Welcome benefit: Users will receive 3,000 travel credits on spending INR 60,000 within 60 days of card issuance. Priority pass program is complimentary for the first 2 years.
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SBI Card Miles Prime
Rewards & Benefits
Welcome Benefits
Welcome benefit: Users will receive 3,000 travel credits on spending INR 60,000 within 60 days of card issuance. Priority pass program is complimentary for the first 2 years.
Milestone Benefits
Milestone benefit: User will receive 10,000 bonus travel credits on reaching annual spends of INR 8 Lakh. For every spend of ₹ 1 Lakh, users will get 1 complimentary domestic airport lounge visit over & above the complimentary visits. Maximum 12 additional domestic airport lounge visits, on spending every ₹1 Lakh.
Cashback Rate
Users will get 2 travel credits per INR 100 on every travel spend. 1 travel credit per INR 100 on other spends.
1 travel credit = INR 1 for air mile/hotel point.
1 travel credit = INR 0.5 for travel booking.
1 travel credit = ₹0.25 for Shop & Smile Product.
General cashback rate: 1%.
Travel Cashbck Rate: 2%.
Movie Benefits
None
Dining Benefits
None.
Other Benefits
Users will get complimentary Priority pass membership for the first 2 years.
Users will get a complimentary 6 flight cancellation insurance per year each limited to INR 3,500.
Users will get a complimentary credit card fraud liability Cover of Rs.1 lakh.
User will get free loss of check-in-baaggage cover.
User will get free delay of check-in-baaggage cover.
Lounge Access
Users will get 8 complimentary domestic airport lounge visits every year (max. 2 visits per quarter).
Users will get complimentary Priority pass membership for the first 2 years.
4 complimentary International airport lounge visits every year, outside India (max. 2 visits per quarter) for Priority pass membership.
Rewards & Benefits
Welcome Benefits
Welcome benefit: Users will receive 3,000 travel credits on spending INR 60,000 within 60 days of card issuance. Priority pass program is complimentary for the first 2 years.
Milestone Benefits
Milestone benefit: User will receive 10,000 bonus travel credits on reaching annual spends of INR 8 Lakh. For every spend of ₹ 1 Lakh, users will get 1 complimentary domestic airport lounge visit over & above the complimentary visits. Maximum 12 additional domestic airport lounge visits, on spending every ₹1 Lakh.
Cashback Rate
Users will get 2 travel credits per INR 100 on every travel spend. 1 travel credit per INR 100 on other spends.
1 travel credit = INR 1 for air mile/hotel point.
1 travel credit = INR 0.5 for travel booking.
1 travel credit = ₹0.25 for Shop & Smile Product.
General cashback rate: 1%.
Travel Cashbck Rate: 2%.
Movie Benefits
None
Dining Benefits
None.
Other Benefits
Users will get complimentary Priority pass membership for the first 2 years.
Users will get a complimentary 6 flight cancellation insurance per year each limited to INR 3,500.
Users will get a complimentary credit card fraud liability Cover of Rs.1 lakh.
User will get free loss of check-in-baaggage cover.
User will get free delay of check-in-baaggage cover.
Lounge Access
Users will get 8 complimentary domestic airport lounge visits every year (max. 2 visits per quarter).
Users will get complimentary Priority pass membership for the first 2 years.
4 complimentary International airport lounge visits every year, outside India (max. 2 visits per quarter) for Priority pass membership.
Fees & Charges of
SBI Card Miles Prime
Joining Fee
Joining Fee: Rs. 4999/- plus taxes.
Annual Fee
Annual membership fee: Rs. 4999/- plus taxes.
Cash Advance Fee
Cash advance fee: Transaction fee of 2.5% or ₹500 whichever is higher
Interest rate
Interest rate: 3.50% monthly, 42% annually.
Late Payment Fee
Late payment charges: INR400 to INR1300.
Foreign Currency Transactions Fee
Foreign currency markup fee: 1.99%
Other Fees
Reward redemption fee: INR 99 per redemption request
Joining Fee
Joining Fee: Rs. 4999/- plus taxes.
Annual Fee
Annual membership fee: Rs. 4999/- plus taxes.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest rate: 3.50% monthly, 42% annually.
Late Payment Fee
Late payment charges: INR400 to INR1300.
Foreign Currency Transactions Fee
Foreign currency markup fee: 1.99%
Other Fees
Reward redemption fee: INR 99 per redemption request
Fee and Charges of
SBI Card Miles Prime
Special Features
Eligibility Criteria
Age: Applicant must be a minimum of 21 and a maximum of 70 years old.
Income: Applicant must have a stable source of income.
Credit score: A good credit score is generally required.
Speical Feature, Eligibility and Benefits of
SBI Card Miles Prime
How to apply for Credit Card?
Online Application:Visit the SBI Card MILES Prime application page.
Fill out the online application form with the required details.
Agree to the terms and conditions.
Submit your application.
Offline Application (Branch Visit):If you prefer an offline approach, visit any SBI Bank branch.
Speak to a bank executive and express your interest in applying for the SBI Card MILES PRIME.
They will guide you through the process and provide you with the necessary forms.
Contact Details
N/A
Account Opening and Procedure of
SBI Card Miles Prime
Product Review of
SBI Card Miles Prime
The card is packed with all kind of benefits. 10% cashback on PhonePe spends is a solid plus point. Overall it is one of the best credit cards in India.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review of
SBI Card Miles Prime
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
