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Shoppers Stop BLACK HDFC Bank Credit Card

Product Details
Credit Card Name : 

Shoppers Stop BLACK HDFC Bank Credit Card

Bank Name :

HDFC Bank

Type :

Lifestyle Credit Card

Interest Rate : 

3.6% per month i.e. 43.2% annually

Eligibility :

For Salaried
Nationality: Indian
Age: Minimum 21 years and maximum 60 years.
Net Monthly Income: Salary should be greater than INR 2,00,000

For Self-Employed
Nationality: Indian
Age: Minimum 21 years and maximum 65 years.
Income: ITR should be greater than INR 8 Lakhs for the previous year.

Shoppers Stop BLACK HDFC Bank Credit Card
Pros
  • Welcome Benefit: Get Shoppers Stop vouchers worth ₹1500, redeemable on any bill value

  • Reward System: Get 7% Reward Points on every SS spends. Maximum cap at ₹2000 per month

  • 2% Reward Points on Non-SS spends. Maximum cap at ₹2000 per month

  • Milestone Benefit: Earn ₹2000 per month for a min. Purchase of ₹50,000 on Shoppers Stop over the weekend (capped to a maximum of once a month and 5 times a year)

  • Travel Benefits: 16 complimentary domestic lounge visits in a calendar year (maximum of 4 per quarter), and 8 complimentary international lounge visits in a calendar year (maximum of 2 per quarter)

Cons
  • Low general cashback rate. 

  • No free movie tickets. 

  • No milestone benefits. 

Pros & Cons
Welcome Benefits

Welcome Benefit: Get Shoppers Stop vouchers worth ₹1500, redeemable on any bill value

Rewards System
  • Reward System: Bank Reward pts redemption value will be Re 1 when availed against Shoppers Stop voucher; All non-Shoppers Stop voucher redemptions will be as per HDFC Bank’s current redemption catalog 

  • 1 RP = Rs. 1 

  • Effective Cashback Rate: 1%

International Forex Markup

3.5%.

Welcome Benefits and Reward System
Special Features

Get accidental air death cover up to Rs. 3 crore, emergency overseas hospitalization for up to Rs. 50 lakh, and credit liability up to Rs. 9 lakh.

Eligibility Criteria

For Salaried
Nationality: Indian
Age: Minimum 21 years and maximum 60 years.
Net Monthly Income: Salary should be greater than INR 2,00,000

For Self-Employed
Nationality: Indian
Age: Minimum 21 years and maximum 65 years.
Income: ITR should be greater than INR 8 Lakhs for the previous year.

Benefits
  • Great Shoppers Stop Cashback rate. 

  • Free lounge visit, domestic as well as international. 

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • Visit the HDFC Bank website or the Shoppers Stop website.

  • Click on the "Credit Cards" section.

  • Select the "Shoppers Stop BLACK HDFC Bank Credit Card".

  • Click on "Apply Now".

  • Fill in the application form with your details and income information.

  • Upload the required documents- Proof of identity (PAN card, Aadhaar card, Voter ID, etc.), Proof of address (Passport, Driving license, Utility bill, etc.), Income proof (Salary slip, ITR, etc.)

  • Submit the application.

Contact Details

1800 202 6161 / 1860 267 6161.
customerservices.cards@hdfcbank.com.

Account Opening and Procedure
Shoppers Stop BLACK HDFC Bank Credit Card

The Shoppers Stop Black HDFC Credit Card is one of the great HDFC cards for the elite section of society who would love to shop either at the Shoppers Stop outlet or their registered store online. With the introduction of this card, the customers will be able to enjoy a highly rewarding shopping experience. The reward points will get credited into the customers’ accounts which can then be redeemed during their next shopping sessions. However, the card is only beneficial for elite section of the society who loves to shop at branded stores.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining/Renewal Membership fee will be ₹4,500 . 

  • Late Payment Charges: Less than Rs. 100 – Nil  Rs. 100 to Rs. 500 – Rs. 100  Rs. 501 to Rs. 5,000 – Rs. 500  Rs. 5,001 to Rs. 10,000 – Rs. 600  Rs. 10,001 to Rs. 25,000 – Rs. 800  Rs. 25,000 to Rs. 50,000 – Rs. 1,100  Above Rs. 50,000 – Rs. 1,300

  • Interest Rates: 3.6% per month (or 43.2% annually)

  • Cash Advance Charges: 2.5% of amount withdrawn or Rs. 500 whichever is higher

  • Foreign Currency Markup: 3.5% (plus applicable taxes)

  • Rewards Redemption Fee: Nil

Fuel Surcharge

1% fuel surcharge waiver of upto ₹500 per statement cycle, across all fuel stations in India

Billing Cycle

30 Days

Fees & Charges
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