Shoppers Stop HDFC Bank RuPay Credit Card
Rewards & Benefits
Welcome Benefits
Users will get INR 500 worth Shoppers Stop voucher, redeemable on minimum shopping of INR 3,000 at Shoppers Stop stores.
Milestone Benefits
Milestone Benefits:Users can earn Rs 500 per month for a min. purchase of Rs 15,000 on Shoppers Stop over the weekend (capped to maximum once in a month and 5 times in a year)
Cashback Rate
Users will earn 3% reward points on every Shoppers Stop spend & 1 % reward points on Non-Shoppers Stop spends. (Maximum capping of Rs.500 per month on Shoppers Stop spends & Rs.1000 per month for non-shoppers stop spends).
The reward points can be redeemed against a Shoppers Stop vouchers.
Movie Benefits
Dining Benefits
Other Benefits
Lifetime free card.; Free Shoppers Stop membership.; Users can link their Rupay credit card with UPI and avail Scan and Pay for all transactions
Lounge Access
Fees & Charges
Joining Fee
0
Annual Fee
0
Cash Advance Fee
Cash Advance Fee: 2.5% of cash advance amount + Rs. 500.
Interest rate
3.6% per month i.e. 43.2% annually
Late Payment Fee
Late Payment Fee: Rs. 500 + 2.5% of outstanding balance
Foreign Currency Transactions Fee
International Transaction Mark-up Fee: 3.5% of the transaction amount.
Other Fees
Lifetime free credit card. | Rewards Redemption Fee: NA
Cons
No free movie tickets.
No lounge visits.
Limited value add benefits.
Low cashback rate.
Welcome Benefit: Users will get INR 500 worth Shoppers Stop voucher, redeemable on minimum shopping of INR 3,000 at Shoppers Stop stores.
Lifetime free card.
Reward System: Users will earn 3% reward points on every Shoppers Stop spend & 1 % reward points on Non-Shoppers Stop spends. (Maximum capping of Rs.500 per month on Shoppers Stop spends & Rs.1000 per month for non-shoppers stop spends).The reward points can be redeemed against a Shoppers Stop voucher with a cashback rate of 1%.
Free Shoppers Stop membership.
Users can link their Rupay credit card with UPI and avail Scan and Pay for all transactions
Milestone Benefits: Users can earn Rs. 500 per month for a min. purchase of Rs.15,000 on Shoppers Stop over the weekend (capped to maximum once in a month and 5 times in a year)
Rewards & Benifits
Welcome Benefits
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Rewards System
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International Forex Markup
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Welcome Benefits and Reward System
Special Features
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Eligibility Criteria
For Salaried
Nationality: India
Age: Minimum of 21 years and maximum of 60 Years.
Salary: Net monthly income should be greater than INR 20,000
Nationality: India
Age: Minimum of 21 years and maximum of 65 Years.
Salary: ITR should have been filed for an amount greater than INR 6 Lakh.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
HDFC Bank Website: Visit the HDFC Bank website at https://www.hdfcbank.com/personal/pay/cards/credit-cards
Shoppers Stop Website: Go to the Shoppers Stop website at https://www.shoppersstop.com/
Credit Card Section: Click on the "Credit Cards" section on either website.
Shoppers Stop HDFC Bank Credit Card: Select the "Shoppers Stop HDFC Bank Credit Card".
Apply Now: Click on "Apply Now".
Application Form: Fill out the application form with your details and income information.
Document Upload: Upload scanned copies of required documents.
Submit Application: Submit the completed application form.
Contact Details
Toll free no. 800 202 6161 / 1860 267 6161
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Welcome Benefit: Users will get INR 500 worth Shoppers Stop voucher, redeemable on minimum shopping of INR 3,000 at Shoppers Stop stores.
Lifetime free card.
Reward System: Users will earn 3% reward points on every Shoppers Stop spend & 1 % reward points on Non-Shoppers Stop spends. (Maximum capping of Rs.500 per month on Shoppers Stop spends & Rs.1000 per month for non-shoppers stop spends).The reward points can be redeemed against a Shoppers Stop voucher with a cashback rate of 1%.
Free Shoppers Stop membership.
Users can link their Rupay credit card with UPI and avail Scan and Pay for all transactions
Milestone Benefits: Users can earn Rs. 500 per month for a min. purchase of Rs.15,000 on Shoppers Stop over the weekend (capped to maximum once in a month and 5 times in a year)
No free movie tickets.
No lounge visits.
Limited value add benefits.
Low cashback rate.
The Shoppers Stop HDFC Bank Credit Card can be a good option if you are a frequent shopper at Shoppers Stop and want to earn rewards points on your purchases. However, it is important to be aware of the high fees and benefits only limited to shoppers stop outlets, before applying. Consider your spending habits and compare other cards before making a decision.
The Shoppers Stop HDFC Bank Credit Card can be a good option if you are a frequent shopper at Shoppers Stop and want to earn rewards points on your purchases. However, it is important to be aware of the high fees and benefits only limited to shoppers stop outlets, before applying. Consider your spending habits and compare other cards before making a decision.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
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Fuel Surcharge
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Billing Cycle
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