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SBM UNI Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
Users will get 1 Uni coin on every purchase of Rs. 100.
The value of 1 reward point is INR 1.
General Cashback Rate: 1%.
5x Uni coins on purchase at Uni Store.
Uni Store Cashback Rate: 5%
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
Zero forex markup.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
Users will get 1 Uni coin on every purchase of Rs. 100.
The value of 1 reward point is INR 1.
General Cashback Rate: 1%.
5x Uni coins on purchase at Uni Store.
Uni Store Cashback Rate: 5%
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
Zero forex markup.
Lounge Access
None.
Fees & Charges
Joining Fee
NIL
Annual Fee
Annual membership fee: NIL
Cash Advance Fee
Cash advance fee: 2.5%, minimum fee of ₹300
Interest rate
Interest rate: 3.99% per month, 47.88% per annum.
Late Payment Fee
Late payment charges: INR 30 to 2400
Foreign Currency Transactions Fee
Foreign currency markup fee: NIL
Other Fees
Fuel surcharge: 1%.
Fees & Charges
Joining Fee
NIL
Annual Fee
Annual membership fee: NIL
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest rate: 3.99% per month, 47.88% per annum.
Late Payment Fee
Late payment charges: INR 30 to 2400
Foreign Currency Transactions Fee
Foreign currency markup fee: NIL
Other Fees
Fuel surcharge: 1%.
Special Features
Zero international forex markup.
Eligibility Criteria
Minimum age should be 18. The minimum eligible income is not specified on the card website..
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Visit the official UNI website or app: Look for the specific SBM UNI card offering and the application process.
Check eligibility criteria: Ensure you meet the eligibility requirements, which may include age, income, and credit history.
Fill out the application form: Provide accurate personal and financial information.
Submit required documents: Upload or submit any necessary documents, such as proof of identity and income.
Undergo verification: You may need to undergo a verification process, such as video KYC.
Await approval: The approval process may take some time.
Contact Details
Tel No: +91 22 4007 1500
Email : customercare@sbmbank.co.in
Account Opening and Procedure
The card offers general cashback rate of 1%. The card offers limited value add benefits.
The card offers general cashback rate of 1%. The card offers limited value add benefits.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai