Shoppers Stop HDFC Bank Credit Card
Product Details
Credit Card Name :
Shoppers Stop HDFC Bank Credit Card
Bank Name :
HDFC Bank
Type :
Lifestyle Credit Card
Interest Rate :
3.6% per month i.e. 43.2% annually
Eligibility :
For Salaried
Nationality: India
Age: Minimum of 21 years and maximum of 60 Years.
Salary: Net monthly income should be greater than INR 20,000
Nationality: India
Age: Minimum of 21 years and maximum of 65 Years.
Salary: ITR should have been filed for an amount greater than INR 6 Lakh.
Pros
Welcome Benefit: Welcome Benefit: INR 500 worth Shoppers Stop voucher, redeemable on minimum shopping of INR 3,000 at Shoppers Stop stores.
Lifetime free card.
Reward System: Earn 6 First Citizen Points for every Rs 150 spent on Shoppers Stop private label brands, capped at 500 First Citizen Points per month. Value of 1 point = INR 0.60. Special cashback rate: 2.4%. Get 2 First Citizen Points for every Rs 150 spent on all other Shoppers Stop brands & other category spends (except fuel & wallet). General cashback rate: 0.8
Free Shoppers Stop membership
Link your Rupay credit card with UPI and avail Scan and Pay for all your transactions
Milestone Benefits: Earn 2000 First Citizen Points on spending INR 2 Lakhs annually.
Cons
No free movie tickets.
No lounge visits.
Limited value add benefits.
Low cashback rate.
Pros & Cons
Welcome Benefits
Welcome Benefit: Welcome Benefit: INR 500 worth Shoppers Stop voucher, redeemable on minimum shopping of INR 3,000 at Shoppers Stop stores.
Rewards System
Reward System: Earn 6 First Citizen Points for every Rs 150 spent on Shoppers Stop private label brands, capped at 500 First Citizen Points per month. Value of 1 point = INR 0.60. Special cashback rate: 2.4%. Get 2 First Citizen Points for every Rs 150 spent on all other Shoppers Stop brands & other category spends (except fuel & wallet). General cashback rate: 0.8.
International Forex Markup
3.5%.
Welcome Benefits and Reward System
Special Features
Earn 6 First Citizen Points for every Rs 150 spent on Shoppers Stop private label brands, capped at 500 First Citizen Points per month. Value of 1 point = INR 0.60. Special cashback rate: 2.4%.
Eligibility Criteria
For Salaried
Nationality: India
Age: Minimum of 21 years and maximum of 60 Years.
Salary: Net monthly income should be greater than INR 20,000
Nationality: India
Age: Minimum of 21 years and maximum of 65 Years.
Salary: ITR should have been filed for an amount greater than INR 6 Lakh.
Benefits
Cashback on shopping at Shoppers Stop.
Milestone benefits.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
HDFC Bank Website: Visit the HDFC Bank website at https://www.hdfcbank.com/personal/pay/cards/credit-cards
Shoppers Stop Website: Go to the Shoppers Stop website at https://www.shoppersstop.com/
Credit Card Section: Click on the "Credit Cards" section on either website.
Shoppers Stop HDFC Bank Credit Card: Select the "Shoppers Stop HDFC Bank Credit Card".
Apply Now: Click on "Apply Now".
Application Form: Fill out the application form with your details and income information.
Document Upload: Upload scanned copies of required documents.
Submit Application: Submit the completed application form.
Contact Details
Toll free no. 800 202 6161 / 1860 267 6161
Account Opening and Procedure
Shoppers Stop HDFC Bank Credit Card
The Shoppers Stop HDFC Bank Credit Card can be a good option if you are a frequent shopper at Shoppers Stop and want to earn rewards points on your purchases. However, it is important to be aware of the high fees and benefits only limited to shoppers stop outlets, before applying. Consider your spending habits and compare other cards before making a decision.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Life Time Free
Late Payment Fee: Rs. 500 + 2.5% of outstanding balance
Cash Advance Fee: 2.5% of cash advance amount + Rs. 500.
International Transaction Mark-up Fee: 3.5% of the transaction amount.
Interest Rates: 3.6% per month or 43.2% per annum
Rewards Redemption Fee: NA
Fuel Surcharge
1% fuel surcharge waiver of upto ₹250 per statement cycle, across all fuel stations in India (on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹250 per statement cycle).
Billing Cycle
30 Days