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SNAPDEAL

Product Details
Credit Card Name : 

SNAPDEAL

Bank Name :

Bank of Baroda

Type :

Shopping Credit Card

Interest Rate : 

3.49% per month

Eligibility :

Age Criteria: Primary Card Holder- 21 to 65 years old ; Add-on Cardholder- above 18 years old
Minimum annual income of INR 3.60 Lakhs for salaried individuals and minimum annual income of INR 4.80 Lakhs for self-employed individuals
Resident of India

SNAPDEAL
Pros
  • Welcome Benefit: Snapdeal vouchers worth up to ₹500 on card usage within 30 days of issuance. 

  • Reward System: 5% Unlimited Cashback (20 Reward Points per ₹ 100) for your purchases on the Snapdeal website & app only, 10 Reward Points for every ₹ 100 spent on Online Shopping, Grocery & Departmental Stores (Cashback Rate: 2.5%), and 4 Reward Points for every ₹ 100 spent on other categories (Cashback: 1%). 

Cons
  • Limited reward scope

  • Low cashback on other categories

  • Monthly caps on cashback.

  • Limited customer support

Pros & Cons
Welcome Benefits
Snapdeal vouchers worth upto INR 500 on card usage within 30 days of issuance.
Rewards System
  • 5% Unlimited Cashback (20 Reward Points per ₹ 100) for your purchases on the Snapdeal website & app only, 10 Reward Points for every ₹ 100 spent on Online Shopping, Grocery & Departmental Stores (Cashback Rate: 2.5%), and 4 Reward Points for every ₹ 100 spent on other categories (Cashback: 1%). 

  • 1 RP= INR 0.25

International Forex Markup

3.5% of transaction amount

Welcome Benefits and Reward System
Special Features

5% Unlimited Cashback (20 Reward Points per ₹ 100) for your purchases on the Snapdeal website & app 

Eligibility Criteria

Age Criteria: Primary Card Holder- 21 to 65 years old ; Add-on Cardholder- above 18 years old
Minimum annual income of INR 3.60 Lakhs for salaried individuals and minimum annual income of INR 4.80 Lakhs for self-employed individuals
Resident of India

Benefits
  • Good cashback on shopping from Snapdeal website or app. 

  • Free add-on card 

  • Easy EMI conversion options are available. 

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  1. Visit the Bank of Baroda website or Snapdeal website. They both have information about the card and an "Apply Now" option.

  2. Fill out the online application form with your details.

  3. You will likely need to complete a video KYC (Know Your Customer) process for verification.

Contact Details

1800 225 100

Account Opening and Procedure
SNAPDEAL

Leaving the Snapdeal rewards, this is a decent entry-level card with a 1% to 2.5% return on spending. This is also a good fit for a Rupay credit card that you can also use for UPI transactions in the future. The one downside is you need to pay the fee of Rs 249 plus taxes every year for this card. This impacts the total return on the card. Another drawback of this card is BoB customer support. It is non-existent when we will need it the most.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • First Year Fee (levied in the first statement): INR 249 

  • Annual Fee: INR 249  

  • Cash Withdrawal fee: 2.5% of the withdrawn amount or INR 500, whichever is higher Service

  • Finance Charges: 3.49% per month 

  • Surcharge on usage at Petrol outlets: Waived 1% of transaction amount (between INR 400- 5000) capped at INR 250 per statement  

  • Foreign Currency Transaction Fee: 3.5% of transaction amount 

  • No fee Late Payment Charges

Fuel Surcharge
1% Fuel Surcharge Waiver on all fuel transactions between INR 400- INR 5000 (max. = INR 250/ month.)
Billing Cycle

30 Days

Fees & Charges
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