statement by the payment due date.

RBL Platinum Maxima Plus Card

RBL Platinum Maxima Plus Card

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Rewards & Benefits

Welcome Benefits

Welcome Benefits: The cardholder will get 10,000 reward points upon making a valid retail transaction within 30 days from the date of issuance of the card, and upon paying the joining fees as reflected in the first statement by the payment due date.

Milestone Benefits

Milestone rewards: Cardholders will get 10,000 reward points on purchases of Rs Rs 2 Lakhs or more in a year. Cardholders will get an additional 10,000 bonus reward points on crossing Rs . Rs 3.5 Lakhs of annual spending on the card. Cardholders will get an additional 10,000 bonus reward points on crossing Rs Rs 5 Lakhs of annual spending on the card.

Cashback Rate

  • Users will get 2 reward points for every INR 100 spent on all purchases and 10 reward points for every Rs.100 when using card for dining, entertainment, fuel, utility bill payments and international purchases. 

  • 1 reward point = INR 0.25. General cashback rate: 0.5%, 

  • Special cashback rate on dining, entertainment, fuel, utility bill payments, and international purchases.: 2.5%. 

Movie Benefits

The Cardholder gets one complimentary movie ticket free up to INR 100 every month on the purchase of 2 or more tickets at BookMyShow.

Dining Benefits

Reward System: Users will get 2 reward points for every Rs 100 spent on all purchases and 10 reward points for every Rs 100 when using card for dining, entertainment, fuel, utility bill payments and international purchases. 1 reward point = Rs 0.25. Special cashback rate on dining, entertainment, fuel, utility bill payments, and international purchases.: 2.5%.

Other Benefits

Lounge Access

Cardholders will get 2 complimentary visits every calendar quarter at domestic lounges at all major airports in India.

Rewards & Benefits

Welcome Benefits

Welcome Benefits: The cardholder will get 10,000 reward points upon making a valid retail transaction within 30 days from the date of issuance of the card, and upon paying the joining fees as reflected in the first statement by the payment due date.

Milestone Benefits

Milestone rewards: Cardholders will get 10,000 reward points on purchases of Rs Rs 2 Lakhs or more in a year. Cardholders will get an additional 10,000 bonus reward points on crossing Rs . Rs 3.5 Lakhs of annual spending on the card. Cardholders will get an additional 10,000 bonus reward points on crossing Rs Rs 5 Lakhs of annual spending on the card.

Cashback Rate

  • Users will get 2 reward points for every INR 100 spent on all purchases and 10 reward points for every Rs.100 when using card for dining, entertainment, fuel, utility bill payments and international purchases. 

  • 1 reward point = INR 0.25. General cashback rate: 0.5%, 

  • Special cashback rate on dining, entertainment, fuel, utility bill payments, and international purchases.: 2.5%. 

Movie Benefits

The Cardholder gets one complimentary movie ticket free up to INR 100 every month on the purchase of 2 or more tickets at BookMyShow.

Dining Benefits

Reward System: Users will get 2 reward points for every Rs 100 spent on all purchases and 10 reward points for every Rs 100 when using card for dining, entertainment, fuel, utility bill payments and international purchases. 1 reward point = Rs 0.25. Special cashback rate on dining, entertainment, fuel, utility bill payments, and international purchases.: 2.5%.

Other Benefits

Lounge Access

Cardholders will get 2 complimentary visits every calendar quarter at domestic lounges at all major airports in India.

Fees & Charges of

RBL Platinum Maxima Plus Card

Joining Fee

s: Nil for primary card.

Annual Fee

Rs 2500.

Cash Advance Fee

Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500).

Interest rate

3.99% p.m (upto 47.88% p.a).

Late Payment Fee

Late Payment fees:15% of Total amount due (Min Rs.50, Max Rs.1,500).

Foreign Currency Transactions Fee

Foreign Currency Transaction Fees: 3.5%.

Other Fees

Finance charges: 3.99% p.m (upto 47.88% p.a). | Overdue interest charges: NIL. | Fuel Surcharge: 1% surcharge on fuel transaction value or Rs.10/- whichever is higher. | Reward Redemption Fees: INR 99. | EMI Processing fees : INR 199 + GST

Joining Fee

s: Nil for primary card.

Annual Fee

Rs 2500.

Cash Advance Fee

2.5% or ?500 whichever is higher

Interest rate

3.99% p.m (upto 47.88% p.a).

Late Payment Fee

Late Payment fees:15% of Total amount due (Min Rs.50, Max Rs.1,500).

Foreign Currency Transactions Fee

Foreign Currency Transaction Fees: 3.5%.

Other Fees

Finance charges: 3.99% p.m (upto 47.88% p.a). | Overdue interest charges: NIL. | Fuel Surcharge: 1% surcharge on fuel transaction value or Rs.10/- whichever is higher. | Reward Redemption Fees: INR 99. | EMI Processing fees : INR 199 + GST

Fee and Charges of

RBL Platinum Maxima Plus Card

Special Features

Minimum age of the card holders should be 18. 
Only Indian residents can apply.

Eligibility Criteria

Special cashback rate: 2.5% on dining, entertainment, fuel, utility bill payments and international purchases.

Speical Feature, Eligibility and Benefits of

RBL Platinum Maxima Plus Card

How to apply for Credit Card?

Here are the steps on how to apply for RBL Bank's Platinum Maxima Plus Card:

  • Visit the RBL Bank website and click on the "Apply for Credit Card" tab.

  • Select the Platinum Maxima Plus Card and click on the "Apply Now" button.

  • You will be redirected to a new page where you will need to provide your personal and financial information.

  • You will also need to upload scanned copies of your documents, such as your PAN card, address proof, and income proof.

  • Once you have submitted your application, RBL Bank will review it and get back to you within a few days.

  • Here are the documents that you will need to apply for the RBL Bank Platinum Maxima Plus Card:

    PAN card
    Address proof
    Income proof

Contact Details

RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com

Account Opening and Procedure of

RBL Platinum Maxima Plus Card

Find Offers on Your Credit Card

Dineout Offers

Dineout Offers

Swiggy/Zomato Offers

Swiggy/Zomato Offers

Bus Offers

Bus Offers

Grocery Offers

Grocery Offers

Airport Lounges

Airport Lounges

Airline Offers

Airline Offers

Hotel Offers

Hotel Offers

Movie Offers

Movie Offers

Visa Offers

Visa Offers

Rupay Offers

Rupay Offers

MasterCard Offers

MasterCard Offers

MyRupaya Ai

MyRupaya Ai

Find Offers on Your Credit Card

Dineout Offers

Dineout Offers

Swiggy/Zomato Offers

Swiggy/Zomato Offers

Bus Offers

Bus Offers

Grocery Offers

Grocery Offers

Airport Lounges

Airport Lounges

Airline Offers

Airline Offers

Hotel Offers

Hotel Offers

Movie Offers

Movie Offers

Visa Offers

Visa Offers

Rupay Offers

Rupay Offers

MasterCard Offers

MasterCard Offers

MyRupaya Ai

MyRupaya Ai

RBL Bank Platinum Maxima Plus Credit Card is a feature rich card. However, its only flaw is that it offers a low cashback rate. Freshers and students can consider availing this credit card.

RBL Bank Platinum Maxima Plus Credit Card is a feature rich card. However, its only flaw is that it offers a low cashback rate. Freshers and students can consider availing this credit card.
Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review of

RBL Platinum Maxima Plus Card

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