Shoppers Stop BLACK HDFC Bank Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: The user will get Shoppers Stop vouchers worth ₹1500, redeemable on any bill value.
Milestone Benefits
Milestone Benefit:Users can earn ₹2000 per month for a min. purchase of ₹50,000 on Shoppers Stop over the weekend (capped to a maximum of once a month and 5 times a year)
Cashback Rate
Users will get 7% reward points on every Shoppers Stop spends. Maximum cap at ₹2000 per month.
2% reward points on Non-Shoppers Stop spends. Maximum cap at ₹2000 per month.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
None.
Lounge Access
Travel Benefits:16 complimentary domestic lounge visits in a calendar year (maximum of 4 per quarter), and 8 complimentary international lounge visits in a calendar year (maximum of 2 per quarter).
Rewards & Benefits
Welcome Benefits
Welcome Benefit: The user will get Shoppers Stop vouchers worth ₹1500, redeemable on any bill value.
Milestone Benefits
Milestone Benefit:Users can earn ₹2000 per month for a min. purchase of ₹50,000 on Shoppers Stop over the weekend (capped to a maximum of once a month and 5 times a year)
Cashback Rate
Users will get 7% reward points on every Shoppers Stop spends. Maximum cap at ₹2000 per month.
2% reward points on Non-Shoppers Stop spends. Maximum cap at ₹2000 per month.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
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Lounge Access
Travel Benefits:16 complimentary domestic lounge visits in a calendar year (maximum of 4 per quarter), and 8 complimentary international lounge visits in a calendar year (maximum of 2 per quarter).
Fees & Charges
Joining Fee
4,500
Annual Fee
4,500
Cash Advance Fee
2.5% of amount withdrawn or Rs. 500 whichever is higher
Interest rate
Interest Rates: 3.6% per month (or 43.2% annually)
Late Payment Fee
Late Payment Charges: Less than Rs. 100 – Nil Rs. 100 to Rs. 500 – Rs. 100 Rs. 501 to Rs. 5,000 – Rs. 500 Rs. 5,001 to Rs. 10,000 – Rs. 600 Rs. 10,001 to Rs. 25,000 – Rs. 800 Rs. 25,000 to Rs. 50,000 – Rs. 1,100 Above Rs. 50,000 – Rs. 1,300
Foreign Currency Transactions Fee
Foreign Currency Markup: 3.5% (plus applicable taxes)
Other Fees
Joining/Renewal Membership fee will be ₹4,500 . | Cash Advance Charges: 2.5% of amount withdrawn or Rs. 500 whichever is higher | Rewards Redemption Fee: Nil
Fees & Charges
Joining Fee
4,500
Annual Fee
4,500
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rates: 3.6% per month (or 43.2% annually)
Late Payment Fee
Late Payment Charges: Less than Rs. 100 – Nil Rs. 100 to Rs. 500 – Rs. 100 Rs. 501 to Rs. 5,000 – Rs. 500 Rs. 5,001 to Rs. 10,000 – Rs. 600 Rs. 10,001 to Rs. 25,000 – Rs. 800 Rs. 25,000 to Rs. 50,000 – Rs. 1,100 Above Rs. 50,000 – Rs. 1,300
Foreign Currency Transactions Fee
Foreign Currency Markup: 3.5% (plus applicable taxes)
Other Fees
Joining/Renewal Membership fee will be ₹4,500 . | Cash Advance Charges: 2.5% of amount withdrawn or Rs. 500 whichever is higher | Rewards Redemption Fee: Nil
Special Features
Accidental air death cover up to Rs. 3 crore, emergency overseas hospitalization for up to Rs. 50 lakh, and credit liability up to Rs. 9 lakh.
Eligibility Criteria
For Salaried
Nationality: Indian
Age: Minimum 21 years and maximum 60 years.
Net Monthly Income: Salary should be greater than INR 2,00,000
For Self-Employed
Nationality: Indian
Age: Minimum 21 years and maximum 65 years.
Income: ITR should be greater than INR 8 Lakhs for the previous year.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Visit the HDFC Bank website or the Shoppers Stop website.
Click on the "Credit Cards" section.
Select the "Shoppers Stop BLACK HDFC Bank Credit Card".
Click on "Apply Now".
Fill in the application form with your details and income information.
Upload the required documents- Proof of identity (PAN card, Aadhaar card, Voter ID, etc.), Proof of address (Passport, Driving license, Utility bill, etc.), Income proof (Salary slip, ITR, etc.)
Submit the application.
Contact Details
1800 202 6161 / 1860 267 6161.
customerservices.cards@hdfcbank.com.
Account Opening and Procedure
The Shoppers Stop Black HDFC Credit Card is one of the great HDFC cards for the elite section of society who would love to shop either at the Shoppers Stop outlet or their registered store online. With the introduction of this card, the customers will be able to enjoy a highly rewarding shopping experience. The reward points will get credited into the customers’ accounts which can then be redeemed during their next shopping sessions. However, the card is only beneficial for elite section of the society who loves to shop at branded stores.
The Shoppers Stop Black HDFC Credit Card is one of the great HDFC cards for the elite section of society who would love to shop either at the Shoppers Stop outlet or their registered store online. With the introduction of this card, the customers will be able to enjoy a highly rewarding shopping experience. The reward points will get credited into the customers’ accounts which can then be redeemed during their next shopping sessions. However, the card is only beneficial for elite section of the society who loves to shop at branded stores.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai