HDFC Pixel Play Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
Cashback Rate
Cardholder will get 5% cashback on any two packs of your choice - Dining & Entertainment Category – BookMyShow & Zomato - Travel Category – MakeMyTrip & Uber - Grocery Category – Blinkit & Reliance Smart Bazaar - Electronics Category – Croma & Reliance Digital - Fashion Category – Nykaa & Myntra.
3% cashback any one E-commerce merchant of your choice - Amazon or Flipkart or PayZapp.
1% unlimited cashback across all other spends.
Movie Benefits
Dining Benefits
Get up to 25% off on dining through Swiggy Dineout.
Other Benefits
Instant digital credit card. Annual fee reversal on spend of Rs 50,000 in any year.
Lounge Access
Fees & Charges
Joining Fee
INR 500 /- + Applicable Charges
Annual Fee
INR 500 /- + Applicable Charges
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
3.6% per month (i.e., 43.2% per annum)
Late Payment Fee
Late Payment Charges: Ranges from INR 100 to INR 1300.
Foreign Currency Transactions Fee
Foreign Currency Mark-up Fees: 3.5%
Other Fees
Cash Advance Charges: A transaction fee of 2.5% or ₹500 whichever is higher | Reward Redemption Fee: INR 99
Cons
Complex reward system.
A fixed deposit is required to get this card.
Reward System: Users will get a flat 0.75% back as Petals on every POS/ECOM transaction. These petals can be used to redeem digital gold, cashback and other exciting rewards. Petals to Gold redemption rate is 1 Petal = ₹ 1 of digital gold.
No interest on cash withdrawals.
No eligibility criteria.
Rewards & Benifits
Welcome Benefits
None
Rewards System
International Forex Markup
2.49%
Welcome Benefits and Reward System
Special Features
Reward System: Cardholder will get 5% cashback on any two packs of your choice
- Dining & Entertainment Category – BookMyShow & Zomato
- Travel Category – MakeMyTrip & Uber
- Grocery Category – Blinkit & Reliance Smart Bazaar
- Electronics Category – Croma & Reliance Digital
- Fashion Category – Nykaa & Myntra
3% cashback any one E-commerce merchant of your choice
- Amazon or Flipkart or PayZapp
1% unlimited cashback across all other spends.
Eligibility Criteria
You must be an Indian citizen.
You must be 21-60 years of age.
Your net monthly income must be greater than INR 25,000 if you are salaried, and your ITR must be greater than Rs. 6 lakhs per annum if you are self-employed.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Eligibility: Check if you meet the eligibility criteria, which typically include a minimum income and age requirement.
Apply online: Visit the HDFC Bank website or app and fill out the online application form.
Documents: Submit the required documents like PAN card, address proof, and income proof.
Verification: HDFC will verify your documents and creditworthiness.
Approval: Upon approval, you will receive your credit card within 7-10 working days.
Contact Details
1800 1600
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Reward System: Users will get a flat 0.75% back as Petals on every POS/ECOM transaction. These petals can be used to redeem digital gold, cashback and other exciting rewards. Petals to Gold redemption rate is 1 Petal = ₹ 1 of digital gold.
No interest on cash withdrawals.
No eligibility criteria.
Complex reward system.
A fixed deposit is required to get this card.
The card's USP is that it can be obtained against a fixed deposit. The card offers no benefits apart from 0.75% cashback. Overall the card is recommended only for those individuals who are looking for their first credit card and do not have a good Cibil score.
The card's USP is that it can be obtained against a fixed deposit. The card offers no benefits apart from 0.75% cashback. Overall the card is recommended only for those individuals who are looking for their first credit card and do not have a good Cibil score.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining Fee: NIL
Annual membership fee: NIL
Interest rate: 2.5% per month, 30% per annum.
Cash advance fee: INR 125 per transaction.
Foreign currency markup fee: 2.49%
Late payment charges: Up to INR 299
Fuel surcharge: 1%.
Fuel Surcharge
1%
Billing Cycle
45 days