Welcome benefit: Users will get 499 NeuCoins on the Tata Neu app after the payment of joining fee.
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Tata Neu Plus SBI Card
Rewards & Benefits
Welcome Benefits
Welcome benefit: Users will get 499 NeuCoins on the Tata Neu app after the payment of joining fee.
Milestone Benefits
Annual fee reversal on annual spends of 1 lakh or more.
Cashback Rate
Reward System: 1 NeuCoin = Rs. 1 savings, users will get 2% value back as NeuCoins on spends at Tata Neu App/Website and partner Tata Brands.
Extra 5% value back as NeuCoins on select category spends on Tata Neu App/Website.
1% value back as NeuCoins on other spends, including UPI transactions.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
Annual fee reversal on annual spends of 1 lakh or more.
Lounge Access
Users can also avail themselves of 4 complimentary domestic lounge access per calendar year, i.e. 1 per quarter, after spending Rs. 50,000 in the previous quarter.
Rewards & Benefits
Welcome Benefits
Welcome benefit: Users will get 499 NeuCoins on the Tata Neu app after the payment of joining fee.
Milestone Benefits
Annual fee reversal on annual spends of 1 lakh or more.
Cashback Rate
Reward System: 1 NeuCoin = Rs. 1 savings, users will get 2% value back as NeuCoins on spends at Tata Neu App/Website and partner Tata Brands.
Extra 5% value back as NeuCoins on select category spends on Tata Neu App/Website.
1% value back as NeuCoins on other spends, including UPI transactions.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
Annual fee reversal on annual spends of 1 lakh or more.
Lounge Access
Users can also avail themselves of 4 complimentary domestic lounge access per calendar year, i.e. 1 per quarter, after spending Rs. 50,000 in the previous quarter.
Fees & Charges
Joining Fee
₹499/- plus taxes. On spending ₹1,00,000 or more in a year, the renewal fee can be waived.
Annual Fee
Nil
Cash Advance Fee
2.5% or ₹500 whichever is higher.
Interest rate
3.50% monthly, 42% annually.
Late Payment Fee
INR 400 to INR 1300.
Foreign Currency Transactions Fee
3.5%
Other Fees
Fees & Charges
Joining Fee
₹499/- plus taxes. On spending ₹1,00,000 or more in a year, the renewal fee can be waived.
Annual Fee
Nil
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
3.50% monthly, 42% annually.
Late Payment Fee
INR 400 to INR 1300.
Foreign Currency Transactions Fee
3.5%
Other Fees
Special Features
Cashback on UPI transactions.
Eligibility Criteria
There are certain basic criteria that all applicants must fulfil.
For example:
Minimum Age – 21 years
Maximum Age – 70 years
Occupation – Salaried or Self-Employed
Other Criteria – Regular source of Income, Good credit score, etc.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Online:
Visit the SBI Card website: https://www.sbicard.com/en/eapply.page
Select the Tata Neu Plus RuPay SBI Card from the list of credit cards.
Fill in the required personal and financial information.
Upload the necessary documents as instructed.
Submit the application form.
Contact Details
Dial 39 02 02 02 (prefix local STD code) or 1860 180 129
Account Opening and Procedure
The card offers a solid cashback rate. Value add features however are below par. Overall it is a good credit card for individuals who do majority of their shopping online.
The card offers a solid cashback rate. Value add features however are below par. Overall it is a good credit card for individuals who do majority of their shopping online.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai