Shoppers Stop HDFC Bank Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get Rs 500 worth Shoppers Stop voucher, redeemable on minimum shopping of Rs 3,000 at Shoppers Stop stores.
Milestone Benefits
Milestone Benefits:Users can earn Rs 500 per month for a min. purchase of Rs 15,000 on Shoppers Stop over the weekend (capped to maximum once in a month and 5 times in a year)
Cashback Rate
Users will earn 3% reward points on every Shoppers Stop spend & 1 % reward points on Non-Shoppers Stop spends. (Maximum capping of Rs.500 per month on Shoppers Stop spends & Rs.1000 per month for non-shoppers stop spends).
The reward points can be redeemed against a Shoppers Stop vouchers.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
Lifetime free card.; Free Shoppers Stop membership.; Users can link their Rupay credit card with UPI and avail Scan and Pay for all transactions
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get Rs 500 worth Shoppers Stop voucher, redeemable on minimum shopping of Rs 3,000 at Shoppers Stop stores.
Milestone Benefits
Milestone Benefits:Users can earn Rs 500 per month for a min. purchase of Rs 15,000 on Shoppers Stop over the weekend (capped to maximum once in a month and 5 times in a year)
Cashback Rate
Users will earn 3% reward points on every Shoppers Stop spend & 1 % reward points on Non-Shoppers Stop spends. (Maximum capping of Rs.500 per month on Shoppers Stop spends & Rs.1000 per month for non-shoppers stop spends).
The reward points can be redeemed against a Shoppers Stop vouchers.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
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Lounge Access
None.
Fees & Charges
Joining Fee
0
Annual Fee
0
Cash Advance Fee
Cash Advance Fee: 2.5% of cash advance amount + Rs. 500.
Interest rate
Interest Rates: 3.6% per month or 43.2% per annum
Late Payment Fee
Late Payment Fee: Rs. 500 + 2.5% of outstanding balance
Foreign Currency Transactions Fee
International Transaction Mark-up Fee: 3.5% of the transaction amount.
Other Fees
Lifetime free credit card. | Rewards Redemption Fee: NA
Fees & Charges
Joining Fee
0
Annual Fee
0
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rates: 3.6% per month or 43.2% per annum
Late Payment Fee
Late Payment Fee: Rs. 500 + 2.5% of outstanding balance
Foreign Currency Transactions Fee
International Transaction Mark-up Fee: 3.5% of the transaction amount.
Other Fees
Lifetime free credit card. | Rewards Redemption Fee: NA
Special Features
Users will earn 3% reward points on every Shoppers Stop spend & 1 % reward points on Non-Shoppers Stop spends. (Maximum capping of Rs.500 per month on Shoppers Stop spends & Rs.1000 per month for non-shoppers stop spends).
Eligibility Criteria
For Salaried
Nationality: India
Age: Minimum of 21 years and maximum of 60 Years.
Salary: Net monthly income should be greater than INR 20,000
Nationality: India
Age: Minimum of 21 years and maximum of 65 Years.
Salary: ITR should have been filed for an amount greater than INR 6 Lakh.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
HDFC Bank Website: Visit the HDFC Bank website at https://www.hdfcbank.com/personal/pay/cards/credit-cards
Shoppers Stop Website: Go to the Shoppers Stop website at https://www.shoppersstop.com/
Credit Card Section: Click on the "Credit Cards" section on either website.
Shoppers Stop HDFC Bank Credit Card: Select the "Shoppers Stop HDFC Bank Credit Card".
Apply Now: Click on "Apply Now".
Application Form: Fill out the application form with your details and income information.
Document Upload: Upload scanned copies of required documents.
Submit Application: Submit the completed application form.
Contact Details
Toll free no. 800 202 6161 / 1860 267 6161
Account Opening and Procedure
The card offers decent cashback rate on spends made at Shoppers Stop. The general cashback rate is quite low. Value add features offered by the card are decent. Overall the card is suitable for individuals who shop from Shoppers Stop often.
The card offers decent cashback rate on spends made at Shoppers Stop. The general cashback rate is quite low. Value add features offered by the card are decent. Overall the card is suitable for individuals who shop from Shoppers Stop often.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai