Standard Chartered Rewards Credit Card
Rewards & Benefits
Welcome Benefits
Milestone Benefits
Cashback Rate
Value of 1 reward point = INR 0.30.
Users will get 4 rewards on all retail spends per INR 150 spent on credit card. Cashback rate: 0.8%.
1 reward point for every INR 150 spent on government and insurance categories. Govt cashback rate: INR 0.3%.
Special cashback rate above 20,000: 1.6%.
Movie Benefits
Dining Benefits
Other Benefits
Lounge Access
Users will get complimentary lounge access, 1 per calendar quarter.
Rewards & Benefits
Welcome Benefits
Milestone Benefits
Cashback Rate
Value of 1 reward point = INR 0.30.
Users will get 4 rewards on all retail spends per INR 150 spent on credit card. Cashback rate: 0.8%.
1 reward point for every INR 150 spent on government and insurance categories. Govt cashback rate: INR 0.3%.
Special cashback rate above 20,000: 1.6%.
Movie Benefits
Dining Benefits
Other Benefits
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Lounge Access
Users will get complimentary lounge access, 1 per calendar quarter.
Fees & Charges
Joining Fee
No Joining Fee
Annual Fee
s: INR 1000 + GST
Cash Advance Fee
3% of cash withdrawal amount subject to a minimum of Rs. 300.
Interest rate
Interest Rate: 3.75% pm (APR of 45%)
Late Payment Fee
Late Payment Charges: Ranges from Rs. 100 to Rs. 1200.
Foreign Currency Transactions Fee
Foreign Currency Markup Fees:3.5% transaction fee.
Other Fees
Cash Advance Charges: ATM withdrawals: 3% of cash withdrawal amount subject to a minimum of Rs. 300.
Fees & Charges
Joining Fee
No Joining Fee
Annual Fee
s: INR 1000 + GST
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: 3.75% pm (APR of 45%)
Late Payment Fee
Late Payment Charges: Ranges from Rs. 100 to Rs. 1200.
Foreign Currency Transactions Fee
Foreign Currency Markup Fees:3.5% transaction fee.
Other Fees
Cash Advance Charges: ATM withdrawals: 3% of cash withdrawal amount subject to a minimum of Rs. 300.
Special Features
None
Eligibility Criteria
The applicant should be between 21 and 65 years of age.
The applicant should have a stable monthly income.
The applicant should belong to any of the sourcing locations of the Standard Chartered Bank.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Online:
Visit the Standard Chartered website and select the credit card you want to apply for.
Click on the "Apply Now" button.
Fill out the online application form.
Submit your application.
Contact Details
6601 4444/3940 4444 (Available between 7:00 a.m. - 11:00 p.m.) 66011500/39401500/1800 425 1000/1800 345 5000 (Available 24x7)
Account Opening and Procedure
For people who would rather use their credit card for regular purchases, the Standard Chartered Rewards Credit Card can be a good choice. With this card, you can earn up to 8x Reward Points on your purchases (including the base reward rate and milestone rewards), which translates into significant savings.
For people who would rather use their credit card for regular purchases, the Standard Chartered Rewards Credit Card can be a good choice. With this card, you can earn up to 8x Reward Points on your purchases (including the base reward rate and milestone rewards), which translates into significant savings.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai