SWAVLAMBAN
Rewards & Benefits
Welcome Benefits
None
Milestone Benefits
Cashback Rate
Earn 4 Reward Points for every 100 spent (maximum 800 Reward Points per statement cycle).
1RP = 0.25 paisa. Effective cashback rate = 1%.
Movie Benefits
Dining Benefits
Other Benefits
Lifetime free card
Free add-on cards
Zero liability on lost card; Lifetime free credit card; Other Benefits: Spend Rs 2,500 within 60 days and Rs 12,000 annually for reversal/waiver of annual fees.
Lounge Access
Fees & Charges
Joining Fee
Annual Fee
Cash Advance Fee
2.5% or ?300/- (Whichever is
higher)
Interest rate
Interest Rate: 3.25% p.m. (39% Annualized
Percentage Rates).
Late Payment Fee
< 200- Nil
200 � 500- Rs.100/-
501 � 1000- Rs. 400/-
1001 � 10000- Rs. 500/-
> 10000- Rs. 750/-
Foreign Currency Transactions Fee
3.5
Other Fees
Cons
Limited Offers available.
Low reward point value.
No welcome benefit
No reward points on fuel transactions
Lifetime free credit card
Reward System: Customers can earn 4 Reward Points for every 100 spent (maximum 800 Reward Points per statement cycle)
Other Benefits: Spend Rs. 2,500 within 60 days and Rs. 12,000 annually for reversal/waiver of annual fees.
Rewards & Benifits
Welcome Benefits
None
Rewards System
International Forex Markup
Welcome Benefits and Reward System
Special Features
Eligibility Criteria
Indian Resident
Age group: 18-70 years.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Here are the steps on how to apply for the Bank of Baroda SWAVLAMBAN credit card:
Go to the Bank of Baroda website and click on the "Credit Cards" tab.
Select the "SWAVLAMBAN Credit Card". Click on the "Apply Now" button.
Fill out the online application form and submit it.
You will need to provide the following information: Your personal details, such as your name, address, and contact information. Your employment details, such as your employer's name, address, and phone number. Your income details. Your credit history.
You will also need to upload a copy of your PAN card, Aadhaar card, and recent salary slip.
Once your application is submitted, it will be reviewed by the Bank of Baroda.
If your application is approved, you will receive the card in the mail within a few weeks.
Contact Details
Call at 1800 225 100
Website: https://www.bobfinancial.com/easy-card.jsp
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Lifetime free credit card
Reward System: Customers can earn 4 Reward Points for every 100 spent (maximum 800 Reward Points per statement cycle)
Other Benefits: Spend Rs. 2,500 within 60 days and Rs. 12,000 annually for reversal/waiver of annual fees.
Limited Offers available.
Low reward point value.
No welcome benefit
No reward points on fuel transactions
Overall, the Bank of Baroda Swavlamban Credit Card is a decent option for beginners or those with limited credit history. However, if you are a high spender or are looking for a card with a more rewarding program, there might be better options available.
Overall, the Bank of Baroda Swavlamban Credit Card is a decent option for beginners or those with limited credit history. However, if you are a high spender or are looking for a card with a more rewarding program, there might be better options available.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Fuel Surcharge
Billing Cycle
30 days