Swavlamban Bobcard

Swavlamban Bobcard is a rewards credit card from Bank of Baroda. Earn 4 Reward Points for every 100 spent (maximum 800 Reward Points per statement cycle).

Forex markup: 3.50% of the transaction amount
Interest: 3.25% p.m. (39% Annualized Percentage Rates)

More BoB cards

Rewards & cashback

Earn 4 Reward Points for every 100 spent (maximum 800 Reward Points per statement cycle)
1RP = 0.25 paisa
Effective cashback rate = 1%

More benefits & features

Lifetime free card
Free add-on cards
Zero liability on lost card; Lifetime free credit card; Other Benefits: Spend ₹2,500 within 60 days and ₹12,000 annually for reversal/waiver of annual fees

Fees & charges

Foreign currency markup: 3.50% of the transaction amount
Interest rate: 3.25% p.m. (39% Annualized Percentage Rates)
Late payment: 10000- ₹750/-
Cash advance: 2.5% or ₹300/- (Whichever is higher)
Fuel surcharge: 1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5,000 (Max. ₹250 per…
Billing cycle: 30 days

Pros and cons

What works well

Lifetime free credit card
Customers can earn 4 Reward Points for every 100 spent (maximum 800 Reward Points per statement cycle)
Spend ₹2,500 within 60 days and ₹12,000 annually for reversal/waiver of annual fees

Worth knowing

Limited Offers available
Low reward point value
No welcome benefit
No reward points on fuel transactions

Who can apply

Indian Resident
Age group: 18-70 years

How to apply

Here are the steps on how to apply for the Bank of Baroda SWAVLAMBAN credit card:

Go to the Bank of Baroda website and click on the "Credit Cards" tab
Select the "SWAVLAMBAN Credit Card"
Click on the "Apply Now" button
Fill out the online application form and submit it
You will need to provide the following information: Your personal details, such as your name, address, and contact information
Your employment details, such as your employer's name, address, and phone number
Your income details
Your credit history

Details come from information published by Bank of Baroda and may change. Confirm current fees, benefits and eligibility with the bank before applying. Some links are partner links; MyRupaya may earn a commission at no extra cost to you.