Standard Chartered Super Value Titanium Credit Card

Standard Chartered Super Value Titanium Credit Card is a everyday credit card from Standard Chartered Bank. Users will get 5% cash back on fuel bills, provided the maximum transaction amount does not exceed ₹2000.

Joining fee: ₹499
Annual fee: ₹499
Forex markup: 2% markup on all international transactions (except Nepal…
Interest: Effective Interest Rate (EIR) of 23.9%, 27.9%, or 29.9% p.a. based on your credit profile. Finance charges…

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Rewards & cashback

Users will get 5% cash back on fuel bills, provided the maximum transaction amount does not exceed ₹2000
5% cashback on telephone bills, on a minimum transaction amount of ₹750 (Telephone bill needs to be register and paid through the Billpay platform of Standard Chartered Bank)
5% cashback on utility bills, on a minimum transaction amount of ₹750 (Utility bill needs to be register and paid through the Billpay platform of Standard Chartered Bank)
User gets 1 reward point on all othe spends on spending ₹150
General cashback rate 0.17%

Airport lounge access

Free priority pass membership

Fees & charges

Joining fee: ₹499
Annual fee: ₹499
Foreign currency markup: 2% markup on all international transactions (except Nepal…
Interest rate: Effective Interest Rate (EIR) of 23.9%, 27.9%, or 29.9% p.a. based on your credit profile. Finance charges…
Late payment: ₹500 or 5% of outstanding balance, whichever is higher, in India. Refer to specific terms for other regions
Cash advance: 2.5% of the amount withdrawn or ₹500, whichever is higher,
Fuel surcharge: ₹10 or 1% of transaction amount (whichever is higher) on petrol transactions. No surcharge on diesel transactions
Billing cycle: 30 Days
Other fees: Joining / First Year Fee of ₹499 + GST waived as a Special Offer (Not applicable for existing SCB credit card holders). | Minimum…

Pros and cons

What works well

Users will get 5% cash back on fuel bills, provided the maximum transaction amount does not exceed ₹2000
5% cashback on telephone bills, on a minimum transaction amount of ₹750 (Telephone bill needs to be register and paid through the Billpay platform of Standard Chartered Bank)
5% cashback on utility bills, on a minimum transaction amount of ₹750 (Utility bill needs to be register and paid through the Billpay platform of Standard Chartered Bank)
User gets 1 reward point on all othe spends on spending ₹150
General cashback rate 0.17%
Free priority pass membership

Worth knowing

The card offers a lower reward rate compared to other credit cards in its segment
The card does not offer any concierge services or access to airport or railway lounges
The monthly cashback benefits are capped very low
The card does not offer any fuel surcharge waiver
Users do not get reward points on any transaction

Who can apply

To be eligible for the Standard Chartered Smart Credit Card, the primary applicant should be between 18 and 65 years of age and have a stable source of income
The add-on applicant should be at least 18 years old
The applicant must also belong to the credit card sourcing cities or locations of Standard Chartered Bank
The applicant must have an income of ₹25,000 or above per month and a CIBIL score of 750 or above

How to apply

Gather your documents
You will need to provide your proof of identity, proof of income, and proof of address
Complete the application form
You can find the application form online or at a Standard Chartered branch
Submit your application
Once you have completed the application form, you can submit it online or in person at a Standard Chartered branch
Wait for a decision
Standard Chartered will review your application and make a decision within 5-7 business days

Details come from information published by Standard Chartered Bank and may change. Confirm current fees, benefits and eligibility with the bank before applying. Some links are partner links; MyRupaya may earn a commission at no extra cost to you.