Shoppers Stop HDFC Bank Credit Card
MyRupaya Ratings
Product Details
Credit Card Name :
Shoppers Stop HDFC Bank Credit Card
Bank Name :
HDFC Bank
Type :
Lifestyle Credit Card
Interest Rate :
3.6% per month i.e. 43.2% annually
Eligibility :
For Salaried
Nationality: India
Age: Minimum of 21 years and maximum of 60 Years.
Salary: Net monthly income should be greater than INR 20,000
Nationality: India
Age: Minimum of 21 years and maximum of 65 Years.
Salary: ITR should have been filed for an amount greater than INR 6 Lakh.
Pros
Welcome Benefit: Welcome Benefit: INR 500 worth Shoppers Stop voucher, redeemable on minimum shopping of INR 3,000 at Shoppers Stop stores.
Lifetime free card.
Reward System: Earn 6 First Citizen Points for every Rs 150 spent on Shoppers Stop private label brands, capped at 500 First Citizen Points per month. Value of 1 point = INR 0.60. Special cashback rate: 2.4%. Get 2 First Citizen Points for every Rs 150 spent on all other Shoppers Stop brands & other category spends (except fuel & wallet). General cashback rate: 0.8
Free Shoppers Stop membership
Link your Rupay credit card with UPI and avail Scan and Pay for all your transactions
Milestone Benefits: Earn 2000 First Citizen Points on spending INR 2 Lakhs annually.
Cons
No free movie tickets.
No lounge visits.
Limited value add benefits.
Low cashback rate.
Pros & Cons
Welcome Benefits
Welcome Benefit: Welcome Benefit: INR 500 worth Shoppers Stop voucher, redeemable on minimum shopping of INR 3,000 at Shoppers Stop stores.
Rewards System
Reward System: Earn 6 First Citizen Points for every Rs 150 spent on Shoppers Stop private label brands, capped at 500 First Citizen Points per month. Value of 1 point = INR 0.60. Special cashback rate: 2.4%. Get 2 First Citizen Points for every Rs 150 spent on all other Shoppers Stop brands & other category spends (except fuel & wallet). General cashback rate: 0.8.
International Forex Markup
3.5%.
Welcome Benefits and Reward System
Special Features
Earn 6 First Citizen Points for every Rs 150 spent on Shoppers Stop private label brands, capped at 500 First Citizen Points per month. Value of 1 point = INR 0.60. Special cashback rate: 2.4%.
Eligibility Criteria
For Salaried
Nationality: India
Age: Minimum of 21 years and maximum of 60 Years.
Salary: Net monthly income should be greater than INR 20,000
Nationality: India
Age: Minimum of 21 years and maximum of 65 Years.
Salary: ITR should have been filed for an amount greater than INR 6 Lakh.
Benefits
Cashback on shopping at Shoppers Stop.
Milestone benefits.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
HDFC Bank Website: Visit the HDFC Bank website at https://www.hdfcbank.com/personal/pay/cards/credit-cards
Shoppers Stop Website: Go to the Shoppers Stop website at https://www.shoppersstop.com/
Credit Card Section: Click on the "Credit Cards" section on either website.
Shoppers Stop HDFC Bank Credit Card: Select the "Shoppers Stop HDFC Bank Credit Card".
Apply Now: Click on "Apply Now".
Application Form: Fill out the application form with your details and income information.
Document Upload: Upload scanned copies of required documents.
Submit Application: Submit the completed application form.
Contact Details
Toll free no. 800 202 6161 / 1860 267 6161
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Welcome Benefit: INR 500 worth Shoppers Stop voucher, redeemable on minimum shopping of INR 3,000 at Shoppers Stop stores.
Lifetime free card.
Reward System: Earn 6 First Citizen Points for every Rs 150 spent on Shoppers Stop private label brands, capped at 500 First Citizen Points per month. Value of 1 point = INR 0.60. Special cashback rate: 2.4%. Get 2 First Citizen Points for every Rs 150 spent on all other Shoppers Stop brands & other category spends (except fuel & wallet). General cashback rate: 0.8
Free Shoppers Stop membership
Link your Rupay credit card with UPI and avail Scan and Pay for all your transactions
Milestone Benefits: Earn 2000 First Citizen Points on spending INR 2 Lakhs annually.
No free movie tickets.
No lounge visits.
Limited value add benefits.
Low cashback rate.
HDFC Bank Biz Power Credit Card
The card is a premium credit card with a number of value add features. This card offers cashback on even tax and GST payment. Overall it is a must have card for small business owners/ freelancers.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Life Time Free
Late Payment Fee: Rs. 500 + 2.5% of outstanding balance
Cash Advance Fee: 2.5% of cash advance amount + Rs. 500.
International Transaction Mark-up Fee: 3.5% of the transaction amount.
Interest Rates: 3.6% per month or 43.2% per annum
Rewards Redemption Fee: NA
Fuel Surcharge
1% fuel surcharge waiver of upto ₹250 per statement cycle, across all fuel stations in India (on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹250 per statement cycle).
Billing Cycle
30 Days