
Miles Elite SBI Card
Rewards & Benefits
Welcome Benefits
Welcome benefit:Users will receive 5,000 travel credits on spending ₹ 1,00,000 within 60 days of card issuance. Priority pass program is complimentary for the first 2 years.
Milestone Benefits
Milestone benefit:User will receive 20,000 bonus travel credits on reaching annual spends of ₹Rs 12 Lakhs. For every spend of ₹ Rs 1 Lakhs, users will get 1 complimentary domestic airport lounge visit over & above the complimentary visits. Maximum 15 additional domestic airport lounge visits, on spending every ₹Rs 1 Lakhs.
Cashback Rate
Users will get 3 travel credits per INR 100 on every travel spend.
1 travel credit = ₹1 for air mile/hotel point. (General cashback rate: 1%, cashback on travel credits of travel spends: 3%).
1 travel credit = ₹0.25 for Shop & Smile Product Catalogue. (General cashback rate: .25%, Cashback on travel credits of travel spends: .75%).
1 travel credit = ₹0.50 for travel bookings. (General cashback rate: .50%, Cashback on travel credits of travel spends: 1.50%).
Movie Benefits
Dining Benefits
Other Benefits
Users will get a complimentary air accident liability cover of Rs 1 crore.; Users will get a complimentary credit card fraud liability Cover of Rs Rs 1 Lakhs.
Lounge Access
Users will get 8 complimentary domestic airport lounge visits every year (max. 2 visits per quarter).; Users will get complimentary Priority pass membership for the first 2 years.; 6 complimentary International airport lounge visits every year, outside India (max. 2 visits per quarter) for Priority pass membership.
Rewards & Benefits
Welcome Benefits
Welcome benefit:Users will receive 5,000 travel credits on spending ₹ 1,00,000 within 60 days of card issuance. Priority pass program is complimentary for the first 2 years.
Milestone Benefits
Milestone benefit:User will receive 20,000 bonus travel credits on reaching annual spends of ₹Rs 12 Lakhs. For every spend of ₹ Rs 1 Lakhs, users will get 1 complimentary domestic airport lounge visit over & above the complimentary visits. Maximum 15 additional domestic airport lounge visits, on spending every ₹Rs 1 Lakhs.
Cashback Rate
Users will get 3 travel credits per INR 100 on every travel spend.
1 travel credit = ₹1 for air mile/hotel point. (General cashback rate: 1%, cashback on travel credits of travel spends: 3%).
1 travel credit = ₹0.25 for Shop & Smile Product Catalogue. (General cashback rate: .25%, Cashback on travel credits of travel spends: .75%).
1 travel credit = ₹0.50 for travel bookings. (General cashback rate: .50%, Cashback on travel credits of travel spends: 1.50%).
Movie Benefits
Dining Benefits
Other Benefits
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Lounge Access
Users will get 8 complimentary domestic airport lounge visits every year (max. 2 visits per quarter).; Users will get complimentary Priority pass membership for the first 2 years.; 6 complimentary International airport lounge visits every year, outside India (max. 2 visits per quarter) for Priority pass membership.
Fees & Charges
Joining Fee
Rs. 4999/- plus taxes.
Annual Fee
Annual membership fee: Rs. 4999/- plus taxes.
Cash Advance Fee
Cash advance fee: Transaction fee of 2.5% or ₹500 whichever is higher
Interest rate
Interest rate: 3.50% monthly, 42% annually.
Late Payment Fee
Late payment charges: INR400 to INR1300.
Foreign Currency Transactions Fee
Foreign currency markup fee: 1.99%
Other Fees
Reward redemption fee: ₹99 per redemption request | Fuel surcharge: 1%
Fees & Charges
Joining Fee
Rs. 4999/- plus taxes.
Annual Fee
Annual membership fee: Rs. 4999/- plus taxes.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest rate: 3.50% monthly, 42% annually.
Late Payment Fee
Late payment charges: INR400 to INR1300.
Foreign Currency Transactions Fee
Foreign currency markup fee: 1.99%
Other Fees
Reward redemption fee: ₹99 per redemption request | Fuel surcharge: 1%
Special Features
Good cashback rate on travel spends.
Eligibility Criteria
Age: Applicant must be a minimum of 21 and a maximum of 70 years old.
Income: Applicant must have a stable source of income.
Credit score: A good credit score is generally required.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Online Application:Visit the SBI Card MILES ELITE application page.
Fill out the online application form with the required details.
Agree to the terms and conditions.
Submit your application.
Offline Application (Branch Visit):If you prefer an offline approach, visit any SBI Bank branch.
Speak to a bank executive and express your interest in applying for the SBI Card MILES PRIME.
They will guide you through the process and provide you with the necessary forms.
Contact Details
l 1860 500 1290, 1860 180 1290, 39 02 02 02(Prefix local the STD code) or 1800 180 1290 (Toll Free)
Account Opening and Procedure
The card offers 3% cashback on travel spends. The card is also loaded with a number of travel benefits. Overall the card is a good travel credit card.
The card offers 3% cashback on travel spends. The card is also loaded with a number of travel benefits. Overall the card is a good travel credit card.

Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai