SpiceJet Axis Bank Voyage Credit Card
Rewards & Benefits
Welcome Benefits
Users will get a SpiceJet voucher worth Rs. 1500 on 2 transactions within 30 days of card issuance and a SpiceClub Silver membership.
Milestone Benefits
Cashback Rate
Users will get 28 SpiceClub points (16 SpiceClub points as a Spice Club member and 12 Spice Club points on a card spent on every INR 200 spent on the Spice Jet app.
12 SpiceClub points for every INR 200 spent on online food order.
6 SpiceClub points for every INR 200 spent on all other domestic retail & international transactions(excl fuel, wallet, EMI transaction).
These points can be redeemed for different purposes as specified by the bank from time to time.
Movie Benefits
Dining Benefits
Other Benefits
Lounge Access
Fees & Charges
Joining Fee
INR 750.
Annual Fee
2nd Year onwards: INR 750.
Cash Advance Fee
Cash withdrawal fee from ATM - 2.5% (Min. Rs 500) of cash Amount.
Interest rate
3.6% per month (52.86% per annum)
Late Payment Fee
Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.
Foreign Currency Transactions Fee
Other Fees
Reward Redemption fee: INR 0
Cons
Low cashback rate.
Limited number of non-travel benefits.
Welcome Benefit: Users will get a SpiceJet voucher worth Rs. 1500 on 2 transactions within 30 days of card issuance and a SpiceClub Silver membership.
Users will get 28 SpiceClub Ppoints (16 SpiceClub points as a Spice Club member and 12 Spice Club points on a card spent on every INR 200 spent on the Spice Jet app. 12 SpiceClub points for every INR 200 spent on online food order. 6 SpiceClub points for every INR 200 spent on all other domestic retail & international transactions(excl fuel, wallet, EMI transaction). These points can be redeemed for different purposes as specified by the bank from time to time.
Users can earn Spice club points totalling to 3000, on annual spends of Rs. 2 lakh and 2000 points on spending 1 lakh. Additionally 1000 points on renewal of credit card.
4 domestic complimentary lounge visits per calendar.
Up to 20% off at 4000+ restaurants.
Rewards & Benifits
Welcome Benefits
Users will get a SpiceJet voucher worth Rs. 1500 on 2 transactions within 30 days of card issuance and a SpiceClub Silver membership.
Rewards System
International Forex Markup
3.5%
Welcome Benefits and Reward System
Special Features
Complimentary SpiceClub Silver membership.
Eligibility Criteria
Primary cardholder should be between the age of 18 and 70 years
Individual should be a Resident of India
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for the Axis Bank SpiceJet Voyage Credit Cardonline or offline. Here are the steps on how to apply online:
Go to the Axis Bank Credit Card website. Search for SpiceJet Axis Bank Voyage Credit Card.
Click on the "Apply Now" button.
Enter your personal details such as your name, email address, and mobile number.
Enter your income and employment details.
Upload a scanned copy of your PAN card and Aadhaar card.
Select the credit limit you want.
Click on the "Submit" button.
An Axis Bank representative will contact you to verify your details and complete the application process.
Contact Details
1868 419 5555 & 1860 500 5555
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Welcome Benefit: Users will get a SpiceJet voucher worth Rs. 1500 on 2 transactions within 30 days of card issuance and a SpiceClub Silver membership.
Users will get 28 SpiceClub Ppoints (16 SpiceClub points as a Spice Club member and 12 Spice Club points on a card spent on every INR 200 spent on the Spice Jet app. 12 SpiceClub points for every INR 200 spent on online food order. 6 SpiceClub points for every INR 200 spent on all other domestic retail & international transactions(excl fuel, wallet, EMI transaction). These points can be redeemed for different purposes as specified by the bank from time to time.
Users can earn Spice club points totalling to 3000, on annual spends of Rs. 2 lakh and 2000 points on spending 1 lakh. Additionally 1000 points on renewal of credit card.
4 domestic complimentary lounge visits per calendar.
Up to 20% off at 4000+ restaurants.
Low cashback rate.
Limited number of non-travel benefits.
SpiceJet Axis Bank Voyage Credit Card is a good beginner level travel credit card. However, if you air travel frequently, this card is not for you. The benefits offered are limited in quantity - for example lounge visit can be used only 4 times a year.
SpiceJet Axis Bank Voyage Credit Card is a good beginner level travel credit card. However, if you air travel frequently, this card is not for you. The benefits offered are limited in quantity - for example lounge visit can be used only 4 times a year.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining fee: INR 750.
Annual fee -2nd Year onwards: INR 750.
Cash withdrawal fee from ATM - 2.5% (Min. Rs 500) of cash Amount.
Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.
Interest Rate: 3.6% per month (52.86% per annum).
Reward Redemption fee: INR 0
Fuel Surcharge
1% of transaction amount (Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month).
Billing Cycle
30 Days