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Standard Chartered Platinum Rewards Credit Card

Product Details
Credit Card Name : 

Standard Chartered Platinum Rewards Credit Card

Bank Name :

Standard Chartered Bank

Type :

Premium Credit Card

Interest Rate : 

3.75% per month (45% per annum)

Eligibility :

The applicant should be between 21 to 65 years of age.
The applicant should have stable income.
The applicant should reside in the credit card sourcing city or location of the bank.

Standard Chartered Platinum Rewards Credit Card
Pros
  • Welcome Benefits: None.

  • Reward System: Get 5 reward points on spending INR 150 on fuel and dining. Value of 1 reward points = INR 0.25. Dining and fuel cashback rate = 0.83%. Ger 1 reward point on spending INR 150 on all other categories. Effective general cashback rate = 0.17%. 

  • No cap on reward points.

  • 0 annual fee and joining fee. 

Cons
  • No free movie tickets. 

  • No free lounge visits. 

  • No value add benefits. 

  • No milestone benefits.

  • No welcome benefits. 

Pros & Cons
Welcome Benefits

None 

Rewards System

Reward System: Get 5 reward points on spending INR 150 on fuel and dining. Value of 1 reward points = INR 0.25. Dining and fuel cashback rate = 0.83%. Ger 1 reward point on spending INR 150 on all other categories. Effective general cashback rate = 0.17%. 

International Forex Markup

3.5%

Welcome Benefits and Reward System
Special Features

No cap on reward points. 

Eligibility Criteria

The applicant should be between 21 to 65 years of age.
The applicant should have stable income.
The applicant should reside in the credit card sourcing city or location of the bank.

Benefits
  • Fuel cashback. 

  • Dining cashback. 

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  1. Visit the Standard Chartered website: Choose the Platinum Rewards Credit Card.

  2. Click on "Apply Now": Fill out the online application form with your personal and financial information.

  3. Documents: Upload scanned copies of required documents like PAN card, address proof, etc.

  4. Review and submit: Review your application thoroughly before submitting it.

  5. Decision: Standard Chartered will review your application and let you know their decision within a few days.

  6. Card receipt: If approved, you'll receive your card within a few weeks.

Contact Details

6601 4444/3940 4444 (Available between 7:00 a.m. - 11:00 p.m.) 66011500/39401500/1800 425 1000/1800 345 5000 (Available 24x7)

Account Opening and Procedure
Standard Chartered Platinum Rewards Credit Card

The Standard Chartered Platinum Rewards Credit Card is a good option for those who want a basic rewards card with no fuss and a low annual fee. It's ideal for everyday spending, especially on dining and fuel, but might not be the best choice for those seeking high rewards rates or extensive benefits. Consider your spending habits and compare with other cards before making a decision.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining and Annual Fees: NIL

  • Late Payment Fee: Up to Rs. 1,000 depending on the outstanding amount.

  • Cash Advance Fee: 3% of the withdrawal amount with a minimum of Rs. 300.

  • Foreign Transaction Fee: 3.5% of the transaction amount.

  • Minimum Card Usage Penalty: Rs. 250 + GST if you spend less than Rs. 500 within 30 days of card issuance (applicable only for digitally submitted applications).

  • Statement Outstanding Balance Charges: Ranging from Rs. 0 to Rs. 1,200 depending on the outstanding amount.

Fuel Surcharge

You get a 1% fuel surcharge waiver on all fuel spends.

Billing Cycle

30 Days

Fees & Charges
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