None.
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SBM Rupicard Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
Users will get 2 reward points for every INR 100 spent.
Value of 1 reward point = INR 0.25.
General cashback rate: 0.50%.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
Users can use 90% credit limit of FD amount.
Card is issued against fixed deposit.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
Users will get 2 reward points for every INR 100 spent.
Value of 1 reward point = INR 0.25.
General cashback rate: 0.50%.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
Users can use 90% credit limit of FD amount.
Card is issued against fixed deposit.
Lounge Access
None.
Fees & Charges of
SBM Rupicard Credit Card
Joining Fee
NIL
Annual Fee
Annual membership fee: NIL
Cash Advance Fee
Cash advance fee: 2.5% of the amount withdrawn or Rs 300 whichever is higher.
Interest rate
Interest rate: 2.5% per month, 30% per annum.
Late Payment Fee
Late payment charges: INR 299
Foreign Currency Transactions Fee
Foreign currency markup fee: 2.49%
Other Fees
Fuel surcharge: 1%.
Joining Fee
NIL
Annual Fee
Annual membership fee: NIL
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest rate: 2.5% per month, 30% per annum.
Late Payment Fee
Late payment charges: INR 299
Foreign Currency Transactions Fee
Foreign currency markup fee: 2.49%
Other Fees
Fuel surcharge: 1%.
Fee and Charges of
SBM Rupicard Credit Card
Special Features
For availing the SBM Rupicard Credit Card, user shall be required to create and maintain a fixed deposit of minimum Five Thousand (5,000) with the Bank through the Rupicard mobile app.
Eligibility Criteria
Secure credit card
Speical Feature, Eligibility and Benefits of
SBM Rupicard Credit Card
How to apply for Credit Card?
Download the Rupicard App: Download the app from the Google Play Store or Apple App Store.
Create an FD: Open and maintain an SBM Bank fixed deposit (FD) worth a minimum of Rs. 5,000 through the app.
Apply for the Credit Card: Within the app, you can apply for the SBM Rupicard Credit Card.
Complete Video KYC: Undergo a video KYC process to verify your identity.
Receive your Card: Once approved, you'll receive your SBM Rupicard Credit Card.
Contact Details
Tel No: +91 22 4007 1500
Email : customercare@sbmbank.co.in
Account Opening and Procedure of
SBM Rupicard Credit Card
Find Offers on Your Credit Card
Find Offers on Your Credit Card
The card offers a low cashback rate of 0.5%. The card offers very limited features.
The card offers a low cashback rate of 0.5%. The card offers very limited features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai