SNAPDEAL
MyRupaya Ratings
Product Details
Credit Card Name :
SNAPDEAL
Bank Name :
Bank of Baroda
Type :
Shopping Credit Card
Interest Rate :
3.49% per month
Eligibility :
Age Criteria: Primary Card Holder- 21 to 65 years old ; Add-on Cardholder- above 18 years old
Minimum annual income of INR 3.60 Lakhs for salaried individuals and minimum annual income of INR 4.80 Lakhs for self-employed individuals
Resident of India
Pros
Welcome Benefit: Snapdeal vouchers worth up to ₹500 on card usage within 30 days of issuance.
Reward System: 5% Unlimited Cashback (20 Reward Points per ₹ 100) for your purchases on the Snapdeal website & app only, 10 Reward Points for every ₹ 100 spent on Online Shopping, Grocery & Departmental Stores (Cashback Rate: 2.5%), and 4 Reward Points for every ₹ 100 spent on other categories (Cashback: 1%).
Cons
Limited reward scope
Low cashback on other categories
Monthly caps on cashback.
Limited customer support
Pros & Cons
Welcome Benefits
Rewards System
5% Unlimited Cashback (20 Reward Points per ₹ 100) for your purchases on the Snapdeal website & app only, 10 Reward Points for every ₹ 100 spent on Online Shopping, Grocery & Departmental Stores (Cashback Rate: 2.5%), and 4 Reward Points for every ₹ 100 spent on other categories (Cashback: 1%).
1 RP= INR 0.25
International Forex Markup
3.5% of transaction amount
Welcome Benefits and Reward System
Special Features
5% Unlimited Cashback (20 Reward Points per ₹ 100) for your purchases on the Snapdeal website & app
Eligibility Criteria
Age Criteria: Primary Card Holder- 21 to 65 years old ; Add-on Cardholder- above 18 years old
Minimum annual income of INR 3.60 Lakhs for salaried individuals and minimum annual income of INR 4.80 Lakhs for self-employed individuals
Resident of India
Benefits
Good cashback on shopping from Snapdeal website or app.
Free add-on card
Easy EMI conversion options are available.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Visit the Bank of Baroda website or Snapdeal website. They both have information about the card and an "Apply Now" option.
Fill out the online application form with your details.
You will likely need to complete a video KYC (Know Your Customer) process for verification.
Contact Details
1800 225 100
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Snapdeal vouchers worth up to ₹500 on card usage within 30 days of issuance.
Reward System: 5% Unlimited Cashback (20 Reward Points per ₹ 100) for your purchases on the Snapdeal website & app only, 10 Reward Points for every ₹ 100 spent on Online Shopping, Grocery & Departmental Stores (Cashback Rate: 2.5%), and 4 Reward Points for every ₹ 100 spent on other categories (Cashback: 1%).
Limited reward scope
Low cashback on other categories
Monthly caps on cashback.
Limited customer support
HDFC Bank Biz Power Credit Card
The card is a premium credit card with a number of value add features. This card offers cashback on even tax and GST payment. Overall it is a must have card for small business owners/ freelancers.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
First Year Fee (levied in the first statement): INR 249
Annual Fee: INR 249
Cash Withdrawal fee: 2.5% of the withdrawn amount or INR 500, whichever is higher Service
Finance Charges: 3.49% per month
Surcharge on usage at Petrol outlets: Waived 1% of transaction amount (between INR 400- 5000) capped at INR 250 per statement
Foreign Currency Transaction Fee: 3.5% of transaction amount
No fee Late Payment Charges
Fuel Surcharge
Billing Cycle
30 Days