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Tata Platinum Card Select

Product Details
Credit Card Name : 

Tata Platinum Card Select

Bank Name :

Tata Cards

Type :

Rewards Credit Card

Interest Rate : 

3.50% per month (42% per annum) from the transaction date. 

Eligibility :

Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.

Tata Platinum Card Select
Pros
  • Welcome Benefit: Gift Voucher worth INR 3,000 from any of the following brands: Yatra, Hush Puppies / Bata, Aditya Birla Fashion, Westside.

  • Reward System: Get 3 points on departmental store, gorcery store, dining and international spends. Value of 1 reward point: INR 1. Effective cashback rate: 3%. 1 point on all other spends. Effective general cashback rate: 1%. 

  • Milestone Benefits: Gift voucher worth INR 3,000 from any of the following brands: Yatra, Hush Puppies / Bata , Westside, Aditya Birla Retail. 

  • Get up to 5% value back on spends on Tata outlets.

  • Get 2% value back on spends at Croma and cromaretail.com


 

Cons
  • Low cashback rate.

  • No free movie tickets. 

  • No free airport lounge visits.

  • Limited value add benefits. 

Pros & Cons
Welcome Benefits

Welcome Benefit: Gift Voucher worth INR 3,000 from any of the following brands: Yatra, Hush Puppies / Bata, Aditya Birla Fashion, Westside.

Rewards System

Reward System: Get 3 points on departmental store, gorcery store, dining and international spends. Value of 1 reward point: INR 1. Effective cashback rate: 3%. 1 point on all other spends. Effective general cashback rate: 1%. 

International Forex Markup

3.5%.

Welcome Benefits and Reward System
Special Features

Get up to 5% value back on spends on Tata outlets.

Eligibility Criteria

Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.

Benefits
  • 3% cashback on grocery shopping and on departmental stores. 

  • 5% valueback on Tata stores. 

  • Great vouchers on acheiving milestones and on joining and renewing the card.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?

You can apply for the Tata Platinum Select credit card in 2 major ways:


1. Online:

  • This is quick and easy method. Visit the Tata Card website. 

  • Choose the Tata Platinum Select Credit Card.

  • Click on the "Apply Now" button.

  • Fill out the application form with your details, income information, and employment details.

  • Upload scanned copies of the required documents (PAN card, Address proof, Income proof).

  • Submit the application and wait for a decision from the credit card company.

2. Offline:

  • Visit any SBI bank branch or any authorized Tata Card distributor outlet.

  • Request a Tata Platinum Select Credit Card application form.

  • Fill out the form and submit it along with the requisite documents.

Contact Details

l 1860 500 1290, 1860 180 1290, 39 02 02 02(Prefix local the STD code) or 1800 180 1290 (Toll Free)

Account Opening and Procedure
Tata Platinum Card Select

USP of the card is 5% off on Tata stores. The card also offers great milestone benefits and welcome benefits. Overall the card is value for money deal.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Annual Fee (one time): INR. 2,999 + Taxes

  • Renewal Fee (per annum): INR 2,999 + Taxes.

  • Cash Advance fees: 2.5% or Rs. 500 whichever is higher at domestic ATMs and 2.5% or Rs. 500, whichever is higher at international ATMs

  • Interest Rate: Up to 3.50% per month (42% per annum) from the transaction date. 

  • Late Payment charges will be applicable if Minimum Amount Due is not paid by the payment due date. NIL for Outstanding Amount on payment date from Rs.0-Rs.500, Rs. 400 for Outstanding Amount greater than Rs. 500 & up to Rs. 1000; Rs. 750 for Outstanding Amount greater than Rs. 1000 & up to Rs. 10,000; Rs. 950 for Outstanding Amount greater than Rs. 10,000  up to Rs. 25,000; Rs. 1100 for Outstanding Amount greater than Rs. 25,000 & up to Rs. 50,000; Rs. 1300 for Outstanding Amount greater than Rs. 50,000. 

  • Reward Redemption Fees: INR 99/- per redemption. 

Fuel Surcharge

1% Fuel Surcharge waiver for each transaction between INR 500 and INR 4,000. Maximum Surcharge waiver of INR 100 per statement cycle, per credit card account.

Billing Cycle

30 Days.

Fees & Charges
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